Low Rate Cards

Rainbow Vertigo Card

0% p.a. for 18 months on balance transfers# - 0% balance transfer fee

Apply now

Why Rainbow Vertigo Card?

The same Vertigo everyday card now available in a limited rainbow design

$55
annual card fee.
13.99% p.a.
low variable interest rate on purchases.
21.49% p.a.
variable cash advance rate.
St.George Rainbow Vertigo credit card

Features

Ways to pay
Yay! More ways to pay. Apple Pay, Google Pay, Samsung Pay.
Up to 55 days
Interest free on purchases when you pay the Closing Balance (or the Monthly Payment Balance with a balance transfer) on time.
An extra card
For an additional cardholder aged 16 or over at no extra cost, provided the account isn't a joint account. Additional card transactions are the responsibility of the primary account holder.

and right now, an additional...

0 % P.A.

for 18 months on balance transfers#

Special offer

Plus, no balance transfer fee. The variable cash advance rate will apply after the promotional period. The offer is only applicable to balance transfers requested at card application. New cards only.

Rates

  • 13.99% p.a. variable interest rate on purchases
  • 21.49% p.a. variable cash advance interest rate
  • 2% of each cash advance amount (minimum of $2.50 capped at $150 per transaction)
  • 3% of the Australian dollar value for transactions with merchants based overseas

Key fees

  • $55.00 Annual card fee
  • $15.00 Fee applied for each late or missed payment
  • $9.00 For each dishonour of a payment under the automatic payment plan
  • $0 Card replacement fee within Australia ($52.50 outside Australia; $45 emergency replacement fee)

Complimentary services

  • Linking to St.George bank account
  • 24/7 fraud monitoring
  • Phone and Internet Banking
  • Automatic repayment plan
  • SMS and email alerts
  • Visa payWave contactless payments for transactions under $100

Fees and rates are subject to change. Read our credit card key facts sheet.

How to apply for a credit card

1.
You apply online in 10 minutes.
2.
We review your application and may ask for supporting documents.
3.
If approved, you'll receive all the information you need to activate and make the most of your new card.
Get started

Life can always

use more glitter.

The detail

Before making a decision, please read these documents to ensure you're aware of all fees, charges and interest rates.
Credit Card Conditions of Use
All you need to know about our cards.
Credit Card Accounts Fees and Charges
A complete list of card-related costs.

 

Sydney you're St.Georgous!

Sydney, you're St.Gorgeous

Shopping has never been this rewarding.

Not right? Try these

Amplify Card

Our entry-level
rewards card

Vertigo Platinum

An everyday card with
platinum extras

View all cards
Important information

Conditions, fees and credit criteria apply.

This card is issued as a Visa card.

Credit Card Conditions of Use (PDF 462KB)

Credit Card Accounts Fees and Charges (PDF 144KB)

 Switches, upgrades, or Westpac Group staff are ineligible. The promotions may be varied or withdrawn at any time and is not available in conjunction with any other promotion.

This limited edition card design is only available when you apply for a new Rainbow Vertigo card from 3rd October 2019 and 12th February 2020.

#Balance Transfer Promotion: The promotional balance transfer rate is available when you apply and are approved for a new Vertigo, No Annual Fee, Amplify Signature or Amplify Platinum credit card between 3rd October 2019 and 12th February 2020, and request at card application to transfer balance(s) from up to 3 non-St.George, Bank of Melbourne and BankSA Australian issued credit, charge or store cards. The rate will apply to balance(s) transferred (min $200 up to 80% of your approved available credit limit) for the promotional period, unless the amount is paid off earlier. Card activation will trigger the processing of the balance transfer. A balance transfer fee of 1% will apply to balance(s) transferred to a new No Annual Fee credit card and will be charged to the card account on the same day the balance(s) are debited to the account. No balance transfer fees apply to Vertigo, Amplify Signature or Amplify Platinum credit cards. At the end of the promotional period, the applicable variable cash advance rate will apply to any outstanding transferred balance(s). We will not be responsible for any delays that may occur in processing payment to your other card account(s) and will not close the account(s). If your account has an interest free period for purchases, to be entitled to that interest free period, you need to pay off the 'Monthly Payment Balance' listed on your statement of account (not the full closing balance) by the relevant payment due date.

Read the Apple Pay Terms and Conditions (PDF 53KB) before making a decision and consider if it is right for you. To use Apple Pay you will need an eligible card, and a compatible device with a supported operating system. See our Apple Pay FAQs for more information. Apple, the Apple logo, Apple Pay, Apple Watch and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

Read the Google Pay Terms and Conditions (PDF 53KB) before making a decision and consider if it is right for you. Available for eligible cards. To use Google Pay you will need to use a compatible device with a supported operating system. See our Google Pay FAQs  for more information.

Read the Samsung Pay Terms and Conditions (PDF 57KB) before making a decision and consider if it is right for you. To use Samsung Pay you will need to use a compatible device with a supported operating system. See our Samsung Pay FAQs for more information.

Internet connection may be needed to make purchases using Google Pay, Samsung Pay and normal mobile data charges apply.

Android, Google Pay and Google Play are trademarks of Google Inc.

Samsung and Samsung Pay are trademarks or registered trademarks of Samsung Electronics Co., Ltd.