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Amplify Signature Card

Our most rewarding credit card with complimentary insurances and lounge passes

Features

   

Your choice of rewards program: Amplify Rewards or Amplify Qantas

Our highest rewards points earn rate, uncapped

Complimentary travel and purchase insurances1

Two airport lounge passes each year (upon enrolment)2

Hotel benefits with an automatic Visa Luxury Hotel Collection membership3

Personal concierge service4

Birthday bonus - an extra 10% of the rewards points you've earned in the past year.5

 


 

Apply online in 10 minutes
Get a response in 60 seconds

 


 

Amplify Signature features in detail

 

Shop with confidence

Peace of mind when you're travelling

Make your trip even more special

 


 

Your choice of rewards: Amplify Rewards or Amplify Qantas

Amplify Rewards

Redeem Amplify Rewards13 for:

Selected gift cards, shopping and entertainment

Domestic and international flights on a variety of major airlines, as well as accommodation, holiday packages and car hire through Amplify Travel14

Airline points or miles through Virgin Australia’s Velocity program, Malaysia Airlines’ Enrich program and Singapore Airlines’ KrisFlyer program.15

Amplify Qantas

Redeem Qantas Points16 for:

Classic Award flights with Qantas and 35 partner airlines17

Qantas and Jetstar Any Seat Award flights18

Flight Upgrade Awards on eligible Qantas flights when available

Over 3,000 products, experiences and vouchers from the online Qantas Store.19




Earning rewards points

Amplify Rewards


Special offer
Earn up to 90,000 bonus Qantas or Amplify points
- 60,000 points when you spend $3,000 on a new card within 90 days of card approval, plus 30,000 points after 12 months. Exclusions apply.*

Rewards program membership
No membership fee.

Points earned on purchases
Uncapped earning
$1 = 1.5 Amplify Points

Birthday bonus
Receive a birthday points bonus - 10% of points earned in the previous year.5

Bonus points partners
N/A

Amplify Qantas


Special offer

Earn up to 90,000 bonus Qantas or Amplify points - 60,000 points when you spend $3,000 on a new card within 90 days of card approval, plus 30,000 points after 12 months. Exclusions apply.*

Qantas Frequent Flyer membership
For a limited time, enjoy complimentary membership to the Qantas rewards program if you're not already a member.

Points earned on purchases
Uncapped earning
$1 = 0.75 Qantas Points

Birthday bonus
Receive a birthday points bonus - 10% of points earned in the previous year.5

Bonus points partners
Earn Qantas Points twice on selected offers with Qantas Frequent Flyer Program partners - once on your Amplify Signature Card and again with the program partner.

 


 

Key Rates


Variable purchase rate

19.49% p.a.

Variable cash advance rate
20.24% p.a.

Interest free days
Up to 55 days interest free on purchases when you pay the closing balance (including any balance transfer amount) by the statement due date each month.

Key Fees


Annual card fee
$279 

Cash advance fee
2% of each cash advance amount

Foreign transaction fee
3% of the Australian dollar value

Additional cardholder
1 additional cardholder at no extra cost20

Fees and rates are subject to change. See other credit card fees and charges.

 


 

More great reasons to choose a St.George credit card

 

On the go

On-the-go access

See your card balance without logging in using our Quick Balance Tool and make payments a breeze with Visa payWave and Tap & Pay.

Security meets convenience

Security meets convenience

Fingerprint ID login means fast, secure access to mobile banking. You can even temporarily lock your lost or misplaced card in seconds.

never miss a thing

Never miss a thing

Put your payments on auto-pilot and get back to living, with AutoPay bill alerts.




Ways to apply


 


 

Need some help?



Important information

This card is issued as a Visa card.

Conditions, fees and credit criteria apply.

View the terms and conditions

The advice on our wesite is prepared without knowing your personal circumstances, financial situation or needs. Before you act on this or any advice, please consider if it's right for you. 

Switches, upgrades, or customers accessing employee benefits are ineligible. This promotion may be varied or withdrawn at any time and is not available in conjunction with any other promotion.

*Bonus points promotion:
Available when you apply for a new Amplify Signature card between 21st September 2017 and 22nd November 2017 you will receive:

  1. 60,000 points when you spend a minimum of $3,000 within 90 days of card approval on eligible purchases. Points will be credited to your account within 12 weeks of eligible spend criteria being met; and
  2. 30,000 points to be credited to your account within 6 weeks of your 12 month anniversary.

Eligible purchases do not include BPAY, fees, cash, cash equivalent transactions, refunds and balance transfers debited from the card account. Existing St. George/BankSA/Bank of Melbourne customers who currently hold an Amplify Platinum or Amplify Signature card, or who have held one in the last 12 months, are not eligible for this offer.

