Why Rainbow Vertigo Card?
The same Vertigo everyday card now available in a rainbow design
0% p.a. interest on balance transfers for 32 months##
No balance transfer fee.
The variable cash advance rate will apply after the promotional period. This 0% p.a. offer relates to balance transfers requested at card application. New cards only.
$0 annual card fee for the first year (saving you $55)^^
And, 0% p.a. interest on purchases for the first 6 months. After that, the interest rate goes back to the variable purchase rate<<.
Rates
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13.99% p.a. variable interest rate on purchases
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21.49% p.a. variable cash advance interest rate
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2% of each cash advance amount (minimum of $2.50 capped at $150 per transaction)
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3% of the Australian dollar value for transactions with merchants based overseas
Key fees
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$55 Ongoing annual card fee
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$15 Fee applied for each late or missed payment
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$9 For each dishonour of a payment under the Autopay automatic payment arrangement
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$0 Card Replacement Fee (courier costs may apply)
Complimentary services
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Linking to St.George bank account
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24/7 fraud monitoring
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Phone and Internet Banking
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Autopay
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SMS and email alerts
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Visa payWave contactless payments for transactions under $200^
Before you apply
Follow this section to improve the likelihood your application is approved.
- You’re aged 18 or over
- You’re an Australian citizen or have a permanent residency visa
- You have a regular, verifiable income
- You have a residential address in Australia.
Show your
true colours
The detail
Sydney you're St.Georgous!
Important information
^As at 7 April 2020, the contactless transaction limit has been temporarily increased from $100 to $200. This is a temporary increase that is progressively being rolled out and will be only available on certain St.George cards and payment terminals at certain retailers. Customers are encouraged to follow the prompts at each terminal to determine whether a PIN is required. This increase to the contactless limit is part of an industry-wide response to help reduce the spread of COVID-19.
This limited edition card design is only available when you apply for a new Rainbow Vertigo card from 20th October 2021 and 24th February 2022.
##Vertigo Balance Transfer Promotion: The promotional balance transfer rate is available when you apply and are approved for a new Vertigo credit card between 20th October 2021 and 24th February 2022, and request at card application to transfer balance(s) from up to 3 non-St.George, Bank of Melbourne and BankSA Australian issued credit, charge or store cards. The promotional rate will apply to balance(s) transferred (min $200 up to 80% of your approved available credit limit) for the promotional period, unless the amount is paid off earlier. Activating your card triggers the processing of the balance transfer. No balance transfer fees apply to a Vertigo credit card. The applicable variable cash advance rate will apply to any unpaid balance transfer amount remaining at the end of the promotional period. St.George will not be responsible for any delays that may occur in processing payment to your other card account(s) and will not close the account(s). If your account has an interest free period for purchases, to be entitled to that interest free period, you need to pay off the “monthly payment balance” listed on your statement of account (not the full closing balance) by the relevant payment due date.
^^Vertigo First Year Annual Card Fee Waiver: The first-year annual card fee waiver is available when you apply and are approved for a new Vertigo credit card between 20th October 2021 and 24th February 2022. After the first year, the annual card fee will be debited to your account on the 12-month anniversary of the first transaction on your account and annually thereafter.
<<Vertigo Purchase Rate Promotion: The introductory rate of 0% p.a. on purchases for 6 months applies from card approval when you apply and are approved for a new Vertigo credit card between 20th October 2021 and 24th February 2022. After 6 months, the introductory purchase rate will switch to the variable purchase rate then applicable to your card account.
*55 Days Interest Free: Receive up to 55 days interest free on your purchases if your account is paid in full by the due date shown each month (excluding any balance transfers and Plan&Pay instalments), this is called the Monthly Payment Balance on your statement.
Read the Apple Pay Terms and Conditions (PDF 55KB) before making a decision and consider if it is right for you. To use Apple Pay you will need an eligible card, and a compatible device with a supported operating system. See our Apple Pay FAQs for more information. Apple, the Apple logo, Apple Pay, Apple Watch and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.
Read the Google Pay Terms and Conditions (PDF 86KB) before making a decision and consider if it is right for you. Available for eligible cards. To use Google Pay you will need to use a compatible device with a supported operating system. See our Google Pay FAQs for more information.
Read the Samsung Pay Terms and Conditions (PDF 111KB) before making a decision and consider if it is right for you. To use Samsung Pay you will need to use a compatible device with a supported operating system. See our Samsung Pay FAQs for more information.
Internet connection may be needed to make purchases using Google Pay, Samsung Pay and normal mobile data charges apply.
Android, Google Pay and Google Play are trademarks of Google Inc.
Samsung and Samsung Pay are trademarks or registered trademarks of Samsung Electronics Co., Ltd.