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Freedom and control


Zero fees
Every dollar counts! Pay zero account-keeping fees on your Complete Freedom transaction account.

Visa Debit card
Whether you're in a store, online or on the phone - pay for what you need with your own money using a Visa Debit card1 (if you're between 12 and 14 you can request a Freedom card in branch).

$0 international transfer fees
AUD $0 fee per transaction when you send foreign currency overseas via Internet Banking.

Internet and Mobile Banking
Manage your banking needs wherever you are with Internet Banking and features such as Cardless Cash, Quick Logon and Push notifications via the Mobile App. For more information please read Internet and Mobile Banking T&Cs.

Rewards & Offers
Get access to My Offers Hub2 where you can find discounts and benefits on popular lifestyle brands just for being an eligible cardholder.

Want up to $40 cashback on your groceries?

Open a Complete Freedom account online by 30th September 2024 and spend at least $40 on your new Visa Debit Card at Woolworths or Coles and get $10 cashback once per month up to 4 times.

New transaction account customers only​

T&Cs apply* 

Are you under 18? Get a $50 kickstart


With an Incentive Saver savings account and a Complete Freedom transaction account. T&Cs apply.

Find out more


Safe and secure banking

Card Lock

Instantly put your card on temporary lock if it's lost, stolen, or misplaced to reduce the risk of unauthorised transactions.

 

Notifications

Choose the alerts you want to receive to get push-notifications straight to your phone to monitor your account activity.

 

Fraud money back guarantee

We ensure that customers will be reimbursed for any unauthorised transactions provided that the customer has not contributed to the loss and contacted St.George promptly.3

 


 


 

Download the St.George App

 

Important information


1. To be eligible for a Visa Debit Card, you must have an Australian residential address and be 14 years old or over. If you’re 12 or 13 years old and have an Australian residential address, you can request a Freedom Card in branch.

2. My Offers Hub is available to eligible consumer debit and credit card customers only.

3. Our St.George Fraud Money Back Guarantee ensures that customers will be reimbursed for any unauthorised transactions provided that the customer has not contributed to the loss and contacted St.George promptly. Refer to your card’s conditions of use for full details, including when a customer will be liable.
 
*$40 cashback offer: Fees and charges apply. To receive up to $40, you must: open a new Complete Freedom account online between 01/02/24 and 30/09/24 and have a linked St.George Visa Debit Card on the account, and have never held a transaction account with St.George before. You must spend a minimum of $40 per calendar month for the next 4 months at Coles or Woolworths supermarkets excluding subsidiary brands, such as Coles Express, Woolworths Metro, service station outlets or liquor retailers. The offer will commence the calendar month following the successful account opening of your Complete Freedom account. Payment must be contactless or online, using your debit card linked to your Complete Freedom account. The monthly minimum spend must be processed to your account within the calendar month. Refunds or cancelled purchases are ineligible spend. If a mobile wallet is used to make contactless payment, the payment option must be set to VISA. EFTPOS cash out only transactions, the purchase of gift card in a single transaction, grocery delivery services, purchases processed through PayPal, Buy Now Pay Later providers, and purchases settled via a linked credit card or Freedom card are ineligible. If eligible, you will receive $10 into your Complete Freedom account for each month that you complete the minimum $40 spend requirement and the cashback reward will be credited to your account by the end of the following month. The new Complete Freedom account must remain open during this period in order to be eligible for the offer. If the account is closed, you will forfeit the right to the cashback reward that has not been credited to the account. For joint accounts, at least one of the account holders must not have held a St.George bank transaction account before, and the spend on each joint account owners Visa Debit Card will contribute towards the monthly spend requirement, however, only one cashback reward will be issued per account. The offer is not available in conjunction with any other offer and can be withdrawn at any time.​

To be eligible for a Visa Debit Card, you must have an Australian residential address and be 14 years old or over.​

Read the Terms and Conditions (PDF 796KB), including for fees and charges that may apply, before making a decision and consider if it is right for you.

Read the Apple Pay Terms and Conditions (PDF 46KB) before making a decision and consider if it is right for you. To use Apple Pay you will need an eligible card and a compatible device with a supported operating system. See our Apple Pay FAQs for more information. Apple, the Apple logo, Apple Pay, Apple Watch and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

Read the Google Pay Terms and Conditions (PDF 54KB) before making a decision and consider if it is right for you. To use Google Pay you will need to use a compatible device with a supported operating system. See our Google Pay FAQs for more information.

Read the Samsung Pay Terms and Conditions (PDF 54KB) before making a decision and consider if it is right for you. To use Samsung Pay you will need to use a compatible device with a supported operating system. See our Samsung Pay FAQs for more information.

Internet connection may be needed to make purchases using Google Pay or Samsung Pay and normal mobile data charges apply.
 
Android, Google Pay and Google Play are trademarks of Google Inc. 
 
Samsung and Samsung Pay are trademarks or registered trademarks of Samsung Electronics Co., Ltd.
 
Mastercard, PayPass and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.