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We could fast-track your assessment. And if your home loan’s in your name, you’ll get the same choice and interest rates as salary-earners.
Know exactly what your rate and repayments will be for a 1-5 year loan term.
Get ahead on your mortgage with limitless extra repayments.
You can apply for a residential St.George home loan, whether:
Borrowing in your own name
Whether the loan will be in your own name or with a joint-applicant, you can apply for any St.George residential home loan. Even better, you'll get the same interest rate, offers and features that are available to our PAYG customers.
Borrowing through your business
If the residential property loan will be in your business or trust's name, you can apply for our Standard Variable Rate and Fixed Rate home loans – though you won’t qualify for our Fast Track assessment. You'll even get the same interest rate, offers and features that are available to our PAYG customers.
A home loan expert will call you once you have submitted your application to talk through next steps.
Check out our variable and fixed interest rates for owner occupiers and investors.
Important information
Credit criteria, fees and charges apply. Based on St.George’s credit criteria, residential lending is not available for Non-Australian resident borrowers. Interest rates subject to change
Before making a decision, it’s best to read the terms and conditions:
Please read these documents and keep a copy. You can request a paper copy at a branch.
Fixed rate home loan: The Bank will apply the fixed rate that is available at the loan settlement date or the date the fixed rate period commences. At the end of the fixed rate period the interest rate will convert to the applicable variable home loan interest rate.
+LVR stands for the initial loan to value ratio at loan approval. LVR is the amount of your loan compared to the banks valuation of your property offered to secure your loan expressed as a percentage. Home loan rates for new loans are set based on the initial LVR and don’t change because of changes to the LVR during the life of the loan. Any applicable LVR discount has been included in the advertised eligible rate.