Complete Freedom Student

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• Fees and charges
  Complete Freedom Student Account fees
  Monthly account service fee	Nil
  Transaction fees for everyday banking
  Internet Banking transactions	Free
  Phone Banking transactions	Free
  Visa Debit transactions	Free
  St.George/Bank of Melbourne/Westpac/BankSA ATMs (in Australia)	Free
  eftpos	Free
  Electronic agency	Free
  Cheque	Free
  Staff assisted	Free
  Bank@PostTM	Free
  Other transaction fees (Free monthly withdrawal allowances do not apply to these fees)
  Direct Debit	Free
  Periodical Payment	$4.00#
  Overseas Cash Withdrawal (including overseas ATM withdrawal)	$5.00
  St.George/Bank of Melbourne/BankSA ATM Mini transaction history request	$0.20
  Frequent Statement	$2.00 per month
  Foreign Currency Conversion	3.0%
  Collection item	Free
  # The Periodical payment fee is payable for a transfer of funds that we make on a regular basis at your request from your Account to another specific account. The fee is charged at the time the transaction occurs. Periodical payments to another account held with St.George, Bank of Melbourne & BankSA are free.
• Who's eligible?
  A Complete Freedom Student Account is only available to customers who are under the age of 18 or who are full-time tertiary students, including apprentices.

  Your Student or Apprenticeship Identification

  You will need to show the following identification in branch to be eligible for this account.

  Students	Apprentices
  Student Identification Card  Or Public Transport Student Concession Card  Or A letter from your educational institution (on letterhead) confirming your full-time student status	A copy of the letter from your State or Territory training authority confirming registration of your apprenticeship. This letter may be called an Approval, Confirmation or Registration Letter (depending on the authority) It will include: Your registration number Training contract ID Expected completion date