Business Insurance

Covers for amounts the business is legally liable to pay as compensation for personal injury, advertising liability and / or property damage occurring within Australia as a result of an occurrence in connection with the business

General Property

Cover provided for damage anywhere in the world to insured property such as portable tools and equipment used by the business at client sites or taken home by employees

Personal Accident and Sickness

Provides compensation on the happening of a defined event to an insured person

Material Damage (Optional Flood Cover)

Covers property insured that is accidentally damaged which is not otherwise excluded

Covers the business for consequential loss of income and/or profits or revenue resulting from the interruption of / or interference with the business caused by a defined event

Covers property insured which can include contents and stock held at the business following forcible and violent entry, armed hold ups, assault or violence

Covers loss of money in transit, money on the situation, money in a locked safe and money in your personal custody while in a private residence until the closing time on the next business day

Glass

Covers accidental breakage of glass with several additional benefits

Covers the costs of repairing or replacing machinery after a breakdown

Covers damage to insured computers and or electronic equipment which you have specified on the policy

Management Liability

Directors and Officers Liability

Covers any of the directors and officers against a breach of duty, breach of trust, act, error or omission for a claim that is first made and reported to us during the period of insurance

Employment Practices Liability

Covers the business for claims made against you for a specific employment practices breach, such as discrimination, wrongful dismissal or sexual harassment.

Tax Audit

Covers the professional fees such as an accountant, reasonably and necessarily incurred within Australia in connection with an audit of the business' financial or tax affairs by an Australian statutory authority

Crime

Covers the loss of property due to the unlawful taking of property by an employee, with the intent to cause loss to your business or to benefit themselves or any other person or organisation

Covers the business for damage to property insured while in transit anywhere in Australia

Covers your business and any insured person against civil liability for damages arising from the provision of or failure to provide Professional Services

Covers your business vehicles with multiple cover options including comprehensive, fire and theft and third party property damage only