Home Loans

Building Loan

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Why choose a Building Loan?

Designed for new builds
Features designed specifically to fund the building of your new home.
Funds advanced progressively
As your builder completes pre-agreed construction stages, potentially saving you on interest during the build.
Schedule progress payments
We can help with the scheduling and identifying expenses so payments are made to the builder after each stage.

Guide to Residential Building Loans

With a St.George Building Loan,

you could save on interest.

Make progressive payments, drawing down only the money you need as the construction of your new home is completed.

Tell me more

  • Draw down money as you need it, with loan funds advanced in stages as your builder completes previously agreed construction milestones.
  • You could save on interest, since it is only payable on the amount advanced on the loan.
  • Make Interest Only repayments until the loan is fully drawn down when construction is completed.

Calculators

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Got renters insurance?

If an unexpected event were to happen, which causes loss or damage to your contents, you have the help you need to get back on your feet. Plus save up to 15%.^

The Detail

Credit criteria, fees and charges apply. Based on St.George credit criteria, residential lending is not available for Non-Australian Resident borrowers.
Residential Loan Agreement
General Terms and Conditions.
Loan Accounts
Charges for specific services and accounts.

Before making a decision, please read terms and conditions and ensure you're aware of all fees and charges. You can request a paper copy at a branch.

Request a call back

A St.George home loan expert will call you back.

Call us on

13 33 30

To talk with a St.George home loan expert, say "New home loan" when prompted.

Find a lender

Find your nearest branch or mobile lender

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Important information

Credit criteria, fees and charges apply. Terms and conditions available on request.

Before making a decision, it’s best to read the terms and conditions:

Residential Loan Agreement – General Terms and Conditions (PDF 223KB)

Loan Accounts – Charges for specific services and accounts (PDF 117KB)

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Please read these documents and keep a copy. You can request a paper copy at a branch.

The information on our website is prepared without knowing your personal financial circumstances. Before you act on this, please consider if it’s right for you. If you need help, call 13 33 30.