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Partner solutions

A tailored eCommerce solutions through our partners

For a tailored eCommerce solution, St.George has selectively partnered with leading eCommerce solution providers who provide a wide range of online payment services. Whether you are a multinational corporation or an individual trader, we can assist to create an ideal solution to meet your needs. Through our partnerships we can tailor a customised solution that results in a unique buying experience for your customers.

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  • Call our dedicated Payment Solutions team on 1300 760 278 8am - 8pm (AEST), Monday to Saturday

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Advam is an accredited provider of hosted and fully integrated B2B and B2C payment processing services for government and private enterprise.

Advam offers a comprehensive set of innovative and adaptable payment processing solutions, which make it possible for you to implement a range of ecommerce strategies aimed at reducing operating costs, improving efficiency, and increasing customer satisfaction and retention.

Advam's Transaction Switch is a state of the art platform comprising of links to over 60 acquirer banks across 5 continents, and is widely considered to be one of the most reliable of its kind.

Robust and dependable technology, focus on integration and customisation, and commitment to excellence in after-sale support have made Advam the logical choice for a number of utilities, airports, councils, telcos, insurance funds and numerous multinationals.

Supported payment types

  • Credit card
  • Direct debits (DE)
  • BPay
  • BPoint       
  • Loyalty

Supported processing channels

  • Hosted & Integrated Web
  • Integrated EFTPOS
  • Bulk Processing
  • Virtual POS Terminal
  • Unattended Terminal
  • Mobile GPR
  • API Integration
  • Hosted & Integrated IVR
  • SMS
Ph: 1300 130 778

 Camtech Payment Gateway

In association with St.George, Camtech provides a variety of eCommerce solutions to suit the individual requirements of any business. As well as online payments, Camtech can also provide Interactive Voice Response (IVR) applications, Call Centre/MOTO solutions, and recurring billing through batch processing and the scheduling of payments.

Camtech solutions are widely used by top Australian web developers, web hosting companies, and application providers. The ease and flexibility of Camtech solutions makes it a favourite among businesses that want to provide payment facilities with their own custom applications.

Camtech eCommerce solutions are designed to make eCommerce effortless and safe for any business. Featuring end-to-end SSL encryption, transactions processed by Camtech Payment Gateway are typically completed within 5 seconds, making it the fastest real-time Internet payment processing service in the country.
Ph: 1300 882 415

 Card Access

Card Access Services (CAS) is an Australian owned company providing secure electronic payment services and solutions via its certified payment gateway.

CAS specialises in providing guaranteed and simple end-to-end payment solutions on time and to budget allowing you to streamline your operations and remove the burden of payment and accounts reconciliation.

CAS has a variety of products including hosted and non-hosted web services, standalone payment modules for easy integration into custom applications, batch, recurring billing and debit processing, as well as a range of mobile payments services.

Through enhanced transaction reports, merchants have 24/7 access to transaction and settlement reports and statistics via the CAS website. In addition to its standard reporting suite, CAS provides customer specific reporting and reconciliation advice to meet the needs of present and legacy billing and accounting systems.

With over 20 years of experience, CAS customers include telecommunications, manufacturing, ticketing and cruise ship companies as well as local and international banks and government agencies.
Card Access Services is the ideal source of easy to implement, technologically advanced, and inexpensive card processing to meet your needs.
Ph: 02 9906 7209


CommSecure is the leading Australian supplier of secure eBusiness solutions. CommSecure's services encompass electronic billing, payment, receivables and records archiving for utilities, government, banking and finance, telecommunications and other large organisations.

The CommSecure product suite provides the most complete and comprehensive end-to-end receivables management system available. This allows your organisation to produce, present and manage customer billing and payment information in a seamless and paperless environment.

CommSecure's BillSecure, PaySecure, DDRSecure and IVRSecure products remove the costs associated with manual payment processing and have been proven to actively encourage migration to more cost-effective electronic payment channels.

Your customers will value the convenience of paying through multiple means including online and IVR, by credit card, direct debit or BPay.  You will appreciate the convenience of a single, integrated reporting and reconciliation system for all your payment channels.
Ph: 02 9497 4400

 CRM Integrated Services

CRM Australia is Australia's leading provider of Back Office and Database solutions.

