What is 3D Secure?
3D Secure provides an extra layer of protection for your business and customers for their online purchases. 3D Secure deters unauthorised card use and helps you to reduce fraudulent activity and chargebacks.
How it works
Here’s one example of how user authentication may work.
Cardholder makes a purchase
Merchant initiates authentication
3D Secure ID check
Further validation or transaction approved
For further validation cardholder receives one time pin
Transaction approved or declined base on one time pin entry
What are the benefits?
- Improved customer authentication
- Reduced cart abandonment, fraud and can reduce chargebacks
- Increased credibility and customer loyalty
- Cardholders have a fast, simple, and convenient authentication experience.
Talk to one of our experts about 3D Secure and how we can help your business.