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Your all-round, great value everyday low rate card

from 12.74% p.a.
Low variable interest rate on purchases.
from $55 p.a.
Low annual card fee
Up to 55 days
Interest free on purchases when you pay the closing balance by the statement due date each month. Excludes balance transfers.

Special offer


0 % P.A.

for 18 months
on balance transfers
to Vertigo^

A 1% balance transfer fee applies.

0 % P.A.

for 24 months
on balance transfers
to Vertigo Platinum#

A 1% balance transfer fee applies.

Conditions, fees and credit criteria apply.

This card is issued as a Visa card.

Before making a decision, it's best to read the terms and conditions.

Credit Card Conditions of Use (PDF 10MB)

Credit Card Accounts Fees and Charges (PDF 605KB)

Credit Card Complimentary Insurance Terms and Conditions (PDF 202KB)  (for claim events prior to 1 October 2017)

Credit Card Complimentary Insurance Terms and Conditions (PDF 278KB) (Effective 1 October 2017)

Please read these documents and keep a copy. You can request a paper copy at a branch.

Switches, upgrades, or customers accessing employee benefits are ineligible. This promotion may be varied or withdrawn at any time and is not available in conjunction with any other promotion.

*$0 annual card fee promotion: The first year annual card fee waiver is available when you apply for a new Vertigo credit card between 23rd November 2017 and 18th April 2018, and make your first purchase within 12 months of card approval. The first annual card fee will be debited on the 12 month anniversary of the first transaction on your account and annually thereafter.