Rainbow Vertigo Platinum Card
Pay 0% p.a. on purchases for 15 months from card approval.~ New cards only. Offer ends 9th February 2021.
Why Rainbow Vertigo Platinum Card?
The same Vertigo Platinum card now available in a rainbow design
Features
Ways to pay
Yay! More ways to pay. Apple Pay, Google Pay, Samsung Pay.
Up to 55 days
Interest free on purchases when you pay your account in full by the due date (excluding any balance transfers).*
Extended warranty
Complimentary extended warranty insurance on purchases for up to 12 months on the manufacturer's expressed Australian warranty.1
Price guarantee
Cover of up to $300 on eligible purchases in Australia. If you find it cheaper within 21 days, you can claim the difference.1
Up to 3 extra cards
For additional cardholders aged 16 or over at no extra cost, provided the account isn't a joint account. Additional card transactions are the responsibility of the primary account holder.
and right now, an additional...
0 % P.A.
on purchases
for 15 months~
Pay 0% p.a. interest on purchases for 15 months, conditions apply.~
$49
annual card fee
for the first year
$99 thereafter.**
Rates
-
12.99% p.a. variable interest rate on purchases
-
21.49% p.a. variable cash advance interest rate
-
2% of each cash advance amount (minimum of $2.50 capped at $150 per transaction)
-
3% of the Australian dollar value for transactions with merchants based overseas
Key fees
-
$99 Annual card fee
-
$15 Fee applied for each late payment or missed payment
-
$9 For each dishonour of a payment under the automatic payment plan
-
$0 Card replacement fee within Australia ($52.50 outside Australia; $45 emergency replacement fee)
Complimentary services
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24/7 fraud monitoring
-
Phone and Internet Banking
-
Automatic repayment plan
-
SMS and email alerts
-
Visa payWave contactless payments for transactions under $200^
Before you apply
To improve the likelihood your application is approved and in a timely manner, please read this section carefully before applying.
- You’re aged 18 or over
- You’re an Australian citizen or have a permanent residency visa
- You have a regular, verifiable income
- You have a residential address in Australia.
Show your
true colours
The detail
Sydney you're St.Georgous!
Important information
New simplified Credit Card Terms and Conditions will take effect from 2nd November 2020. See notice of changes (PDF 138KB) for more details.
This limited edition card design is only available when you apply for a new Rainbow Vertigo Platinum card from 1st October 2020 and 9th February 2021.
^As at 7 April 2020, the contactless transaction limit has been temporarily increased from $100 to $200. This is a temporary increase that is progressively being rolled out and will be only available on certain St.George cards and payment terminals at certain retailers. Customers are encouraged to follow the prompts at each terminal to determine whether a PIN is required. This increase to the contactless limit is part of an industry-wide response to help reduce the spread of COVID-19.
**Discounted First Year Fee: The discounted first year annual card fee promotion is available when you apply for a new Vertigo Platinum or Amplify Signature Amplify Rewards credit card between 1st October 2020 and 9th February 2021. The first annual card fee at the reduced rate will be debited to your card account on your first transaction and the full annual card fee, will be debited annually thereafter.
~Purchase Rate Promotion: Available when you apply and are approved for a new Vertigo Platinum, Vertigo or Amplify Platinum Amplify Rewards credit card between 1st October 2020 and 9th February 2021. The special promotional purchase rate applies from card approval, after the promotional period, the rate will switch to the variable purchase rate then applicable to your card account.
*Receive up to 55 days interest free on your purchases if your account is paid in full by the due date shown each month (excluding any balance transfers), this is called the Monthly Payment Balance on your statement.
1. Complimentary insurance covers: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 has issued an insurance group policy to Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 (Westpac) which allows eligible Bank of Melbourne account holders and cardholders to claim under it as third party beneficiaries. Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs. The terms, conditions, limits and exclusions of the group policy are set out in the Credit Card Complimentary Insurance Terms and Conditions (PDF 328KB) which may be amended from time to time. Westpac does not guarantee this insurance.
Read the Apple Pay Terms and Conditions (PDF 53KB) before making a decision and consider if it is right for you. To use Apple Pay you will need an eligible card, and a compatible device with a supported operating system. See our Apple Pay FAQs for more information. Apple, the Apple logo, Apple Pay, Apple Watch and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.
Read the Google Pay Terms and Conditions (PDF 53KB) before making a decision and consider if it is right for you. Available for eligible cards. To use Google Pay you will need to use a compatible device with a supported operating system. See our Google Pay FAQs for more information.
Read the Samsung Pay Terms and Conditions (PDF 85KB) before making a decision and consider if it is right for you. To use Samsung Pay you will need to use a compatible device with a supported operating system. See our Samsung Pay FAQs for more information.
Internet connection may be needed to make purchases using Google Pay, Samsung Pay and normal mobile data charges apply.
Android, Google Pay and Google Play are trademarks of Google Inc.
Samsung and Samsung Pay are trademarks or registered trademarks of Samsung Electronics Co., Ltd.