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Smart Banking, everyday, everywhere

$0 monthly service fee
when you deposit at least $2,000 by the last business day of every month
Global ATM Network
No ATM withdrawal fee at any major bank ATM in Australia and over 50,000 ATMs around the world via the Global ATM Alliance and partner ATMs (other fees may apply)
Visa debit card
Access your own money wherever Visa is accepted (if you’re under 14, you get a Freedom card).

Online offer


on us!

Get $40 when you open a new Complete Freedom account by 17 January 2019 and deposit $250 within 45 days. Conditions apply*

>Open now


Spend Tracker
All your transactions grouped into categories to help you track your spending habits
Card Lock
Misplaced your card? Temporarily lock your card for up to 15 days while you look for it
Easy Logon
Logon to the Mobile Banking app in an instant with Fingerprint Logon and Face ID. Available on compatible devices
Quick Balance
Know exactly how much money you have on hand at a glance on your smartphone or watch

Fees and charges

  • FREE eftpos and Visa Debit transactions
  • $5.00 Monthly account service fee (If you don't deposit $2000 a month)
  • FREE ATM use in Australia (St.George/ Bank of Melbourne/ BankSA and Westpac ATMs in Australia)
  • $5.00 Overseas cash withdrawal ($0 when you use our Global Alliance ATM )
  • FREE Overseas cash withdrawal from a Global Alliance Partner ATM
  • 3.00% Foreign currency conversion
  • FREE Internet, mobile and phone banking transactions
  • $4.00 Periodical payment
  • FREE Direct debit
  • $2.00 Frequent statement (request statement outside of cycle)
  • FREE Cheque
  • $0.20 ATM mini transaction history request (St.George/ Bank of Melbourne/ BankSA and Westpac ATMs in Australia)
  • FREE Staff assisted (branch and telephone)

In detail

Before making a decision, please read the terms and conditions and ensure you're aware of all fees and charges.

How to open an account

Read both the terms and conditions, and fees above
Give yourself a few minutes
Have your contact details handy