Since 2000, CRM Australia has provided superior customised outsource applications, using their expertise in database, subscription, website and call centre management.
You can choose to use any combination of CRM Australia's unique array of services, which include:

  • Database hosting
  • Secure website hosting
  • Real time electronic processing of credit cards
  • Email broadcasts
  • Electronic placement of Pharmaceutical Turnover Orders
  • Subscription management via phone, fax, email and live websites
  • Reporting of order numbers, cash flow and other items
  • Outbound telesales campaigns.

These services have been made possible by CRM Australia's unique technology environment, custom built to deliver cost-effective, efficient account management for the 21st century.
Ph: 02 8227 6400

 Ctel Pty Ltd

Ctel provides merchants and partners with the ability to accept electronic payments, using a myriad of cost-effective methods. This enables businesses to offer customers the flexibility and convenience of multiple payment options.

Ctel is one of the largest non-bank payment gateways within Australia and is a leading e-commerce solution provider, specialising in the design and delivery of robust and integrated electronic payment solutions. Ctel has been in operation since 1998, and has over 500 institutional and SME clients and partners.

The Ctel gateway is among the fastest in Australia, capable of completing a real-time transaction in less than 2 seconds, whilst applying the latest in encryption to ensure end-to-end data security.

Ctel has a very long-standing relationship with St.George enabling the delivery of a variety of innovative payment solutions.

Ctel's extensive experience in the transaction market, combined with new XML/SOAP based 'Web Services' Interfaces, provides merchants with truly integrated payment solutions at minimal cost.

Ctel's extensive range of payment acceptance channels include, but are not limited to:

  • Online Web (hosted / non hosted) payments
  • IVR payments
  • Batch and real-time payments
  • Automatic car parking payments
  • SMS payments
  • Desktop payments
  • Call Centre/MOTO (Mail Order/Telephone Order) payments
  • Customised and Integrated payment solutions
  • Medicare claiming solutions
Ph: 1300 55 CTEL (2835)

 DPS Payment Express

Payment Express is a Visa, MasterCard, American Express and Diners certified solution that facilitates electronic payments seamlessly from multiple access points - EFTPOS, Billing, IVR, CRM, Unattended (Kiosk, Vending, Ticketing, etc), MOTO (Mail Order / Telephone Order), Web and Wireless.

Payment Express is a fully certified Visa AIS and MasterCard SDP (PCI-DSS) compliant processor - audited annually by a certified QSA with quarterly reviews.

Payment Express is a world leader in best practice payment processing and supports most features/capabilities that merchants demand in today's market. This includes Dynamic Currency Conversion, 3D Secure, AVS / CV2, Enterprise billing, Airline Travel Data, EMV, Real Time Monitoring, Wireless processing and comprehensive Risk Management tools.

Payment Express is constantly evolving to better meet customer's requirements and security standards.  Furthermore Payment Express has a track record of constantly leading the market through innovation. 

Payment Express caters for the requirements of SME merchants, but has illustrated expertise in providing complex payment solutions to high value, high volume merchants.
Ph: 1800 006 254


eMatters is a dedicated Internet Payment Gateway, handling thousands of transactions every day for companies in all parts of the world.

eMatters provides Online Credit Card processing, Direct Debits and Payroll Processing for most industries.  Add to this their Call Centre Payment software, full integration with accounting systems, mobile PDA solution and a fully integrated, automated 1300 Pay By Phone service.  Online Reporting provides the necessary back-office tools to make reconciliation quick and accurate.

The eMatters "Fraud Screen" uses advanced algorithms to screen transactions even before they are sent to the bank, reducing your potential exposure to fraudulent transactions.

eMatters is a leading international provider of fully automated and integrated payment card services. eMatters has created a strong, globally recognised brand, focussing on security and ease of processing.  It is one of the main Australian Domestic Switches for Corporate, ISPs and other Payment Gateways.

The eMatters vision is to provide secure, reliable and infinitely scalable payment solutions which integrate with your current and proposed business processes.
Ph: 1300 136 966


Allow your business to trade 24/7, every day of the year in a global online economy. eWAY has been in operation for over 10 years, and has helped thousands of Australian businesses succeed online. Registering with eWAY is easy with a unique 3 step online process that takes less than 5 minutes to complete. 

Why choose eWAY?

More supported shopping carts and software solutions than any other Australian provider - With off-the-shelf shopping cart and software partners for instant results or customised solutions from a community of developers, your website can be accepting payments in the shortest possible time.

Accept all major credit cards automatically online - Instantly process Visa, MasterCard, American Express and Diners payments through your website at anytime of the day from anywhere in the world, without lifting a finger.

