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Key facts about these credit cards

Correct as at: 21st September 2017
St.George bank

This information sheet is an Australian Government requirement under the National Consumer Credit Protection Act 2009.

Description of credit cards
Product name Vertigo card Vertigo Platinum Card Amplify Card Amplify Platinum Card Amplify Signature Card No Annual Fee Card
Minimum credit limit $500 $6,000 $1,000 $6,000 $15,000 $500
Minimum repayments 2% of the closing balance outstanding or $10, whichever is the greater. If the closing balance is less than $10, it must be paid in full. 2% of the closing balance outstanding or $10, whichever is the greater. If the closing balance is less than $10, it must be paid in full. 2% of the closing balance outstanding or $10, whichever is the greater. If the closing balance is less than $10, it must be paid in full. 2% of the closing balance outstanding or $10, whichever is the greater. If the closing balance is less than $10, it must be paid in full. 2% of the closing balance outstanding or $10, whichever is the greater. If the closing balance is less than $10, it must be paid in full. 2% of the closing balance outstanding or $10, whichever is the greater. If the closing balance is less than $10, it must be paid in full.
Interest on purchases 13.24% 12.74% 19.49% 19.49% 19.49% 20.49%
Interest free period Up to 55 days on purchases only. Up to 55 days on purchases only. Up to 55 days on purchases only. Up to 55 days on purchases only. Up to 55 days on purchases only. Up to 55 days on purchases only.
Interest on cash advances 21.49% 21.49% 20.24% 20.24% 20.24% 20.49%
Balance transfer interest rates 0% p.a. for 18 months on balance transfers requested at card application. 2% balance transfer fee applies. Variable cash advance rate applies after the promotional period.# 0% p.a. for 24 months on balance transfers requested at card application. 2% balance transfer fee applies. Variable cash advance rate applies after the promotional period.# 0% p.a. for 18 months on balance transfers requested at card application. 2% balance transfer fee applies. Variable cash advance rate applies after the promotional period.#     0% p.a. for 12 months on balance transfers requested at card application. 2% balance transfer fee applies. Variable cash advance rate applies after the promotional period.#
Annual card fee $55 $99 $79 $99 $279 $0
Late payment fee $15 $15 $15 $15 $15 $15

There may be circumstances in which you have to pay other fees. A full list of current fees applicable to these credit cards can be obtained from www.stgeorge.com.au/creditcardfactsheet

Switches, upgrades, or customers accessing employee benefits are ineligible. This promotion may be varied or withdrawn at any time and is not available in conjunction with any other promotion.

#Balance Transfer promotion:

Available when you apply for a new Vertigo, Vertigo Platinum, No Annual Fee or Amplify credit card during 21st September 2017 and 22nd November 2017 and request at card application to transfer balance(s) from up to 3 non-St.George, Bank of Melbourne and BankSA Australian issued credit, charge or store cards. The rate will apply to balance(s) transferred (min $200 up to 95% of your approved available credit limit) for the promotional period. Activating your card triggers the processing of the balance transfer. The applicable variable cash advance rate will apply to any unpaid balance transfer amount remaining at the end of the promotional period. We will not be responsible for any delays that may occur in processing payment to your other card account(s) and will not close the account(s). Interest free days do not apply to credit cards with balance transfers.

A balance transfer fee of 2% of the transferred balance(s) will be charged to the account on the same day the balance(s) are debited to the account.

For more information on choosing and using credit cards visit the ASIC consumer website at www.moneysmart.gov.au

The terms on which these credit cards are offered can change over time. You can check if any changes have been made by visiting www.stgeorge.com.au/creditcardfactsheet.