Vertigo
An all-round, great value credit card
0% p.a. interest on balance transfers for 28 months#
With no balance transfer fee either.
The variable cash advance rate will apply after the 28-month promotional period. This 0% p.a. offer relates to balance transfers requested at card application. New cards only.
Key Rates and Fees
- 13.99% p.a. low variable interest rate on purchases
- 21.49% p.a. variable cash advance rate
- $55 ongoing annual card fee
Easy, secure and a fast way to pay with Apple Pay]
Enjoy all the benefits of your eligible St.George Visa card using Apple Pay. It’s the easy, secure, and fast way to pay. Learn more
The low rate credit card with great benefits
Currently on a COVID-19 relief package?
Please note that we cannot process new credit applications while a COVID-19 relief package is applied to your account. If you wish to proceed with an application, you will first have to request a withdrawal from the package through Internet Banking or call us on 13 33 30. For more information please visit our COVID-19 customer support webpage.
Important information
Internet Banking and Phone Banking Terms and Conditions (PDF 226KB)
Conditions, fees and credit criteria apply. This card is issued as a Visa card.
You need to register for Internet banking in order to use Card Block and Quick Balance. Read the Internet Banking and Phone Banking Terms and Conditions (PDF 226KB).
#Balance Transfer Promotion: The promotional balance transfer rate is available when you apply and are approved for a new Vertigo, Amplify Platinum or Amplify Signature credit card between 3rd March 2021 and 28th September 2021, and request at card application to transfer balance(s) from up to 3 non-St.George, Bank of Melbourne and BankSA Australian issued credit, charge or store cards. The promotional rate will apply to balance(s) transferred (min $200 up to 80% of your approved available credit limit) for the promotional period, unless the amount is paid off earlier. Activating your card triggers the processing of the balance transfer. A balance transfer fee of 1% of the transferred balance(s) will apply to balance(s) transferred to a Amplify Platinum or Amplify Signature credit card. The balance transfer fee will be charged to the card account on the same day the balance(s) are debited to the account. No balance transfer fees apply to a Vertigo credit card. The applicable variable cash advance rate will apply to any unpaid balance transfer amount remaining at the end of the promotional period. St.George will not be responsible for any delays that may occur in processing payment to your other card account(s) and will not close the account(s). If your account has an interest free period for purchases, to be entitled to that interest free period, you need to pay off the “monthly payment balance” listed on your statement of account (not the full closing balance) by the relevant payment due date.
*Card Block will temporarily stop new transactions on your card for 15 days or until reactivated. The card will automatically reactivate after 15 days if you do not cancel the card. Customers must be registered for St.George Internet Banking. Available on Visa Debit or Visa Credit cards only. Internet connection is required to access St.George Mobile Banking app. Normal data charges apply.
Read the Apple Pay Terms and Conditions (PDF 85KB) before making a decision and consider if it is right for you. To use Apple Pay you will need an eligible card, and a compatible device with a supported operating system. See our Apple Pay FAQs for more information. Apple, the Apple logo, Apple Pay, Apple Watch and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.
© 2019 St.George - A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.