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Why choose our car insurance?

Flexible payment options
Choose to pay by the month at no extra cost^
Choice of repairer
Use your preferred repairer
24/7 claims service
Dedicated claims support

 

What level of cover do you need?

Here are the main features of the 3 levels of cover. Full details available in the PDS

Comprehensive Insurance

Comprehensive cover is our highest level of car insurance available. 

 

  • Accidental loss or damage (including fire or theft)
  • Accidental death benefit (up to $25,000)
  • New car replacement if your new car (less than two years old from original registration) is a total loss
  • Emergency repairs to get you home if your car is involved in an accident, is damaged or stolen (up to $500)
  • 30 day car rental if your car is stolen (up to $100 per day)
  • Child seat or baby capsule replacement (up to $500)
  • Personal effects stolen from your locked vehicle or damaged in an accident (up to $1,000)
  • Transportation costs if your vehicle cannot be driven home following an accident
  • Towing costs if your car is stolen, damaged by fire or involved in an accident
  • Trailer and caravan cover (the lesser of $1,000 or market value)
  • Lock re-keying/re-coding (up to $1,000)
  • Emergency accommodation and travelling expenses (up to $1,000 if you’re more than 100km away from home)
  • Legal liability cover - up to $20 million to pay compensation and associated legal costs for loss or damage caused by your car to another person’s vehicle or property caused by you or someone you’ve authorised to drive your car

 

Options to tailor your cover

  • Protected no claims bonus for 1st claim per period of insurance
  • Removal of basic excess for 1 windscreen replacement and 2 repairs in each period of insurance
  • 30 day car rental after an accident (up to $100 per day)
  • Tools of trade cover (up to $1,500)

 

Looking to reduce your premium?

  • Choose to restrict your cover for drivers over 25#
  • Choose to only have named drivers covered on the policy#

 

Third Party Fire
& Theft

Third Party Fire and Theft covers you if your car damages someone else’s property and you’re legally liable for the accident. It also insures your car if it’s stolen or damaged by fire.

  • Legal liability cover - up to $20 million to pay compensation and associated legal costs for loss or damage caused by your car to another person’s vehicle or property caused by you or someone you’ve authorised to drive your car
  • 30 day car rental following theft (up to $100 per day)
  • Loss or damage caused by fire or theft (up to a market value of $5,000)**
  • Towing costs following fire or theft
  • Loss or damage to your car caused by an at fault uninsured driver (up to market value of $5,000)

Third Party Property Damage

Third Party Property Damage covers you if you damage someone else’s property and you’re legally liable for the accident.
 

  • Legal liability cover - up to $20 million to pay compensation and associated legal costs for loss or damage caused by your car to another person’s vehicle or property caused by you or someone you’ve authorised to drive your car
  • Loss or damage to your car caused by an at fault uninsured driver (up to market value of $5,000)

Offers


10%

Online discount on
comprehensive
Car Insurance +

Win


Every day's
a winner

Buy a new car insurance policy and you’ll go in the draw to win back your first year’s premium*. Ends 8 December.

The Detail

Before making a decision, please consider the documents below.

Cover is subject to your application for insurance being accepted.

* For eligible policies purchased between 12am AEDT on 13/11/2017 and 11:59pm AEDT 08/12/2017, up to the maximum value of $5,000. View full terms and conditions. Promotion opens 12am AEDT on 13/11/17 and closes 11.59pm AEDT on 08/12/2017. Entry is open to all Australian residents aged 18 years or over. Westpac Group employees and contractors are not eligible to enter. To enter the promotion, successfully purchase a policy under any of the following St.George products: St.George Home and Contents Insurance; St.George Landlord Insurance and St.George Motor Insurance (each an “Eligible Policy”). Winners are drawn daily at random at 11:15am at Level 11, 200 Barangaroo Avenue, Sydney NSW 2000. Winners notified in writing or via phone and their names will be published in the Public Notices section of The Australian Newspaper on 01/12/2017 and 15/12/2017. The promoter is Westpac General Insurance Limited, ABN 99 003 719 319. Authorised under trade promotion permits: NSW Permit: LTPS/17/19465 SA Permit: T17/2102 ACT Permit: TP 17/02230.

St.George Motor Insurance is issued by Allianz Australia Insurance Limited ABN 15 000 122 850 (Allianz). St.George - a Division of Westpac Banking Corporation ABN 33 007 457 141 arranges the insurance as agent of Allianz, but does not guarantee the insurance. Policy terms, conditions, limits and exclusions apply.

This information does not take into account your personal circumstances. Read the Financial Services Guide (FSG) and Product Disclosure Statement (PDS) to see if this insurance is right for you. Call 1800 812 133.

#In these circumstances, a corresponding excess will apply if a claim is made for an accident when the relevant condition was not satisfied (e.g. an unnamed driver was driving the car where drivers are named on the policy).

^Premiums payable by instalments may be subject to minor adjustments due to rounding and financial institution transaction fees may apply.

**Or the insurer may choose to repair your car or pay you the reasonable cost of repairing your car.

By clicking on Get a quote you will enter a third party site hosted by Allianz. Any personal information you provide to Allianz’s hosted site will be collected, used and disclosed in accordance with Allianz’s Privacy Statement and Privacy Policy.

St.George’s Privacy Policy is available at stgeorge.com.au or by calling 13 33 30. It covers:

  • How you can access the personal information St.George holds about you and ask for it to be corrected;
  • How you can complain about a breach of the Privacy Act 1988 (Cth) or a registered Code by St.George and how St.George will deal with your complaint; and
  • How St.George collect, hold, use and disclose your personal information in more detail.

© St.George - A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.