|$99||Annual card fee|
|1 Amplify Point||Per dollar on eligible purchases – uncapped1|
|19.49% p.a.||Variable interest rate on purchases|
|Up to 55 days||Interest free on purchases2|
|$6,000||Minimum credit limit|
See below for standard rates and fees.
Score up to $27.50/month cashback~ on Kayo for 12 months, plus:
Offer not available if you’ve held a St.George, Bank of Melbourne or BankSA rewards card in the last 12 months. New cards only. Must sign up by 30th November 2022. T&Cs apply.
The St.George Amplify Rewards program offers flexibility in how you can use your points. For starters, the points you earn never expire, giving you as much time as needed to build your balance.
When you are ready to redeem, you can choose from merchant gift cards, travel options, shopping at our own online store - you can even transfer them to one of our partner airline frequent flyer programs3 or donate to one of our listed charities. The choice is yours.
For example, 11,100 Amplify Points currently gets you a $50 e-gift card from a range of merchants such as David Jones, Myer, JB Hi-Fi, Bunnings and others<.
Earn 1 point for every dollar spent on eligible purchases – uncapped1.
That’s more time to pay your purchase balance and avoid interest charges on your purchases2. The interest-free days don’t cover cash advances.
Follow this section to improve the likelihood your application is approved.
~Kayo cashback offer: The Kayo cashback offer of $27.50/mth for Kayo Basic or Kayo Premium, and $25/mth for Kayo One, is available for 12 months on new Amplify Rewards Platinum credit card applications made and approved between 9th May 2022 and 30th November 2022.
To receive your cashback the monthly subscription fee (currently $27.50 for Kayo Basic, $35/mth for Kayo Premium and $25/mth for Kayo One) will be billed to your new Amplify Rewards Platinum card. Then, within 30 business days of each billing, you will receive your relevant cashback as a statement credit on your Card Account. This monthly cashback will apply for the first 12 months from the card approval and does not form part of the account’s minimum monthly repayment. After the offer period, Kayo subscription will auto-renew at standard pricing (currently $25/mth for Kayo One, $27.50 for Kayo Basic or $35/mth for Kayo Premium) unless changed or cancelled prior.
If you’re not already with Kayo, you need to activate your Kayo subscription within the first 30 days from card approval, setting your Amplify Rewards Platinum credit card as the payment method. If you’re already with Kayo, simply switch your Amplify Rewards Platinum credit card as the payment method to get the cashback for up 12 months from card approval. Offer not available via any third-party billing platform including iTunes billing or Telstra billing. Not available in conjunction with other Kayo offers.
Maximum $300 cashback on Kayo One (paid monthly, based on 12 months x $25/mth cashback) or maximum $330 cashback on Kayo Basic or Premium (paid monthly, based on 12 months x $27.5/mth cashback), per cardholder throughout the promotion period. If you cancel your Kayo subscription during that time, you will no longer be eligible to receive the cashback.
Cashback is not redeemable for cash or other payment forms. If your card is suspended or cancelled, the credit will not be applied to your Card Account. Your credit card account must be open in order to receive the cashback. Cashback is only available once a month and on one Kayo subscription per credit card account.
Kayo is a subscription sports streaming service supplied by Streamotion. Westpac does not provide any part of Kayo streaming services and is not responsible for them in any way. Concerns or claims regarding Kayo subscription or its streaming services should be raised directly with Streamotion.
<Converting Amplify Points: You can convert the points earned on your Amplify Rewards Signature or Amplify Rewards Platinum credit card to e-gift cards via your Amplify Rewards Account, which can be accessed via St.George Internet or Mobile Banking. The estimated e-Gift card value in the above examples are based on current redemption rates as at 4th April 2022 and is subject to change without notification. All redemption of Amplify Points are subject to availability and the .
*Amplify Platinum Bonus Amplify Points Offer: The bonus Amplify Points promotion is available when you apply and are approved for a new Amplify Rewards Platinum credit card between 3rd March 2022 and 30th November 2022, and spend the minimum amount of $3,000 on eligible purchases within 90 days from card approval in one or more transactions. Eligible purchases do not include interest, fees and charges, cash, or ATM cash advances, cash equivalent transactions, gambling transactions, a purchase from or payment to a local, state or federal government or government related agency, BPAY or similar transactions (such as Post Billpay), refunds and balance transfers debited from the card account. Existing customers who currently hold an Amplify, Amplify Platinum or Amplify Signature card issued by St.George, Bank of Melbourne or BankSA, or who have held one in the last 12 months, are not eligible for this offer. The bonus Amplify Points will be added to your points balance within 12 weeks of the eligible spend criteria being met.
**Amplify Rewards Platinum Discounted First Year Fee: The discounted first year card fee promotion is available when you apply and are approved for a new Amplify Rewards Platinum credit card between 3rd March 2022 and 30th November 2022. The first year card fee at the special promotional rate will be debited to your card account on your first transaction and the full card fee will be debited annually thereafter.
