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Your all-round, great value everyday low rate card

from 12.99% p.a.
Low ongoing variable interest rate on purchases.
from $55 p.a.
Low ongoing annual card fee
Up to 55 days
 Interest free on purchases when you pay the Closing Balance (or the Monthly Payment Balance with a balance transfer) on time.
Important information
Conditions, fees and credit criteria apply. This card is issued as a Visa card. Before making a decision read the Terms and Conditions and consider if the product is right for you. 
Switches, upgrades, or Westpac Group staff are ineligible. This promotion may be varied or withdrawn at any time and is not available in conjunction with any other promotion.

## Vertigo Balance Transfer Promotion: The promotional balance transfer rate is available when you apply and are approved for a new Vertigo credit card between 25th November 2020 and 30th March 2021, and request at card application to transfer balance(s) from up to 3 non-St.George, Bank of Melbourne and BankSA Australian issued credit, charge or store cards. The rate will apply to balance(s) transferred (min $200 up to 80% of your available credit) for the promotional period unless the amount is paid off earlier. Card activation will trigger the processing of the balance transfer. No balance transfer fees apply. At the end of the promotional period, the applicable variable cash advance rate will apply to any remaining unpaid transferred balance(s). We will not be responsible for any delays that may occur in processing payment to your other card account(s) and will not close the account(s). If your account has an interest free period for purchases, to be entitled to that interest free period, you need to pay off the 'Monthly Payment Balance' listed on your statement of account (not the full closing balance) by the relevant payment due date.

**Discounted First Year Fee: The discounted first year annual card fee promotion is available when you apply for a new Vertigo Platinum or Amplify Signature Amplify Rewards credit card between 1st October 2020 and 9th February 2021. The first annual card fee at the reduced rate will be debited to your card account on your first transaction and the full annual card fee, will be debited annually thereafter. 

^^Purchase Rate Promotion: Available when you apply and are approved for a new Vertigo Platinum or Amplify Platinum Amplify Rewards credit card between 1st October 2020 and 9th February 2021. The special promotional purchase rate applies from card approval, after the promotional period, the rate will switch to the variable purchase rate then applicable to your card account.

++ Vertigo First Year Annual Card Fee Waiver: The first-year annual card fee waiver promotion is available when you apply for a new Vertigo credit card between 25th November 2020 and 30th March 2021. The first annual card fee will be debited to your card account on the 12-month anniversary of the first transaction on your account and annually thereafter.

*55 Days Interest Free: Receive up to 55 days interest free on your purchases if your account is paid in full by the due date shown each month (excluding any balance transfers), this is called the Monthly Payment Balance on your statement.

1. Complimentary insurance covers: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 has issued an insurance group policy to Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 (Westpac) which allows eligible St.George account holders and cardholders to claim under it as third party beneficiaries. Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs. The terms, conditions, limits and exclusions of the group policy are set out in the Credit Card Complimentary Insurance Terms and Conditions (PDF 421KB)which may be amended from time to time. Westpac does not guarantee this insurance.