Online registration and bank contact - An online registration takes only minutes and puts you in direct contact with eWAY banking partners.  With no paper trail or forms to sign you can be taking payments in no time at all.

Seamless integration with your St.George merchant facility - eWAY supports more St.George merchants than any other provider.

30 day money back guarantee with no fixed contracts and no hidden fees - A 30 day money back guarantee means you can trial eWAY with no commitment.  If you decide to cancel the account within 30 days eWAY will refund all paid fees.

Keep your customers' data safe with bank grade encryption security - Our infrastructure and data encryption policies mean that your customers' information is protected at all times.  eWAY's strategic partnerships with global leaders such as Verisign and Ingrian provide the data integrity and uptime your customers demand.

Superior support – eWAY provides 24x7 expert support free to all merchants. eCommerce specialists will be able to assist with all aspects of your online business.
Ph: 1800 10 65 65

 Fat Zebra

Fat Zebra is a simple, reliable and secure payment gateway for merchants looking to take credit card payments online. With support for most major shopping carts and e-commerce plugins, Fat Zebra also provides support for:

  • Recurring/Subscription Billing
  • Tokenised Payments
  • Card Storage
  • MOTO payments (via Virtual Terminal)
  • API Integration
  • Transaction Reporting

Fat Zebra solutions are widely used by web developers, web hosting companies, and application providers. The ease and flexibility of Fat Zebra makes it a favourite among businesses that want to provide payment facilities with their own custom applications.
Ph: 1800 328 932

 IP Payments

IP Payments has emerged as a leader in secure revenue management solutions and has helped clients improve cash flow and comply with secure payment standards since 2004.

We provide organisations with the corporate payments technology that sits at the heart of their business and ensure their compliance with payment card industry data security standards. We are a partner of 3,500 enterprises around the globe, including various ASX 50 and Fortune 500 organisations in the Asia Pacific region. IP Payments has offices in Australia, New Zealand and the United Kingdom.

For five straight years, Deloitte has identified IP Payments as one of the 500 fastest-growing ICT companies in Asia and we had our online Statement and Invoice, Presentment and Payment solution recognised as the 'Most Innovative Financial Application' in the Asia Pacific region.

Payment solutions include:

  • Internet, mobile and telephone (IVR) payments
  • Electronic invoice presentment, payment and reconciliation
  • Invoice validation and payment
  • Batch payments
  • Call centre payments
  • Customer initiated direct debit
  • Accounts receivable integration of external payments e.g. BPay.
  • Custom reports per client
Ph: 1300 721 163

 Merchant Warrior

Established in 2009, Merchant Warrior is one of the fastest growing Tier 1 PCI DSS compliant payment service providers in the world and is recognised as a leader in emerging payment technologies. Merchant Warrior offers clients an enhanced set of features and extensive support that aids merchants in delivering exceptional service and in doing so, promotes customer satisfaction, product sales and processing volume. We specialise in the creation and implementation of customized merchant solutions. Our clientele include small, enterprise and corporate businesses from a wide range of industries such as, but not limited to; government, healthcare, aviation, not-for-profit, online shopping, gaming, commerce, hospitality and telecommunications. Merchant Warrior has developed strong banking relationships worldwide that enables us to provide our merchants with an international platform that encompasses 38 countries and 140 transaction currencies.

Our products cater to merchants ranging from small business to corporates. Our solutions can be seamlessly integrated into your existing applications giving your business the edge it requires to process payments in a secure environment.

  • Direct API
  • Transparent Redirect
  • MasterCard MasterPass
  • Token Payments
  • Batch Payments
  • Phone Payments (IVR)
  • Virtual Terminal
  • Recurring Payments
  • Hosted Payments
  • Fraud Prevention & Detection Platform
  • Support for 100+ Shopping Cards & Billing Applications
  • 24 Hour Support
Ph: 1300 225 569


Whenever you have a question about the best eCommerce solutions, the answer has to be NetRegistry. Unlike most other gateways that charge you a fee for every transaction, even if the credit card is declined, NetRegistry offer no fees per transaction. NetRegistry offers cost effective eCommerce solutions for businesses looking to succeed in the new world of online business.

But NetRegistry is far more than just an eCommerce provider. Whether you are just starting out or have been selling online for a while, NetRegistry has services and products designed to help you not only attract visitors to your website, but also convert them into customers.

