Important notice
On 30 November 2026, we’re making updates to the rates and minimum payment due to the St.George Vertigo, No Annual Fee, Vertigo Platinum and Platinum Advantage credit cards. Find out more.
If you're an existing customer, you'll receive a personalised communication in October outlining your changes.
Why Rainbow Vertigo Card?
The same Vertigo everyday card now available in a rainbow design
0% p.a. interest on balance transfers for 20 months##
New cards only.
Rates
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13.99% p.a. variable interest rate on purchases
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21.99% p.a. variable cash advance interest rate
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3.5% of each cash advance amount
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3% of the Australian dollar value for transactions with merchants based overseas
Key fees
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$7 Ongoing monthly card fee
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$20 Fee applied for each late or missed payment
Complimentary services
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Linking to St.George bank account
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24/7 fraud monitoring
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Phone and Internet Banking
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Autopay
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SMS and email alerts
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Visa payWave contactless payments for transactions under $200
Before you apply
Check whether you’re more likely to be approved
- Aged 18 or over
- Australian or New Zealand citizen
- Or hold an acceptable Australian visa, with a minimum of 1 year before expiry
- Have a fixed residential address in Australia
- Have a regular, verifiable Australian taxable income for at least 3 months (18 months for self employed)
- You’re up-to-date with your regular repayments (rent or home loan, phone, other credit cards and loans etc.)
Show your
true colours
The detail
Sydney you're St.Georgous!
Important information
##Vertigo Balance Transfer Promotion: Offer commenced 28th May 2026. The promotional balance transfer rate is available when you apply and are approved for a new Vertigo credit card before the offer is withdrawn and request at card application to transfer balance(s) from up to 3 non-St.George, Bank of Melbourne and BankSA Australian issued credit or store cards. Your current credit card issuer must accept BPAY payments to be eligible, you can check your credit card statement for payment options. The promotional rate will apply to balance(s) transferred (min $200 up to 80% of your approved available credit limit) for the promotional period, unless the amount is paid off earlier. Activating your card triggers the processing of the balance transfer. A balance transfer fee of 3% of the transferred balance(s) will apply to balance(s) transferred to the Vertigo credit card. The balance transfer fee will be charged to the card account on the same day the balance(s) are debited to the account. The applicable variable cash advance rate will apply to any unpaid balance transfer amount remaining at the end of the promotional period. St.George will not be responsible for any delays that may occur in processing payment to your other card account(s) and will not close the account(s). If your account has an interest free period for purchases, to be entitled to that interest free period, you need to pay off the "monthly payment balance" listed on your statement of account (not the full closing balance) by the relevant payment due date. This promotion may be varied or withdrawn at any time and is not available in conjunction with any other promotion.
1Interest free period: is available when you pay the Closing Balance (or the Monthly Payment Balance if you have a Balance Transfer or Plan&Pay) in full by the payment due date.
Read the Apple Pay Terms and Conditions (PDF 149KB) before making a decision and consider if it is right for you. To use Apple Pay you will need an eligible card, and a compatible device with a supported operating system. See our Apple Pay FAQs for more information. Apple, the Apple logo, Apple Pay, Apple Watch and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.
Read the Google Pay Terms and Conditions before making a decision and consider if it is right for you. Available for eligible cards. To use Google Pay you will need to use a compatible device with a supported operating system. See our Google Pay FAQs for more information.
Read the Samsung Pay Terms and Conditions before making a decision and consider if it is right for you. To use Samsung Pay you will need to use a compatible device with a supported operating system. See our Samsung Pay FAQs for more information.
Internet connection may be needed to make purchases using Google Pay, Samsung Pay and normal mobile data charges apply.
Android, Google Pay and Google Play are trademarks of Google Inc.
Samsung and Samsung Pay are trademarks or registered trademarks of Samsung Electronics Co., Ltd.