Self-employed

If you’re self-employed or own a small business, you might be ready to take the plunge and buy your own home. There’s a lot to consider – like how to get a home loan approval and how to make your repayments with fluctuating cash flow. You might also want a line of credit mortgage instead of a simple home loan, to cover your home and business needs.

As a long-term investment, owning your own home can be a solid strategy. You and your family have the security of being in your own place, and a home loan is probably the best regular ‘savings plan’ that you can have. You could benefit from capital appreciation – while your family enjoys the stability of staying in the one spot until you’re ready to sell and upgrade.

For people with fluctuating cash flow, we can help with your home loan. We offer a range of Low Doc Home Loans that don’t require all the standard financial documentation and may have all the features you need. You can even apply for a Low Doc line of credit loan to combine your business, personal and investment finances. All you’ll need is your ABN/ACN, last 12 months Business Activity Statements (BAS), 6 months of loan statements for loans being refinanced, and the latest account statements on debts or loans that won’t be refinanced.

When you’re ready to talk things through, we’re here to help.

Enquire now or speak to one of our home loan experts on 13 33 30.