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Amplify Platinum Card

Your choice of rewards programs, with Platinum extras
Amplify Platinum Card

Special offers

  • $0 annual fee in the first year^
  • % p.a. for up to 12 months on purchases from card approval*. 
  • % p.a. for 18 months on balance transfers, requested at card application1

Variable purchase rate applies after the promotional period. Offer ends 29 September 2016.


  • Your choice of rewards programs, with Platinum extras
  • All the benefits of Amplify plus:
    • Double points on international spend
    • A range of complimentary insurance covers – including overseas travel insurance and extended warranty on purchases as set out in the policy5
    • 24/7 Visa Concierge service12
  • All for a low annual fee of $99, $0 in the first year^.
Apply now
More Choice
  • Choose between two great rewards programs - Amplify Rewards or Amplify Qantas
  • Earn 1 Amplify Point or 0.5 Qantas Points per $1 spent on eligible transactions, uncapped
  • Double points earned on international spend (overseas merchants).
More Advantages
Complimentary insurance covers as set out in the policy 5
  • Overseas travel insurance for trips up to 3 months for you and your spouse and/or dependent children. The cover includes medical expenses, unexpected trip cancellation and rental vehicle excess
  • Extended warranty insurances gives you up to 12 additional months on the manufacturer’s expressed Australian warranty

Time poor? Call Concierge12 on 1800 639 607

Add an additional cardholder at no extra cost6

  • 24/7 Fraud monitoring
  • Detection of suspicious purchase transactions
  • Find out more about fraud protection and what to do when you suspect fraud
  • Shop online with Verified by Visa knowing your interest purchases and payments are safer and more secure.
Rewards If you choose Amplify Rewards If you choose Amplify Qantas
Points earned on purchases (uncapped)

$1 = 1 Amplify Point at Australian merchant

$1 = 2 Amplify Points at Overseas merchant

$1 = 0.5 Qantas Points at Australian merchants

$1 = 1 Qantas Point at Overseas merchant

Earning bonus points

Earn bonus Amplify Points with Amplify Rewards Bonus Partners7

Earn twice the number of Qantas Points with Qantas Frequent Flyer Program partners – once on your Amplify Platinum Card and again with the program partner4.

Redeeming your points

Redeem Amplify Rewards2 for:

  • Rewards from a wide range of categories including appliances, gift cards, charitable donations, entertainment expenses and more
  • Domestic and international flights on a variety of major airlines, as well as accommodation, holiday packages and car hire through Amplify Travel3
  • Airline points or miles through Virgin Australia’s Velocity program, Malaysia Airlines’ Enrich program and Singapore Airlines’ KrisFlyer program8

Redeem Qantas Points for:

  • Classic Award flights on Qantas and 35 partner airlines9
  • Qantas and Jetstar Any Seat Award flights10
  • Flight Upgrade Awards on eligible Qantas flights when available
  • Over 3,000 products, experiences and vouchers from the online Qantas Store11.
Interest Rate - Variable
  • p.a. on purchases.
  • p.a. on cash advances.
Promotional balance transfer rate % p.a. for 18 months on balance transfers requested at card application1. Variable purchase rate applies after 18 months. Calculate how much interest you could save!
Promotional purchase rate % p.a. for up to 12 months on purchases from card approval*.
Annual fee $99 annual fee, $0 in the first year^
Foreign Transaction Fee

A 3% Foreign transaction fee is payable as a percentage of the Australian dollar value of any Foreign transaction.

Foreign transaction is any transaction made using the Card:

  • in a currency other than Australian dollars; or
  • in Australian dollars or any other currency with a merchant located outside Australia; or
  • in Australian dollars or any other currency that is processed by an entity located outside Australia.
Note: It may not always be clear to you that the Merchant or entity processing the transaction is located outside Australia.
Cash Advance Fee 2% of each cash advance amount and all transfers (including, without limitation, transfers by Internet Banking or Phone Banking), from your credit card account with a minimum of $2.50
Late Payment Fee $9 applied for each late or missed payment.
Card Replacement Fees
  • $15 per card within Australia
  • $52.50 per card outside of Australia
  • $45 per Emergency/Urgent Replacement Card.
Over-limit Fee If your card account was opened before 4 June 2012, $9 applied once per statement period if a transaction is made for an amount exceeding the available credit at the date the transaction is debited to your credit card account.
Automatic Payment Dishonour Fee $9 applied for each payment dishonoured made under the automatic payment plan.
Statement Copy Fee
  • $4.50 for requests via Phone Banking or Internet Banking
  • $7.50 for all other requests.
Other fees and charges Credit cards fees and charges.
Apply online Apply now
Call us 13 33 30
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What you'll need Find out what information you need to provide to become a customer

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Important information

This card is issued as a Visa card.

Conditions, fees and credit criteria apply.

View the terms and conditions

The advice on our website is prepared without knowing your personal financial circumstances. Before you act on this or any advice, please consider if it's right for you. 

Offers are not available in conjunction with any special offers that are not listed on Switches, upgrades, customers accessing employee benefits or packaged cards are ineligible.

