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DIY Super Saver

A variable interest online savings account for Self-Managed Super Funds (SMSFs).

  • Access and manage your funds via Internet and Phone Banking through your eligible St.George working account 24/71
  • Earn interest on every dollar2
  • Make savings simple by setting up a regular transfer from your eligible working account using scheduled payments within Internet banking
  • No minimum monthly balance or deposit required, making it easy for you to start saving
  • No Account-keeping fee2 (formerly known as ‘Monthly Account Service fee’)
  • Access your funds via Branch if required.2

Variable interest online account

  • The DIY Super Saver account offers a variable rate of interest on the entire balance and the flexibility of online access via your linked working account any time you need it.

Save on fees

  • No Account-keeping fee(formerly known as ‘Monthly Account Service fee’)

Easy Access

Contribute automatically

  • Set up an Automatic Super Contribution Plan for ongoing contributions

With DIY Super Saver, your SMSF earns a variable rate of interest. Plus you get convenient access 24/7 via Internet Banking and Phone Banking.1

Who can apply for DIY Super Saver?

DIY Super Saver can only be opened by a registered SMSF. To apply, you’ll need:

  • To have an Australian residential address
  • To open the account in the name of your SMSF
  • Formal trust deed(s) (including any deed(s) of amendments) detailing the name of the SMSF and the authorised trustee(s)/director(s)
  • An eligible bank account (from St.George) in the same name of the DIY Super Saver Account.

Streamline your SMSF reporting with easy access to statements

Paper statements


Yearly interest summary

Posted to you every 6 months

Choose eStatements to view, print and save up to 2 years of statements online

View and print your Financial year interest summary via Internet Banking


Account-keeping fee (formerly known as ‘Monthly Account Service fee’)


Number of free withdrawals per month


Transaction fees for everyday banking - Where a relevant Free monthly withdrawal allowance applies, these transaction fees are payable per transaction after the allowance has been exceeded.

Internet Banking transactions


Phone Banking transactions


St.George / Bank of Melbourne / BankSA / Westpac ATMs (in Australia)


Electronic agency


Staff assisted








Transaction fees - Free monthly withdrawal allowances do not apply to these fees

Direct Debit


Periodical Payment


Overseas Cash Withdrawal (including overseas ATM withdrawal)


St.George / BankSA / Bank of Melbourne ATM Mini transaction history request


Frequent Statement


Foreign Currency Conversion


Collection item


Interest Rates


Interest rate

Balances up to $5,000,000.00

0.05% p.a.

On the portion of the balance over $5,000,000.00

0.05% p.a.

Call us

13 33 30 and say “New account” when prompted.

Are you eligible/What you’ll need

You are eligible for a DIY Super Saver account if you have a Registered SMSF.

Find out what information you need to provide to become a customer


  • If you aren't an existing St.George customer, you'll need to confirm your identity
  • For non-personal customers only. This account is for Registered SMSFs.

How to apply

Important information

Conditions and fees apply.

Before making a decision, it’s best to read the terms and conditions:

Please read these documents and keep a copy. You can request a paper copy at a branch.

The information on our website is prepared without knowing your personal financial circumstances. Before you act on this, please consider if it’s right for you. If you need help, call 13 33 30.

1. Subject to system availability.
2. DIY Super Saver has no Account-keeping fee (formerly known as ‘Monthly Account Service fee’) but other fees and charges apply, including for branch access. To hold a DIY Super Saver you must also hold an eligible St.George working account in the same account name(s) as your DIY Super Saver account. Fees and charges may be payable on your eligible working account.