1. QBE Insurance (Australia) Limited ABN 78 003 191 035 AFSL 239545 has issued an insurance group policy to Westpac Banking Corporation ABN 33 007 457 141 which allows eligible St.George account holders and cardholders to claim under it as third party beneficiaries. The terms, conditions, limits and exclusions, of the group policy, are set out in the Credit Card Complimentary Insurance Terms and Conditions, which may be amended from time to time. Westpac does not guarantee the insurance. You can get a copy of the policy booklet by calling 1300 851 324 or download the Credit Card Complimentary Insurance Terms and Conditions (for claim events prior to 1 October 2017).

AWP Australia Pty Ltd, ABN 52 097 227 177, AFSL 245631, of 74 High Street, Toowong, QLD 4066 (trading as Allianz Global Assistance) under a binder from the underwriter, Allianz Australia Insurance Limited ABN 15 000 122 850, AFSL 234708, has issued an insurance group policy to Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 (Westpac), of 275 Kent Street, Sydney, NSW 2000 which allows eligible St.George account holders and cardholders to claim under it as third party beneficiaries. The terms, conditions, limits and exclusions of the group policy are set out in the Credit Card Complimentary Insurance Terms and Conditions which may be amended from time to time. Westpac does not guarantee the insurance. You can get a copy of the policy booklet by downloading the Credit Card Complimentary Insurance Terms and Conditions (effective 1 October 2017).

2. Amplify Rewards and Amplify Qantas each offer airport lounge passes. Cardholders are only eligible for lounge passes offered for their selected rewards program and conditions apply. Lounge passes are subject to expiry. Priority Pass is offered to Amplify Rewards Cardholders, who must enrol via stgeorge.com.au/amplifysignature. For full details visit prioritypass.com/Conditions-of-use.cfm. Qantas Club Lounge Invitations is offered to Qantas Rewards Cardholders who must enrol via stgeorge.com.au/amplifysignature. Access and use is subject to Qantas Club Rules. For full terms and conditions visit qantas.com/qantasclub and some exclusions apply.

3. Any offers through VISA Luxury Hotel Collection is valid at participating properties and Visa Signature cardholders in APCEMEA. Offer is only valid when you pay with a valid and eligible Visa card. Best Available Rate applicable. Not applicable on discounted rates or combined with other offer at time of enquiry/booking. One daily breakfast per person during stay. Exclude all applicable taxes, services, gratuities and charges, and must be a valid and eligible Visa card. Void where prohibited, taxed or restricted by law. All reservations are subject to availability at time of confirmation. Visa and participating properties reserve the right to vary the terms and conditions of this offer. For updated list of participating properties, please visit www.visaluxuryhotels.com or call Visa Concierge for details.

4. Visa Platinum/ Visa Signature Concierge (“Concierge”) is serviced by a third party supplier. By accessing or using the Concierge, or attempting to do so, you are deemed to have understood and agreed to the terms of usage.

5. The birthday bonus is calculated over a period of 12 months on the number of Amplify Points or Qantas Points (excluding bonus points), as applicable, earned on Amplify Signature card purchases from the date of your last birthday to the day prior to your birthday, other than the first Birthday bonus, which will be calculated from the date of card approval to the day prior to your birthday. You will receive 10% of the points earned during the Birthday bonus calculation period, which will be credited to your points balance within 4 weeks of your birthday. For joint accounts, the first listed account owner's birthday will be used for the calculation. The Birthday bonus can be accessed by all account owners.

6. Provided the Australian warranty is for a period of six months or more up to a period of five years and the relevant item has a manufacturer’s unique identification serial number on it. The insurance does not affect the rights of cardholders against a manufacturer in relation to contravention of statutory or implied warranties under Australian legislation.

7. The scheme guarantees the cardholder the best price if the cheaper personal good has been advertised after the initial purchase in a printed catalogue from a store within 25 kilometres of the store from where the personal good was purchased and the price difference is greater than $75. The scheme will refund a price difference of up to $300.

8. Emergency dental is limited to A$2,000 per person and bed care patient allowance is limited to a total of A$15,000 (A$100 per day, e.g. miscellaneous expenses such as phone calls and TV rental). Note: No cover for pre-existing medical conditions, unless automatically covered as listed in the ‘Pre-existing medical conditions’ section of this booklet or prior approval given and the administrative fee is paid.

9. Per person, to a limit of a spouse and one dependent child. Cardholders must purchase a return ticket and be under 80 years old. Further eligibility criteria may apply. Read all criteria in our  Credit Card Complimentary Insurance Terms and Conditions (for claim events prior to 1 October 2017) and Credit Card Complimentary Insurance Terms and Conditions (effective 1 October 2017).

10. “Special event” means a wedding, funeral, pre-paid conference, pre-paid sporting event or pre-paid concert, or other event which does not ordinarily occur on a regular basis which before you left Australia you had planned to attend. We reserve the right to determine if any other event other than those listed above qualifies as a special event.

