Essential Care also comes automatically with these additional benefits:

• Sum insured safety net: up to 5%
• Emergency accommodation: up to $5,000

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Cover Limits

Some items are covered up to a certain limit, unless extra cover is taken out. For example:

• Jewellery and watches: up to $500 per item ($3,000 in total)
• Artwork: up to $3,000

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You're covered for loss or damage caused by:

• Theft
• Storm, flood, fire, lightning, earthquake, impact, explosion
• Escape of liquid
• Malicious acts, riot and civil commotion

You’re also covered for legal liability of up to $20 million.

Quality Care also comes automatically with these additional benefits:

• Sum insured safety net: up to 10%
• Emergency accommodation: up to 12 months or 10% of the sum insured (whichever is less)

____________________________________

Cover Limits

Some items are covered up to a certain limit, unless extra cover is taken out. For example:

• Jewellery and watches: up to $1,000 per item ($5,000 in total)
• Artwork: up to $10,000

____________________________________

You're covered for loss or damage caused by:

• Theft
• Storm, flood, fire lightning, earthquake, impact, explosion
• Escape of liquid
• Malicious acts, riot and civil commotion
• Accidental breakage of glass
• Electrical motor burnout

You’re also covered for legal liability of up to $20 million.

Premier Care also comes automatically with these additional benefits:

• Sum insured safety net: up to 20%
• Emergency accommodation: up to 12 months or 10% of the sum insured (whichever is less)

____________________________________

Cover Limits

Some items are covered up to a certain limit, unless extra cover is taken out. For example:

• Jewellery and watches: up to $5,000 per item ($20,000 in total)
• Artwork: up to $20,000

____________________________________

Loss or damage caused by:

• Theft
• Storm, flood, fire lightning, earthquake, impact, explosion
• Escape of liquid
• Malicious acts, riot and civil commotion
• Accidental breakage of glass
• Electrical motor burnout
• Accidental loss or damage to your contents

You’re also covered for legal liability of up to $20 million.