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Key facts about these credit cards

Correct as at: 31 March 2016 St.George Bank

This information sheet is an Australian Government requirement under the National Consumer Credit Protection Act 2009.

Description of credit cards
Product name Vertigo card Vertigo Platinum Card Amplify Card Amplify Platinum Card Amplify Signature Card No Annual Fee Card
Minimum credit limit $500 $6,000 $1,000 $6,000 $15,000 $500
Minimum repayments 2% of the closing balance outstanding or $10, whichever is the greater. If the closing balance is less than $10, it must be paid in full. 2% of the closing balance outstanding or $10, whichever is the greater. If the closing balance is less than $10, it must be paid in full. 2% of the closing balance outstanding or $10, whichever is the greater. If the closing balance is less than $10, it must be paid in full. 2% of the closing balance outstanding or $10, whichever is the greater. If the closing balance is less than $10, it must be paid in full. 2% of the closing balance outstanding or $10, whichever is the greater. If the closing balance is less than $10, it must be paid in full. 2% of the closing balance outstanding or $10, whichever is the greater. If the closing balance is less than $10, it must be paid in full.
Interest on purchases % %
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Interest free period Up to 55 days on purchases only. Up to 55 days on purchases only. Up to 55 days on purchases only. Up to 55 days on purchases only. Up to 55 days on purchases only. Up to 55 days on purchases only.
Interest on cash advances %
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%
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Promotional purchase rate % p.a. for up to 12 months on purchases from card approval. Variable purchase rate applies after the promotional period. % p.a. for up to 12 months on purchases from card approval. Variable purchase rate applies after the promotional period. % p.a. for up to 12 months on purchases from card approval. Variable purchase rate applies after the promotional period. % p.a. for up to 12 months on purchases from card approval. Variable purchase rate applies after the promotional period. % p.a. for up to 12 months on purchases from card approval. Variable purchase rate applies after the promotional period. % p.a. for up to 12 months on purchases from card approval. Variable purchase rate applies after the promotional period.
Balance transfer interest rates % p.a. for 18 months on balance transfers, requested at card application. Variable purchase rate applies after the promotional period. % p.a. for 20 months on balance transfers, requested at card application. Variable purchase rate applies after the promotional period. % p.a. for 18 months on balance transfers, requested at card application. Variable purchase rate applies after the promotional period. % p.a. for 18 months on balance transfers, requested at card application. Variable purchase rate applies after the promotional period. % p.a. for 20 months on balance transfers, requested at card application. Variable purchase rate applies after the promotional period. % p.a. for 12 months on balance transfers, requested at card application. Variable purchase rate applies after the promotional period.
Annual fee $55 $99 $79 $99 $279 $0
Late payment fee $9 $9 $9 $9 $9 $9

There may be circumstances in which you have to pay other fees. A full list of current fees applicable to these credit cards can be obtained from www.stgeorge.com.au/creditcardfactsheet

For more information on choosing and using credit cards visit the ASIC consumer website at www.moneysmart.gov.au

The terms on which these credit cards are offered can change over time. You can check if any changes have been made by visiting www.stgeorge.com.au/creditcardfactsheet