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Why Rainbow Vertigo Platinum Card?

The same Vertigo Platinum card now available in a limited rainbow design

12.99% p.a.
our lowest variable rate on purchases.
Travel insurance
complimentary for trips up to 6 months.1
Purchase insurance
up to 4 months cover against theft, loss or damage on selected purchases.1

Features

Up to 55 days

Interest free when you pay the closing balance by the statement due date each month. Note: interest free days don't apply to balance transfers.

Extended warranty

Complimentary extended warranty insurance on purchases for up to 12 months on the manufacturer's expressed Australian warranty.1

Price guarantee

Cover of up to $300 on eligible purchases in Australia. If you find it cheaper within 21 days, you can claim the difference.1

24/7 concierge service

Round-the-clock access to Visa Platinum Concierge.2

Up to 3 extra cards

For additional cardholders aged 16 or over at no extra cost, provided the account isn't a joint account. Additional card transactions are the responsibility of the primary account holder.

and right now, an additional...


0 % P.A.

for
18 months on
balance transfers#

Plus, no balance transfer fee. Requested at card application, the variable cash advance rate will apply after the promotional period.

$49

annual card fee
for the first year

$99 thereafter.**

Rates

  • 12.99% p.a. variable interest rate on purchases
  • 21.49% p.a. variable cash advance interest rate
  • 2% of each cash advance amount (minimum of $2.50 capped at $150 per transaction)
  • 3% of the Australian dollar value for transactions with merchants based overseas

Key fees

  • $49 Annual card fee for the first year.   
    $99 thereafter.** 
  • $15 Fee applied for each late payment or missed payment
  • $9 For each dishonour of a payment under the automatic payment plan
  • $0 Card replacement fee within Australia ($52.50 outside Australia; $45 emergency replacement fee)

Complimentary services

  • Linking to St.George bank account
  • 24/7 fraud monitoring
  • Phone and Internet Banking
  • Automatic repayment plan
  • SMS and email alerts
  • Visa payWave contactless payments for transactions under $100

How to apply for a credit card

1.
You apply online in 10 minutes.
2.
We review your application and may ask for supporting documents.
3.
If approved, you'll receive all the information you need to activate and make the most of your new card.

Life can always

use more glitter.

The detail

Before making a decision, please read these documents to ensure you're aware of all fees, charges and interest rates.
Credit Card Conditions of Use
All you need to know about our cards.
Credit Card Accounts Fees and Charges
A complete list of card-related costs.
Insurance Terms and Conditions
Learn how our card insurance works.

 

Sydney you're St.Georgous!

Sydney, you're St.Gorgeous

Shopping has never been this rewarding.

Conditions, fees and credit criteria apply.

This card is issued as a Visa card.

This limited edition card design is only available when you apply for a new Rainbow Vertigo Platinum card from 23rd May 2019 and 2nd October 2019

Switches, upgrades, or Westpac Group staff are ineligible. This promotion may be varied or withdrawn at any time and is not available in conjunction with any other promotion.

#Balance Transfer Promotion: Available when you apply and are approved for a new Vertigo, Vertigo Platinum, No Annual Fee, Amplify Signature and Amplify Platinum credit card between 23rd May 2019 and 2nd October 2019, and request at card application to transfer balance(s) from up to 3 non-St.George, Bank of Melbourne and BankSA Australian issued credit, charge or store cards. The rate will apply to balance(s) transferred (min $200 up to 80% of your approved available credit limit) for the promotional period, unless the amount is paid off earlier. Card activation will trigger the processing of the balance transfer. A balance transfer fee of 1% for No Annual Fee credit card of the transferred balance(s) will be charged to the account on the same day the balance(s) are debited to the account. No balance transfer fees apply to Vertigo, Vertigo Platinum, Amplify Platinum and Amplify Signature credit cards. At the end of the promotional period, the applicable variable cash advance rate will apply to any outstanding transferred balance(s). We will not be responsible for any delays that may occur in processing payment to your other card account(s) and will not close the account(s). Interest free days do not apply to credit cards with balance transfers.

**Discounted First Year Fee: The discounted first year annual card fee promotion is available when you apply for a new Vertigo Platinum or Amplify Signature credit card between 23rd May 2019 and 2nd October 2019. The first annual card fee at the reduced rate will be debited from your card account on your first transaction and the full annual card fee, will be debited annually thereafter. Credit criteria, fees and charges apply.

1.  Complimentary insurance covers: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 has issued an insurance group policy to Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 (Westpac) which allows eligible St.George account holders and cardholders to claim under it as third party beneficiaries. Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs. The terms, conditions, limits and exclusions of the group policy are set out in the Credit Card Complimentary Insurance Terms and Conditions (PDF 328KB) which may be amended from time to time. Westpac does not guarantee this insurance.

2. Visa Platinum/Concierge (“Concierge”) is serviced by a third party supplier. By accessing or using the Concierge, or attempting to do so, you are deemed to have understood and agreed to the terms of usage.