*The introductory rate of % p.a. on purchases is available when you apply for a new St.George credit card between 24 June 2016 and 29 September 2016. The introductory rate will be applied from card approval and expires 12 months after the date of card approval. At the end of this period the introductory purchase rate will switch to the variable purchase rate then applicable to your card account and any purchases that remain unpaid at that time will revert to the standard variable purchase rate then applicable to your card account. 

^The first year annual fee waiver is available when you apply for a new St.George Amplify, Amplify Platinum or Amplify Signature card between 24 June 2016 and 29 September 2016. The first annual fee will be debited on the 12 month anniversary of the first transaction on your account and annually thereafter on the anniversary of the first annual fee. 

1. The promotional balance transfer rates are available when you apply for a new St.George credit card between 24 June 2016 and 29 September 2016 and request at application to transfer balance(s) from non-St.George, Bank of Melbourne and BankSA Australian issued credit, charge or store cards. The variable purchase interest rate applies to balance transfers requested at any other time. Promotional rate will apply to any balance(s) transferred (min $200 up to 95% of your approved available credit limit) for the promotional period, unless the amount is paid off earlier. The variable purchase rate will apply to balance(s) transferred but left unpaid after the end of the promotional period. Card activation will trigger the processing of the balance transfer. St.George will not be responsible for any delays that may occur in processing payment to your other card account(s) and will not close the account(s). Interest free days don’t apply to balance transfers.

2. Earn Amplify Points through the use of an Amplify Platinum Card as set out in the Amplify Rewards & Amplify Qantas Terms and Conditions. Points are not earned on cash advances and balance transfers or in other specified circumstances. Minimum 3,000 Amplify Points is needed to redeem for any reward. Specific conditions may apply to the redemption of particular rewards. Refer to

3. Amplify Travel gives you access to most major domestic and international airlines within and from Australia and their connecting partner airlines. As with booking through a travel agent, in certain circumstances seats may not be available on the airline or flight of your choice at the time you wish to travel. Terms and conditions apply. For further details call Amplify Travel on 1300 489 586. Amplify Travel is operated by Pinpoint Travel Group Pty. Ltd. Licence No. 2TA 002974. Amplify Travel charges a credit card usage fee.

4. Earn Qantas Points as set out in the Amplify Rewards & Amplify Qantas Terms and Conditions. Qantas Points are not earned on cash advances and balance transfers or in other specified circumstances. You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. Membership and Qantas Points are subject to the terms and conditions of the Qantas Frequent Flyer program. A joining fee usually applies, but for a limited time St George has arranged for this to be waived for new Amplify cardholders who are not already members and who choose to link their card to Amplify Qantas (limit of one complimentary membership per new account). For more information on the Qantas Frequent Flyer program visit or call 13 11 31.

5. QBE Insurance (Australia) Limited ABN 78 003 191 035 AFSL 239545 has issued an insurance group policy to Westpac Banking Corporation ABN 33 007 457 141 which allows eligible St.George account holders and cardholders to claim under it as third party beneficiaries. The terms, conditions, limits and exclusions, of the group policy, are set out in the Credit Card Complimentary Insurance Terms and Conditions, which may be amended from time to time. Westpac does not guarantee the insurance. You can get a copy of the policy booklet by calling 1300 489 586 or download the Credit Card Complimentary Insurance Terms and Conditions.

6. An additional card can be issued on the primary cardholder’s credit card account to any nominated person 16 or older provided the account is not a joint account. All transactions using the additional card will be the responsibility of the primary cardholder.

7. Bonus Amplify Points are earned on purchases made at participating Bonus Partner outlets and are listed at

8. You must be a member of the relevant airline points or miles program to redeem Amplify Points for airline points or miles. To redeem, at least 3,000 Amplify Points are needed with additional increments in multiples of 500 Amplify Points at a time for airline points or miles. Award flights are subject to capacity controls and availability is limited. The terms and conditions of the relevant airline points or miles program apply.

9.  Classic Award flights on Qantas and 35 partner airlines. Additional charges and taxes payable with Qantas Points or money on Classic Award flights at the time of booking. The number of Qantas & Partner Classic Award seats available varies and depends on the flight date, season and destination. Some flights may not have any Classic Award seats available. The seats made available for Classic Awards on Qantas flights may also be obtained through the Qantas Any Seat Award booking process (although Qantas Points required are usually higher, and include surcharges, fees and taxes). Different conditions apply to Any Seat Awards. Members can still choose to obtain those seats as Classic Awards in a separate booking.

10. Qantas and Jetstar Any Seat Awards are available on any flight with a QF or JQ number. As long as there is a seat available for sale, you can book a Qantas or Jetstar Any Seat Award. The points required for these seats are variable and are only valid when quoted. There is no fixed relationship between the cash price charged by the applicable airline for a seat and the points required to redeem on Any Seat Award through Qantas Frequent Flyer. Not all special promotional fares are available as Any Seat Awards.

11. Store products are for delivery in Australia and New Zealand only (and different products are available in each delivery location). Redemption of points through the online store is subject to terms and conditions (including store terms of use and voucher terms and conditions). See for details.

12. Visa Platinum/ Visa Signature Concierge (“Concierge”) is serviced by a third party supplier. By accessing or using the Concierge, or attempting to do so, you are deemed to have understood and agreed to the terms of usage.