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Disclosure documents
Financial Services Guides
A Financial Services Guide (FSG) describes the financial services offered by, and important information about, a financial services licensee. Westpac Banking Corporation holds an Australian Financial Services Licence (AFSL) AFSL 233714, and an Australian Credit Licence (ACL) ACL 233714 (effective 1 March 2011). St.George Bank is a division of Westpac Banking Corporation.
St.George FSG - Banking Services
Credit Guide
A Credit Guide (CG) provides important information about a licensee’s obligations in relation to consumer lending products regulated by the National Credit Code. Effective 1 March 2011, Westpac holds an Australian Credit Licence (ACL) No. 233714.
Banking Code of Practice
The Banking Code of Practice sets the standards of practice and service in the Australian banking industry. The Code applies to individual and small business customers, as well as their individual guarantors. More information about the Code can be found here.
Other disclosure documents
In addition to FSGs and the Credit Guide this website also contains other disclosure documents such as prospectuses, product information statements (PIS), annual reports and product offerings, Product Disclosure Statements and Product Terms and Conditions.
General Insurance
Home and Contents Insurance
Product Disclosure Statements (PDS)
Home and Contents Insurance Product Disclosure Statement (applicable to policies issued on or after the 20 August 2021 or renewed on or after the 5 October 2021)
Home and Contents Insurance Product Disclosure Statement and Supplementary Product disclosure statement (applicable to policies issued in the period between the 1 July 2021 and 19 August 2021 or renewed between the 1 July 2021 and the 4 October 2021)
Home and Contents Insurance Product Disclosure Statement (applicable to policies issued or renewed in the period between 5 April 2021 and 30 June 2021)
Home and Contents Insurance Product Disclosure Statement and Supplementary Product Disclosure Statement (applicable to policies issued or renewed in the period between 1 July 2019 and 4 April 2021)
Landlord Insurance
Product Disclosure Statements (PDS)
Landlord Product Disclosure Statement (applicable to policies issued on or after the 20 August 2021 or renewed on or after the 5 October 2021)
Landlord Insurance Product Disclosure Statement and Supplementary Product Disclosure Statement (applicable to policies issued in the period between the 1 July 2021 and 19 August 2021 or renewed between the 1 July 2021 and the 4 October 2021)
Landlord Insurance Product Disclosure Statement (applicable to policies issued or renewed in the period between 5 April 2021 and 30 June 2021)
Landlord Insurance Product Disclosure Statement (applicable to policies issued or renewed in the period between 1 July 2019 and 4 April 2021)
Home and Contents Insurance Key Facts Sheets (KFS)
Key Facts Sheets (KFS):
Home Building Essential Care KFS
Home Contents Essential Care KFS
Home Building Quality Care KFS
Home Contents Quality Care KFS
Car Insurance
Car Insurance Product Disclosure Statement (PDS)
Caravan & Trailer Insurance
Caravan and Trailer Insurance Product Disclosure Statement (PDS)
Life Insurance
BT Protection Plans Product Disclosure Statement (PDS) (PDF 959KB)
Life Insurance - Product Update - August 2021 (PDF)
A target market determination has been made for Protection Plans products. Please visit stgeorge.com.au/tmd for any of our target market determinations.