Bank account for high school students

Why?
Features
Fees and charges
In detail

Open now Open now

High schooler looking for an everyday account

Start out in the right direction with a Complete Freedom account

No account-keeping fees

Every dollar counts! You won’t pay any account-keeping fee on your Complete Freedom transaction account

Part time job?

Arrange to get paid straight into your new account

ATMs everywhere!

Use any major bank ATM in Australia without having to pay an ATM withdrawal fee (other fees may apply)

Easy access to your money

Visa Debit Card

In a store, overseas, online or on the phone – pay for what you need with your own money using a Visa Debit card¹ (if you’re under 14, you get a Freedom card). You can also use it to get money out from ATMs.

Mobile Banking

With the St.George mobile banking app you can take your bank with you on your phone – see how much you’ve got in your account with just a swipe, transfer money between your accounts and find your nearest ATM.

Apple Pay

Fast, secure, contactless. Apple Pay lets you pay in-store and online with your St.George Visa Debit card using your favourite Apple device. Find out more

Smarter ways to manage your own money

Lost your card?

No worries! You can lock it in an instant with the St.George app (you can still get cash out from your account with Cardless Cash²)

Budget with ease

With Spend Tracker³ you can keep an eye on where your money is going – it’s an easy way to see where you might be able to tweak your spending

Need to split a bill?

Pay or get paid by anyone, anytime, securely and in real time with the Beem It app when you link your Visa Debit Card

Keep tabs on your cash

Finding out how much you have in your account is as easy as taking a quick glance at your smartphone or watch

Special offer

$40

on us!

Get $40 with a new Complete Freedom everyday bank account when you apply online by 30th September 2021 and within 30 days of account opening deposit $500 and make 5 eligible debit card purchases. New transaction account customers only. Exclusions, T&Cs apply*

Open now

*Important information

$40 Offer: Fees and charges apply. Read the terms and conditions available at stgeorge.com.au before making a decision and consider whether the product is right for you. To be eligible for the $40 offer you must: open a new Complete Freedom account online between 01/07/2021 and 30/09/2021, and within 30 days of account opening deposit $500 and make 5 eligible debit card purchases. Eligible card purchases are purchases made using your St.George Bank debit card linked to your Complete Freedom account and have these settled (not pending). The following transactions are ineligible: ATM transactions, BPAY, EFTPOS cash out only transactions and purchases settled to a credit card account. If eligible you will receive $40 into your Complete Freedom account within 50 days of opening. The account must remain open during this period in order to be eligible for the offer. New Complete Freedom account customers only. All account holders on the new Complete Freedom account must not currently hold or have previously held a St.George Bank, Bank of Melbourne or BankSA transaction account, or received this cashback offer at any time to be eligible. Where a joint account is opened, if one of the joint account holders has already received their cashback in respect of another account, then none of the remaining joint account holders will be eligible for the offer in respect of the joint account. Offer is limited to one eligible account and is not available in conjunction with any other offer.

Read the Terms and Conditions, including for fees and charges that may apply, before making a decision and consider if it is right for you.

Fees and charges

$0.00 Account-keeping fee
$0.00 Cash withdrawals on major bank ATMs in Australia (Certain ATM providers may still charge a fee)
$5.00
Overseas withdrawal fee ($0 when you use our Global Alliance ATMs)
3.00% Foreign currency conversion
$15.00 Overdrawn fee

Other fees and charges may apply. Please refer to the Terms and Conditions (PDF 835KB)

The technical stuff

Before making a decision, please read the terms and conditions and ensure you're aware of all fees and charges.

T&Cs and Fees

Internet and Mobile banking T&Cs

Getting started is as easy as 1, 2, 3...

Get your ID ready and open your account online – it only takes a few minutes
Types of ID you can use

Start using your account instantly online while we get your Visa Debit card in the mail

Already have a job? Ask your employer to deposit your pay straight into your account– the same goes if you get an allowance from your parents

Not right? Try these.

Complete Freedom

Smart banking

All transaction accounts

All accounts

Important information

1. To be eligible for a Visa Debit Card, you must have an Australian residential address and be over 14 years of age. If you’re under 14, you can apply for a Freedom Card.

2. Cardless Cash limit of 3 cardless transactions per day, subject to daily withdrawal limit of $500 and weekly withdrawal limit of $1,000. All Cardless Cash limits apply across St.George, Bank of Melbourne, BankSA and Westpac accounts and Mobile Banking apps.

Cardless Cash is only available on the above accounts if the account is active and is not subject to an account block/restriction. An account may be subject to a block/restriction for a number of reasons including bankruptcy and account disputes.

3. The Spend Tracker tool provides general information only and does not take into account your personal circumstances. It is intended to be a guide only.

Read the Apple Pay Terms and Conditions (PDF 55KB) before making a decision and consider if it is right for you. To use Apple Pay you will need an eligible card, and a compatible device with a supported operating system. See our Apple Pay FAQs for more information. Apple, the Apple logo, Apple Pay, Apple Watch and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

Everyday Account + Visa Debit Card For High Schoolers