11. Priority Pass Card member lounge: To enrol go to stgeorge.com.au/amplifysignature. Lounge usage in excess of two visits and all guest visits will be charged directly to your Amplify Signature Credit Card at the visit fee of US$27 per person, per visit. The first two visits within each twelve month membership period are complimentary to the primary Cardholder only, after which every visit would be charged as per the prevailing rates; currently US$27 per person. Any accompanying guests will be charged US$27 per visit, which will be automatically charged on the Cardholders Amplify Signature Credit Card. The date of visits determines which year of membership the visit is allocated to. Unused visits cannot be carried forward to the following year of membership. The number of free visits will be reset to two per each 12-month period. Renewal terms and conditions are at the discretion of Priority Pass Ltd. For full details visit Priority Pass website at prioritypass.com/Conditions-of-use.cfm

12. To be eligible for the two complimentary Qantas Lounge invitations, you must register your details at stgeorge.com.au/amplifysignature. Two complimentary lounge invitations will be automatically sent to the account holder at the same date of the initial Qantas Lounge Pass registration following the account holder’s registration. Qantas club invitations are provided courtesy of St.George Bank, and are valid for Qantas Club and Qantas operated international business lounges only. Not valid in international First Class Lounges, Chairman’s Lounge, Qantas Domestic Business, Qantas oneworld® alliance airline, partner airline or associated lounges. Each invitation is valid for a single visit before the date specified on the invitation, when travelling with Qantas or Jetstar with a QF or JQ flight number. Access and use is subject to Qantas Club rules which are available at qantas.com/qantasclub. The two Qantas Club Lounge invitations will be sent to your Card account mailing address within 4 weeks of your registration, provided you are not in breach of the Conditions of Use, your account remains open and that there has been a transaction of more than $1 within the last 12 months. The two Qantas Club Lounge invitations will expire on the date printed on the invitations. Qantas Club Lounge invitations will not be issued to customers who do not first register via stgeorge.com.au/amplifysignature. If you do not use your invitations by the printed expiry date, you will need to complete the registration again to receive the two complimentary invitations.

13. Earn Amplify Points through the use of an Amplify Signature Card as set out in the Amplify Rewards Terms and Conditions. Points are not earned on cash advances and balance transfers or in other specified circumstances. Minimum 3,000 Amplify Points is needed to redeem for any reward. Specific conditions may apply to the redemption of particular rewards. Refer to amplify.stgeorge.com.au.

14. Amplify Travel gives you access to most major domestic and international airlines within and from Australia and their connecting partner airlines. As with booking through a travel agent, in certain circumstances seats may not be available on the airline or flight of your choice at the time you wish to travel. Terms and conditions apply. For further details call Amplify Travel on 1300 489 586.

15. You must be a member of the relevant airline points or miles program to redeem Amplify Points for airline points or miles. To redeem, at least 3,000 Amplify Points are needed with additional increments in multiples of 500 Amplify Points at a time for airline points or miles. Award flights are subject to capacity controls and availability is limited. The terms and conditions of the relevant airline points or miles program apply.

16. Earn Qantas Points as set out in the Amplify Rewards and Amplify Qantas Terms and Conditions. Qantas Points are not earned on cash advances and balance transfers or in other specified circumstances. You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. Membership and Qantas Points are subject to the terms and conditions of the Qantas Frequent Flyer program. A joining fee usually applies, but for a limited time St George has arranged for this to be waived for new Amplify cardholders who are not already members and who choose to link their card to Amplify Qantas (limit of one complimentary membership per new account). For more information on the Qantas Frequent Flyer program visit qantas.com/frequentflyer or call 13 11 31.

17. Classic Award flights on Qantas and 35 partner airlines. Additional charges and taxes payable with Qantas Points or money on Classic Award flights at the time of booking. The number of Qantas & Partner Classic Award seats available varies and depends on the flight date, season and destination. Some flights may not have any Classic Award seats available. The seats made available for Classic Awards on Qantas flights may also be obtained through the Qantas Any Seat Award booking process (although Qantas Points required are usually higher, and include surcharges, fees and taxes). Different conditions apply to Any Seat Awards. Members can still choose to obtain those seats as Classic Awards in a separate booking.

18. Qantas and Jetstar Any Seat Awards are available on any flight with a QF or JQ number. As long as there is a seat available for sale, you can book a Qantas or Jetstar Any Seat Award. The points required for these seats are variable and are only valid when quoted. There is no fixed relationship between the cash price charged by the applicable airline for a seat and the points required to redeem on Any Seat Award through Qantas Frequent Flyer. Not all special promotional fares are available as Any Seat Awards.

19. Store products are for delivery in Australia and New Zealand only (and different products are available in each delivery location). Redemption of points through the online store is subject to terms and conditions (including store terms of use and voucher terms and conditions). See qantas.com/store for details.

20. An additional card can be issued on the primary cardholder’s credit card account to any nominated person 16 or older provided the account is not a joint account. All transactions using the additional card will be the responsibility of the primary cardholder.