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DIY Super Saver
A variable interest online savings account for Self-Managed Super Funds (SMSFs).
- Access and manage your funds via Internet and Phone Banking through your eligible St.George working account 24/71
- Earn interest on every dollar2
- Make savings simple by setting up a regular transfer from your eligible working account using scheduled payments within Internet banking
- No minimum monthly balance or deposit required, making it easy for you to start saving
- No Account-keeping fee2 (formerly known as ‘Monthly Account Service fee’)
- Access your funds via Branch if required.2
Variable interest online account |
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Save on fees |
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Easy Access |
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Contribute automatically |
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With DIY Super Saver, your SMSF earns a variable rate of interest. Plus you get convenient access 24/7 via Internet Banking and Phone Banking.1
Who can apply for DIY Super Saver?
DIY Super Saver can only be opened by a registered SMSF. To apply, you’ll need:
- To have an Australian residential address
- To open the account in the name of your SMSF
- Formal trust deed(s) (including any deed(s) of amendments) detailing the name of the SMSF and the authorised trustee(s)/director(s)
- An eligible bank account (from St.George) in the same name of the DIY Super Saver Account.
Paper statements |
Yearly interest summary |
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|---|---|---|
Posted to you every 6 months |
Choose eStatements to view, print and save up to 2 years of statements online |
View and print your Financial year interest summary via Internet Banking |
Fees |
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|---|---|
Account-keeping fee (formerly known as ‘Monthly Account Service fee’) |
$0 |
Number of free withdrawals per month |
N/A |
Transaction fees for everyday banking - Where a relevant Free monthly withdrawal allowance applies, these transaction fees are payable per transaction after the allowance has been exceeded.
Internet Banking transactions |
Free |
Phone Banking transactions |
Free |
St.George / Bank of Melbourne / BankSA / Westpac ATMs (in Australia) |
N/A |
Electronic agency |
N/A |
Staff assisted |
Free |
Bank@PostTM |
N/A |
EFTPOS |
N/A |
Cheque |
N/A |
Transaction fees - Free monthly withdrawal allowances do not apply to these fees
Direct Debit |
N/A |
Periodical Payment |
N/A |
Overseas Cash Withdrawal (including overseas ATM withdrawal) |
N/A |
St.George / BankSA / Bank of Melbourne ATM Mini transaction history request |
N/A |
Frequent Statement |
Free |
Foreign Currency Conversion |
N/A |
Collection item |
Free |
Balance |
Interest rate |
|---|---|
Balances up to $5,000,000.00 |
0.05% p.a. |
On the portion of the balance over $5,000,000.00 |
0.05% p.a.
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Call us |
13 33 30 and say “New account” when prompted. |
Are you eligible/What you’ll need |
You are eligible for a DIY Super Saver account if you have a Registered SMSF. Find out what information you need to provide to become a customer |
Tips |
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How to apply
Important information
Conditions and fees apply.
Before making a decision, it’s best to read the terms and conditions:
- Transaction, Savings + Investment Accounts Banking Services Terms and Conditions + General Information
- Transaction, Savings & Investment Accounts - Fees & Charges and How to Minimise Them
- Interest rates
Please read these documents and keep a copy. You can request a paper copy at a branch.
The information on our website is prepared without knowing your personal financial circumstances. Before you act on this, please consider if it’s right for you. If you need help, call 13 33 30.
1. Subject to system availability.
2. DIY Super Saver has no Account-keeping fee (formerly known as ‘Monthly Account Service fee’) but other fees and charges apply, including for branch access. To hold a DIY Super Saver you must also hold an eligible St.George working account in the same account name(s) as your DIY Super Saver account. Fees and charges may be payable on your eligible working account.