###Amplify Rewards Platinum Balance Transfer Promotion: The promotional balance transfer rate is available when you apply and are approved for a new Amplify Rewards Platinum credit card between 3rd March 2022 and 30th November 2022, and request at card application to transfer balance(s) from up to 3 non-St.George, Bank of Melbourne and BankSA Australian issued credit, charge or store cards. The promotional rate will apply to balance(s) transferred (min $200 up to 80% of your approved available credit limit) for the promotional period, unless the amount is paid off earlier. Activating your card triggers the processing of the balance transfer. A balance transfer fee of 1% of the transferred balance(s) will apply to balance(s) transferred to a Amplify Rewards Platinum credit card. The balance transfer fee will be charged to the card account on the same day the balance(s) are debited to the account. The applicable variable cash advance rate will apply to any unpaid balance transfer amount remaining at the end of the promotional period. St.George will not be responsible for any delays that may occur in processing payment to your other card account(s) and will not close the account(s). If your account has an interest free period for purchases, to be entitled to that interest free period, you need to pay off the “monthly payment balance” listed on your statement of account (not the full closing balance) by the relevant payment due date.
1 The earning and redemption of Amplify Points is subject to the Amplify Terms and Conditions. Purchases that are not eligible to earn points include interest, fees and charges, cash, or ATM cash advances, cash equivalent transactions, gambling transactions, a purchase from or payment to a local, state or federal government or government related agency, BPAY or similar transactions (such as Post Billpay), refunds and balance transfers debited from the card account. You do not receive points if your card account is in arrears for 2 consecutive statement cycles and in other circumstances.
2 55 Days Interest Free: Receive up to 55 days interest free on your purchases if your Monthly Payment Balance is paid in full by the due date shown each month. This amount is calculated as the main account balance minus the balance transfer amount plus any Plan&Pay instalments for this month. If you do not have any Plan&Pay instalments or a balance transfer, the Monthly Payment Balance will be the same as the Closing Balance.
3 You must be a member of the relevant frequent flyer program to redeem Amplify Points for frequent flyer points. The and the terms and conditions of the relevant frequent flyer program apply. A joining fee may apply. Availability of award flights may be limited.
4 Complimentary Insurance covers: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631, trading as Allianz Global Assistance (AGA), under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz), has issued an insurance group policy to Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 (Westpac) which allows eligible persons to claim under it as third party beneficiaries. Access to the benefit of cover under the Credit Card Complimentary Insurance is provided to eligible St.George cardholders by operation of s48 of the Insurance Contracts Act 1984 (Cth). If an eligible persons wishes to claim any of these benefits, they will be bound by the eligibility criteria, terms, conditions, limits and exclusions contained in the Complimentary Insurance Policy Information booklet which may be amended from time to time. This insurance is underwritten by Allianz. Westpac does not guarantee this insurance. This information does not take your personal objectives, circumstances or needs into account. Consider its appropriateness to these factors before acting on it.
5 Any offer through Visa Luxury Hotel Collection is valid at participating properties and Visa Platinum and Signature cardholders in the Australia/Pacific, Europe, Middle East and Africa (APCEMEA) regions. Offer is only valid when you pay with a valid and eligible Visa card. Best Available Rate applicable. Not applicable on discounted rates or combined with other offers at time of enquiry/booking. One daily breakfast per person during stay. Excludes all applicable taxes, services, gratuities and charges, and must be a valid and eligible Visa card. Void where prohibited, taxed or restricted by law. All reservations are subject to availability at time of confirmation. Visa and participating properties reserve the right to vary the terms and conditions of this offer. For updated list of participating properties, please visit www.visaluxuryhotels.com or call Visa Concierge for details.
6 An additional credit card can be issued on the primary cardholder's account to any nominated person 16 years or over. All transactions using the additional credit card will be the responsibility of the primary cardholder. All Amplify Points remain the benefit of the primary cardholder.
7 Fraud Money Bank Guarantee: Our St.George Fraud Money Back Guarantee ensures that customers will be reimbursed for any unauthorised transactions provided that the customer has not contributed to the loss and contacted St.George promptly. Refer to the for full details, including when a customer will be liable.
Read the before making a decision and consider if it is right for you. To use Apple Pay you will need an eligible card, and a compatible device with a supported operating system. See our Apple Pay FAQs for more information. Apple, the Apple logo, Apple Pay, Apple Watch and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.
Read the Google Pay Terms and Conditions before making a decision and consider if it is right for you. Available for eligible cards. To use Google Pay you will need to use a compatible device with a supported operating system. See our Google Pay FAQs for more information.
Read the Samsung Pay Terms and Conditions before making a decision and consider if it is right for you. To use Samsung Pay you will need to use a compatible device with a supported operating system. See our Samsung Pay FAQs for more information.
Internet connection may be needed to make purchases using Google Pay, Samsung Pay and normal mobile data charges apply.
Android, Google Pay and Google Play are trademarks of Google Inc.
Samsung and Samsung Pay are trademarks or registered trademarks of Samsung Electronics Co., Ltd.