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3D Secure

What is 3D Secure?

3D Secure provides an extra layer of protection for your business and customers for their online purchases. 3D Secure deters unauthorised card use and helps you to reduce fraudulent activity and chargebacks.

How it works

Here’s one example of how user authentication may work.

Step 1

Cardholder makes a purchase


Step 2

Merchant initiates authentication


Step 3

3D Secure ID check


Step 4

Further validation or transaction approved

Step 5

For further validation cardholder receives one time pin

Step 6

Transaction approved or declined base on one time pin entry

What are the benefits?

  • Improved customer authentication
  • Reduced cart abandonment, fraud and can reduce chargebacks
  • Increased credibility and customer loyalty
  • Cardholders have a fast, simple, and convenient authentication experience.

Need help?

Talk to one of our experts about 3D Secure and how we can help your business.