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Disclosure documents

Financial Services Guides

A Financial Services Guide (FSG) describes the financial services offered by, and important information about, a financial services licensee. Westpac Banking Corporation holds an Australian Financial Services Licence (AFSL) AFSL 233714, and an Australian Credit Licence (ACL) ACL 233714 (effective 1 March 2011). St.George Bank is a division of Westpac Banking Corporation.

St.George FSG - Banking Services

Credit Guide

Credit Guide (CG) provides important information about a licensee’s obligations in relation to consumer lending products regulated by the National Credit Code. Effective 1 March 2011, Westpac holds an Australian Credit Licence (ACL) No. 233714.

Banking Code of Practice

The Banking Code of Practice sets the standards of practice and service in the Australian banking industry. The Code applies to individual and small business customers, as well as their individual guarantors. More information about the Code can be found here.

Other disclosure documents

In addition to FSGs and the Credit Guide this website also contains other disclosure documents such as prospectuses, product information statements (PIS), annual reports and product offerings, Product Disclosure Statements and Product Terms and Conditions.

Retail payment service availability disclosure documents

Read quarterly reports detailing the reliability of the seven retail payment services you might use with us.

General Insurance 

Home and Contents Insurance Product Disclosure Statements

A target market determination has been made for this product. Please visit https://www.stgeorge.com.au/tmd for the target market determination.

 

Landlord Insurance Product Disclosure Statements

A target market determination has been made for this product. Please visit https://www.stgeorge.com.au/tmd for the target market determination.

 

Home and Contents and Landlord Insurance Key Facts Sheets (KFS)

Car Insurance

Caravan & Trailer Insurance

Caravan and Trailer Insurance Product Disclosure Statement (PDS)

Life Insurance

BT Protection Plans Product Disclosure Statement (PDS) (PDF 959KB)

Life Insurance - Product Update - August 2021 (PDF)

A target market determination has been made for Protection Plans products. Please visit stgeorge.com.au/tmd for any of our target market determinations.