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Third Party Property Damage Insurance

Provides cover for loss or damage to someone else's property caused by a motor vehicle accident which is partly or fully your fault. It 
does not cover damage to your car.

The below 'What's Included' is a summary only. For the standard terms, conditions, limits and exclusions of cover please refer to the
Product Disclosure Statement (PDS) (PDF 705KB) and the 
Premium, Excess, Discount and Options Guide (PED) (PDF 6MB)

What's included

  • Uninsured motorist extension

    Cover your vehicle for loss or damage arising from an accident with an uninsured driver up to $5000 if you did not contribute to the accident and can provide us with the registration, name and address of the person responsible or any other information that would  reasonably allow us to identify the person.

  • Legal liability

    You are covered for up to $20 million for damage to other people’s property.

  • Substitute vehicle

    Cover for your legal liability up to the maximum amount payable for loss or damage to someone else’s property while using in a substitute vehicle.

  • Supplementary bodily injury (liability)

    Cover for a currently licensed driver driving the vehicle or a passenger travelling in or getting into or out of the vehicle for legal liability for death or bodily injury caused by or arising out of the use of your vehicle.**

  • Legal costs

    Legal costs and expenses in defending court proceedings which may arise from a claim for accidental loss, damage or liability covered by your policy.* 

Why choose St.George Car Insurance

Flexible payment options
Manage your budget – pay by the month at no extra cost^
24/7 online claims lodgement
We’ll do what we reasonably can to help support you every step of the way


Important information

Cover is subject to your application for insurance being accepted.

^ Premiums payable by instalments may be subject to minor adjustments due to rounding and financial institution transaction fees may apply.

* This is subject to agreement in writing by the insurer and legal costs or expenses relating to any criminal or traffic proceedings are excluded.

**Your permission needs to be granted for the driver and passengers travelling in the vehicle and also the vehicle needs to be registered for use on a public road when the liability is incurred and arises.

St.George Motor Insurance is issued by Allianz Australia Insurance Limited ABN 15 000 122 850 (Allianz). St.George - a Division of Westpac Banking Corporation ABN 33 007 457 141 arranges the insurance as agent of Allianz, but does not guarantee the insurance. Policy terms, conditions, limits and exclusions apply.

This information does not take your personal objectives, circumstances or needs into account.

Read the relevant Retail and Business Banking Financial Services Guide, Credit Guide and Privacy Statement. (PDF 169KB), Product Disclosure Statement (PDS) (PDF 705KB) and the Premium, Excess, Discount and Options Guide (PED) (PDF 556KB) to see if this insurance is right for you. Call 1800 812 133.

By clicking on Get a quote you will enter a third party site hosted by Allianz. Any personal information you provide to Allianz’s hosted site will be collected, used and disclosed in accordance with Allianz’s Privacy Statement and Privacy Policy.

St.George’s Privacy Policy is available at stgeorge.com.au or by calling 13 33 30. It covers:

  • How you can access the personal information St.George holds about you and ask for it to be corrected;
  • How you can complain about a breach of the Privacy Act 1988 (Cth) or a registered Code by St.George and how St.George will deal with your complaint; and
  • How St.George collect, hold, use and disclose your personal information in more detail.

© St.George - A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.