Bank account for high school students

Why?
Features
Special offer
Fees and charges
In detail

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High schooler looking for an everyday account

Start out in the right direction with a Complete Freedom account

No account fees

Every dollar counts, so there’s no monthly service fee while you’re under 21 or a full time student

Part time job?

Arrange to get paid straight into your new account

ATMs everywhere!

Use any major bank ATM in Australia without having to pay an ATM withdrawal fee (other fees may apply)

Get easy access to your cash when you need it

Visa Debit Card

In a store, overseas, online or on the phone – pay for what you need with your own money using a Visa Debit card¹ (if you’re under 14, you get a Freedom card). You can also use it to get money out from ATMs.

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Mobile Banking

With the St.George mobile banking app you can take your bank with you on your phone – see how much you’ve got in your account with just a swipe, transfer money between your accounts and find your nearest ATM.

Smarter ways to manage your own money

Lost your card?

No worries! You can lock it in an instant with the St.George app (you can still get cash out from your account with Cardless Cash²)

Budget with ease

With Spend Tracker³ you can keep an eye on where your money is going – it’s an easy way to see where you might be able to tweak your spending

Need to split a bill?

Pay or get paid by anyone, anytime, securely and in real time with the Beem It app when you link your Visa Debit Card

Keep tabs on your cash

Finding out how much you have in your account is as easy as taking a quick glance at your smartphone or watch

Special offer

$40

on us!

Get $40 with a new Complete Freedom everyday bank account when you apply online by 16 January 2020 and deposit $500 within 30 days. T&Cs apply*

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*Important information

$40 Offer: To receive up to $40 credited to an everyday account, customers must open a new Complete Freedom account between 4/10/2019 and 16/01/2020 (inclusive) online, or if under 21 years of age or a full-time tertiary student including apprentices, customers may also open an account in branch; and must deposit a minimum of $500 within 30 days of account opening. Eligible customers will receive $40 deposited into their account within 45 days of account opening following successful identification verification. The account must remain open during this period in order to be eligible for the offer. Excludes customers who hold or have held a transaction account with St.George Bank, Bank of Melbourne or BankSA at any time. Not available with any other offer. Offer limited to one $40 deposit per customer. Where a joint account is opened, if one of the joint account holders has already received their deposit in respect of another account, then none of the remaining joint account holders will be eligible for the offer in respect of the joint account.

Read the Terms and Conditions available at stgeorge.com.au, including for fees and charges that may apply, before making a decision and consider if it is right for you.

Fees and charges

FREE eftpos and Visa Debit transactions
$0.00 Monthly account service fee for under 21s and students, including apprentices
FREE ATM use in Australia (St.George/ Bank of Melbourne/ BankSA and Westpac ATMs in Australia)
$5.00 Overseas cash withdrawal ($0 when you use our Global Alliance ATM)
FREE Overseas cash withdrawal from a Global Alliance Partner ATM
3.00% Foreign currency conversion
FREE Internet, mobile and phone banking transactions
$4.00 Periodical payment
FREE Direct debit
$2.00 Frequent statement (request statement outside of cycle)
FREE Cheque
$0.20 ATM mini transaction history request (St.George/ Bank of Melbourne/ BankSA and Westpac ATMs in Australia)
FREE Staff assisted (branch and telephone)

Other fees and charges may apply. Please refer to the Terms and Conditions (PDF 958KB)

The technical stuff

Before making a decision, please read the terms and conditions and ensure you're aware of all fees and charges.

T&Cs and Fees

Internet and Mobile banking T&Cs

Getting started is as easy as 1, 2, 3...

Get your ID ready and open your account online – it only takes a few minutes
Types of ID you can use

Start using your account instantly online while we get your Visa Debit card in the mail

Already have a job? Ask your employer to deposit your pay straight into your account– the same goes if you get an allowance from your parents

Not right? Try these.

Complete Freedom

Smart banking

All transaction accounts

All accounts

Important information

1. To be eligible for a Visa Debit Card, you must have an Australian residential address and be over 14 years of age. If you’re under 14, you can apply for a Freedom Card.

2. Cardless Cash limit of 3 cardless transactions per day, subject to daily withdrawal limit of $500 and weekly withdrawal limit of $1,000. All Cardless Cash limits apply across St.George, Bank of Melbourne, BankSA and Westpac accounts and Mobile Banking apps.

Cardless Cash is only available on the above accounts if the account is active and is not subject to an account block/restriction. An account may be subject to a block/restriction for a number of reasons including bankruptcy and account disputes.

3. The Spend Tracker tool provides general information only and does not take into account your personal circumstances. It is intended to be a guide only.

Everyday Account + Visa Debit Card For High Schoolers