If you want a one stop shop capable of designing your website, registering your domains, hosting your data, attracting and converting your customers whilst
Ph: 1800 788 082


Paycorp is a leading provider of integrated payment processing solutions and has been an accredited merchant solutions partner of St.George Bank since 1999.

Paycorp provides a comprehensive suite of payment solutions:

  • Internet Payments
  • Call Centre Integration
  • 'Pay-By-Phone' (IVR) to accept card payments 24/7
  • Customisable Payment Pages
  • Batch File Processing
  • Recurring Customer Billing Solutions

Paycorp is a quality-accredited organisation to ISO 9001:2000 standards. 
Paycorp is fully certified as a tier one payments processor as defined by the 'PCI DSS' card scheme security standard.
Ph: 1300 303 742


Paymentz is a simple solution that turns your mobile phone into an online credit card system. Paymentz helps you get paid anywhere, anytime.

With Paymentz you can accept credit card payments from your customers on the spot. This means you can bring your cash flow forward and virtually eliminate bad debt.

With Paymentz you can cut down your paperwork and access detailed reporting from your phone or PC 24 hours, 7 days a week.
Ph: 1300 662 857


Payflow Payment Gateway, formerly known as VeriSign Payment Services, offers secure, scalable payment services to use with your St.George Internet merchant account.

Payflow Pro

Our fully customisable service lets your customer complete transactions securely on your website.

Payflow Link

Our basic, quick set-up service lets your customer complete transactions securely on customisable pages hosted by PayPal.

Sign up for your free Payflow Pro or Link trial account instantly to begin your integration.
Ph: 1800 729 725


SecurePay provides the widest range of easily implemented credit and debit account payment products in Australia. Developed for the rigorous demands of Australia's largest utilities, e-merchants and local government bodies, the same products, level of service, and merchant reporting are now available at very competitive prices to St.George business customers.

SecurePay provides you with access to the widest range of competitively priced and fully developed payment methods available including Internet, phone, bill payment and call centre payments. All SecurePay systems report to the merchant via a single web based reporting and reconciliation service that provides extensive search capabilities, Excel download plus comprehensive user and permission management.

SecurePay's extensive online service offers you simple start-up and great value with flexible software options, which can be upgraded without additional charges as your business requirements increase.
The SecurePay service has been integrated with the widest range of business applications, including eCommerce shopping carts, telco/utility billing systems, accommodation booking services, membership management, local government applications and many more.

SecurePay's services include SecureOnline, SecureIVR, SecurePOS, SecureBill, SecureDirect, SecureBatch, SecurePeriodic, SecurePay's Databridge.
Ph: 1300 786 856


Today, TNS' Merchant Payment Gateway solution represents the platform of choice for over 15,000 merchants, two major global card schemes, and 70+ banks worldwide making TNS the largest payments provider in Australia. In addition, the solution utilizes the resilient, state-of-the-art TNS global network that transports billions of transactions each year.


  • Accepts and processes all major cards from anywhere in the world.
  • Multi-currency (MCC, DCC) support to process card payments in foreign currencies.
  • Secure, reliable network with 24x7 monitoring and Help Desk Support.
  • PCI-DSS compliant, token-based, secure payment data storage for recurring payments.
  • Payment processing for a wide range of payment channels, including Internet, phone order, mail order, and IVR.
  • Connectivity to global acquiring institutions.
  • Powerful online transaction search and management tools.
  • Rich reporting interface including detailed records of all approved and rejected payments.
  • Easy, fully supported integration with standard website and shopping cart applications.
  • Specialized integration support, including sample code, professional services and industry domain expertise.
  • Scalable technology, designed to grow with your business.


  • Increase sales by processing a full range of payment types in multi-currencies.
  • Simplify processing and reduce costs by using a single payment gateway.
  • Eliminate need for in-house payments infrastructure.
  • Identify and mitigate fraud risk.
  • Minimize PCI-DSS compliance and administration costs.
  • Streamline reconciliation and reporting.
  • Fully compliant with Payment Card Industry Data Security Standard (PCI-DSS).
  • Multiple tools to minimize exposure to fraud including Verified by Visa, MasterCard SecureCode®, card security code and address verification.

TNS - the power behind your payments
Ph: 1300 130 150

Important Information

While such material is published with permission, St.George Bank - A Division of Westpac Banking Corporation accepts no responsibility for its accuracy or completeness.