Skip to main content Skip to main navigation Skip to accessibility page Skip to search input

Complete Freedom

Open an everyday account today

$0 account-keeping fee
We’ve removed our account-keeping fee for all our customers, so there’s no need to make a minimum deposit each month
Visa debit card
Access your own money wherever Visa is accepted (if you’re under 14, you get a Freedom card)
Internet banking
Bank online wherever you are, whatever you're doing
My Offers Hub
Access to offers and benefits on popular lifestyle brands just for being an eligible* cardholder


Everyday accounts for...


Smart banking everyday, everywhere

High school students

Start out in the right direction with a Complete Freedom account

Young adults & students

A transaction account designed for day-to-day banking needs

Concession card holders

An accessible concession card account


Easy banking for retirees

Special offer


on us!

Get $40 with a new Complete Freedom everyday bank account when you apply online by 24th January 2022 and within 30 days of account opening deposit $500 and make 5 eligible debit card purchases. New transaction account customers only. Exclusions, T&Cs apply*.

>I'm over 21
>I'm under 21 or studying full time


Easy, secure, and a fast way to pay with Apple Pay

Enjoy all the benefits of your eligible card using Apple Pay. It’s the easy, secure, and fast way to pay. Learn more

Help me choose

Use our selector to find the accounts that best fit.



Read the Apple Pay Terms and Conditions (PDF 55KB) before making a decision and consider if it is right for you. To use Apple Pay you will need an eligible card, and a compatible device with a supported operating system. See our Apple Pay FAQs for more information. Apple, the Apple logo, Apple Pay, Apple Watch and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.