Bank Accounts

Bank Accounts

Everyday accounts to manage your money on the go and savings accounts to help your savings grow.

Everyday accounts

Accounts that enable you to access your money with ease.

Savings accounts

Accounts that reward you for saving and give anytime access.

Term deposits

Accounts that pay a fixed interest rate over a fixed term.

Savings & Transaction offers

5.15 % P.A.

Total
variable rate

You could earn up to 5.15% p.a. with a variable base rate of 0.01% p.a., and a variable bonus^ rate of 5.14% p.a. on an Incentive Saver account.

T&Cs apply^ Must grow your account by at least $50 a month (for customers 21+) or $0.01 a month (for customers under 21), excluding interest. Account balance must not fall below $0.

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$50

cashback on
your new account

Open a new Complete Freedom account with an eligible savings account by 31st March 2027.

Spend $50 or more within 15 days, and we’ll drop $50 straight into your savings.

T&Cs apply# For new single account holders who’ve not held a St.George Bank Complete Freedom account or savings account in the past 2 years.

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New to Australia?

Sort out your day to day banking in Australia with an everyday bank account.

Looking for a bank account for kids or teens?

Browse St.George everyday and savings accounts for kids and teens.

Compare account and interest rates

Other features

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Important information

^ Incentive Saver: To meet bonus interest criteria you are required to grow your account by at least $50 a month (for customers 21 or over) or $0.01 a month (for customers under 21) and your account balance can not fall below $0. The eligibility calculation will occur by 11:59pm on the last business day of the month. The rate will be calculated on the daily closing balance of your account at the end of each day. Bonus interest rate may differ depending on account balance.
 
# The $50 Cashback Promotion Terms and Conditions

This promotion runs from 9th June 2026 to 31st March 2027. 

To be eligible you must: 

- 18+ and have not held any transaction account or savings accounts with St.George Bank in the last 2 years from the date the last transaction or savings account closure.  

- Open a new Complete Freedom account AND, either a Incentive Saver OR Maxi Saver. Accounts must be in the same name, activated and ready to use. 

- Make eligible purchases totalling at least $50 using the debit card linked to your account within 15 calendar days of the first account being opened. Transaction(s) must be processed (not pending) by the end of the 15th day. 

- Transaction(s) must be customer-initiated and does not include interest payments, direct debits or internal transfers between your St.George Bank accounts. 

- Keep the account open for a minimum of 60 days after you meet all other eligibility criteria. 

- Hold the accounts in one name only. These accounts cannot be joint accounts.  

If you meet the above: 

- You're eligible for a one-time $50 payment. 

- The $50 payment will be made to your Incentive Saver OR Maxi Saver account within 60 days of you meeting all Terms and Conditions and eligibility criteria. 

- If you open more than one Incentive Saver or Maxi Saver account, the $50 payment will only be made once into the first savings account opened and activated. 

- This promotion may be varied or withdrawn at any time. It is not available in conjunction with any other offer unless otherwise stated.