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Take charge of your money on payday with two linked accounts to help you budget

Opening a Complete Freedom everyday account and Incentive Saver account together helps you pay bills automatically, save regularly and know what’s left to spend
Get paid into your Complete Freedom account with no monthly service fee
Help track your spending habits with Spend Tracker and automate your bill payments to save time and avoid hassle
Grow your savings each month and we’ll reward your dedication with bonus interest. You can also set up a regular savings plan in online banking



on us!
Complete Freedom

Get $40 with a new Complete Freedom everyday bank account when you apply online by 30th June 2021 and deposit $500 within 30 days. New transaction account customers only. Exclusions, T&Cs apply*

0.45 % P.A.


Grow your Incentive Saver account balance by at least $50 each month to earn bonus interest (if you are under 21, grow your account balance by any amount each month). The maximum reward rate is a combination of the bonus variable rate of 0.25% p.a. and a base variable rate of 0.20% p.a. for all balances

What you get

Visa debit card

Access your everyday account wherever Visa is accepted (if you’re under 14, you get a Freedom card)

Internet banking

Manage your money online wherever you are, whatever you're doing

Automatic transfers

Set up monthly deposits from your everyday account into your savings account via online banking

Spend tracker

All your transactions grouped into categories, to help your track your spending habits

Card Lock

Misplaced your Visa debit card? Temporarily lock your card for up to 15 days while you look for it

Fees you might pay

Complete Freedom

  • $0.00 Monthly account service fee
  • $5.00 Overseas cash withdrawal ($0 when you use our Global Alliance ATM )
  • 3.0% Foreign currency conversion
  • $4.00 Periodical payment
  • $0.00 Frequent statement (request statement outside of cycle)

Incentive Saver

  • Free Monthly account service fee
  • $5.00 Overseas cash withdrawal ($0 when you use our Global Alliance ATM )
  • 3.0% Foreign currency conversion
  • Free Periodical payments are free to another St.George, BankSA or Bank of Melbourne account. All other accounts incur a $4.00 fee.
  • Free Frequent statement (request statement outside of cycle)

In detail

Before making a decision, please read the terms and conditions and ensure you're aware of all fees and charges

How to open an account

Read both the terms and conditions, and fees above
Have your ID and Tax File Number details
Select yes on the form to add a transaction account

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