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Getting started

Here you'll find answers to questions about how much you can borrow, deposits required, the documents you'll need to apply and more. If you want to talk to a St.George home loan expert, call us on 13 33 30.

The deposit you need depends on the type of loan you are taking.

1. Generally, a 20% deposit is required to borrow without mortgage insurance. However, with Lender's Mortgage Insurance you only need a 5% deposit if you've been a St.George customer for at least 6 months, or 10% if you are new to St.George.

2. With Portfolio Loan you will need a deposit of 20% to avoid Lender's Mortgage Insurance. With Lender's Mortgage Insurance, you'll need a deposit of 10%.

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Important information

The information on our website is prepared without knowing your personal financial circumstances. Before you act on this, please consider if it's right for you. If you need help, call 13 33 30.