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Why choose our car insurance?

Save up to 25%
Discounts available on Comprehensive Car Insurance1
Up to $20m legal liability
For loss or damage to someone else's property caused by a motor vehicle accident which is partly or fully the driver’s fault.
Flexible payment options
Manage your budget – pay by the month for no extra fee2
24/7 claims support
We’ll do what we can to help support you every step of the way


What level of cover do you need?

Our comparison table provides a summary of the key features and benefits which can help assist in finding car insurance that may suit your needs.

This is a summary only. For the standard terms, conditions, limits and exclusions of cover, please refer to the Product Disclosure Statement (PDS) (PDF 134KB) and the Premium, Excess, Discount and Options Guide (PED) (PDF 219KB).

 
Comprehensive Cover
Third Party Property Damage Cover
Legal liability up to $20 million    
Legal liability cover up to $20 million when using a substitute vehicle    
Legal costs in defending claims covered by the policy    

Choosing your own repairer

   

A Safe Driver Discount for eligible drivers3

   
Loss or damage to your car caused by an at fault uninsured driver   Up to market value of $5,000
Accidental loss of or damage to your vehicle    
New replacement car if your new car (less than two years old from original registration) is a total loss #Conditions apply. Please refer to the PDS
   
Cost of emergency repairs after a covered accident Up to $500  
30 day car rental following theft Up to $100 per day for up to 30 days
 
Child seat or baby capsule Up to $500  
Personal effects and clothing damaged in an accident or stolen from your locked vehicle Up to $1,000  
Emergency accommodation and travelling expenses Up to $1,000 if more than 100km from home  
Transportation costs if your vehicle cannot be driven home after an accident Up to $500  
Reasonable cost of towing after a covered incident
   
Trailer and Caravan cover Lesser of $1,000 or market value  
Lock re-keying / re-coding Up to $1,000  
Temporary cover on replacement vehicle - 14 days    


Optional Extras for Comprehensive Cover

  • Rental car after accident, up to $100 per day for up to 30 days
  • Up to $3,000 cover for tools of trade
  • Removal of basic excess for 1 windscreen replacement and 2 repairs in each period of insurance

Offers


Save up to 25% Discounts on new Comprehensive Car Insurance*

Up to 25% discount is a combination of three discounts: up to 10% discount for buying online, up to 10% Safe Driver Discount for eligible drivers and up to 5.8% discount when selecting the Named Driver Option and listing all your drivers on the policy.*

Get a quote


Make a claim

If you're involved in an accident
  • Don’t admit to anyone involved that you were at fault
  • Write down the full names, addresses and phone numbers of all drivers, passengers and witness involved
  • Take all reasonable steps to prevent any further loss or damage from occurring
  • Write down the vehicle registration numbers and insurance details of all vehicles involved and gather any other evidence or information to support your claim (such as medical certificates and reports)
  • The insurer will advise you about any other aspects of the claims procedure which apply (this information can also be found in the policy terms and conditions). You may need to provide us with this information when making a claim.
If your car is stolen or maliciously damaged
  • You must call the police if your car is stolen or maliciously damaged.
  • You may need to provide the name of the police officer and police stations where you made the report.

 

Start your claim via Allianz


Or call us on 1800 812 133 24 hours a day, 7 days a week.

The Detail

Before making a decision, please consider the documents below.

Important information

Cover is subject to your application for insurance being accepted.

1. Up to 25% discount is a combination of three discounts: up to 10% discount for buying online, up to 10% Safe Driver Discount for eligible drivers and up to 5.8% discount when selecting the Named Driver Option and listing all your drivers on the policy. These discounts do not apply to Third Party Property Damage policies. If you choose to reduce your premium by naming drivers on your policy, an unnamed driver will incur a $2,500 excess (this replaces the basic and all other excesses where applicable). Minimum premiums may apply. Any discounts/entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. Any online discount offered is applied to our standard rates. Discounts may not be applied to the premium for optional covers. The online discount applies to new Comprehensive Motor Insurance policies only in the first year (unless stated otherwise). Promotional or other discounts may apply from time to time for customers who apply for insurance via other methods. The Safe Driver discount applies to eligible Comprehensive Motor Insurance policies. Any discount entitlement is determined by the insurance and driving histories of all drivers on the policy and the number of claims made by them.

2. Premiums payable by instalments may be subject to minor adjustments due to rounding and financial institution transaction fees may apply.

3. Safe Driver Discount applies to Comprehensive Motor Insurance policies only. Any discount entitlement is determined by the insurance history and driving history of all drivers on the policy and the number of claims made by them. If eligible, the maximum Safe Driver Discount that may be applied on new policies is up to 10%.  

St.George Motor Insurance is issued by Allianz Australia Insurance Limited ABN 15 000 122 850 (Allianz). St.George - a Division of Westpac Banking Corporation ABN 33 007 457 141 arranges the insurance as agent of Allianz, but does not guarantee the insurance. Policy terms, conditions, limits and exclusions apply.

This information does not take into account your personal circumstances. Read the Retail and Business Banking Financial Services Guide, Credit Guide and Privacy Statement. (PDF 137KB), Product Disclosure Statement (PDS) (PDF 134KB) and the Premium, Excess, Discount and Options Guide (PED) (PDF 219KB) to see if this insurance is right for you. Call 1800 812 133.

By clicking on Get a quote you will enter a third party site hosted by Allianz. Any personal information you provide to Allianz’s hosted site will be collected, used and disclosed in accordance with Allianz’s Privacy Statement and Privacy Policy.

St.George’s Privacy Policy is available at stgeorge.com.au or by calling 13 33 30. It covers:

  • How you can access the personal information St.George holds about you and ask for it to be corrected;
  • How you can complain about a breach of the Privacy Act 1988 (Cth) or a registered Code by St.George and how St.George will deal with your complaint; and
  • How St.George collect, hold, use and disclose your personal information in more detail.

© St.George - A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.