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Making an international payment

Business Banking Online

What details do I need?

  • Recipient's full name
  • Home address
  • Account name
  • Recipient's bank account number or International Bank Account Number (IBAN)
  • SWIFT/BIC code of their bank

How much does it cost?

We charge a transaction fee of $20 for international payments made in Business Banking Online.

Overseas banks may charge a fee to handle or receive the international payment. You can elect to pay all applicable charges by intermediate and receiving banks when you make the payment.

How long does it take?

International payments usually take two to five business days to reach the recipient. However, it may take longer depending on the country and receiving bank.

Currencies available include

  • United States Dollars (USD)
  • Great Britain Pounds (GBP)
  • New Zealand Dollars (NZD)
  • Euros (EUR)
  • Japanese Yen (JPY)

Currency conversion

The international payment amount will be converted using our current foreign exchange rates. We will quote the exact rate when you make the payment, in the meantime you can check our indicative rates.



Receiving an international payment

What do I need to do?

You'll need to provide the sender with:

  • Bank name: St.George
  • Branch address
  • BSB number
  • Account number
  • Account name

How much does it cost?

We charge a transaction fee of $15 and you'll also need to factor in any overseas bank charges.


IBANs are not used in Australia. However, payers in certain countries may require you to provide one. In that case, your BSB and account number should be combined. Do not include any spaces or hyphens.

Receiving money from the USA

If you are receiving money from a bank in the USA, your payer may be asked to enter the Routing Number, which is: 021 000 021.



Investigating, cancelling or amending an international payment

Our fees Amount When it's charged
Investigation of sent payment $25 plus any overseas bank charges Per investigation
Cancellation $25 plus any overseas bank charges Per request
Amendment of payment instructions
$15 plus any overseas bank charges*
Per request


Make payments now

Already have access?

Log in and start transacting now.

Need access?

Complete the form below and fax it to (02) 9845 4308 or take it into your local branch.

Amendment application

Important information

The information on our website is prepared without knowing your personal financial circumstances. Before deciding to acquire or hold a product, please read the Terms and Conditions and/or Product Disclosure Statements:

Consider if the product is appropriate for you. The Terms and Conditions and/or Product Disclosure Statements are important and we encourage you to review, save and print them. You can request a paper copy at a branch.

* Where telegraphic transfer was purchased via Business Banking Online.