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Bushfire preparation checklist

Bushfire preparation checklist

When severe weather hits Australia, hazardous conditions such as hail, storms, flash floods, thunder and lightning can happen. Protect yourself with this severe weather preparation checklist and help safeguard your family. 

Have a plan to leave early or decide to stay, only if you’re well prepared

For anyone in the bush, the preparations for combating a bushfire are a huge undertaking. It’s vital that you plan in advance if you’ll leave early or decide to stay. That way you can avoid making potentially lethal last minute decisions - it’s much harder to make decisions with a clear head when a bushfire is heading towards your home.

Your plan needs to cover if you’ll leave for a safer place (perhaps relocate with family or friends) or if you’ll stay to actively defend your home. If you plan to stay, you’ll need to be well prepared.

Mow the lawn

It might be a chore, but taking the time to keep your lawn mown can make all the difference. Make sure you also remove any cuttings as these can pose a fire risk as well.

Clean up the yard

Cleaning up your garden can make a huge difference in the case of a bushfire. Clear out any material that could cause a fire hazard – from wood piles, leaves and mulch through to door mats and even unused outdoor furniture.

You should also remove dried undergrowth and grass from around and underneath your home, as this is one of the easiest ways for fire to spread.

Clear out the gutters

Leaves and twigs that have built up in your gutters put you at greater risk from flying embers. Make sure you keep your gutters cleaned out.

Trim overhanging branches and shrubs

Take a good look at the trees around your home and on your property. Trim any overhanging branches that could make it easy for fire to spread to your home. You should also trim low hanging branches two metres from the ground that are close to your home.

Move - or minimise - hazardous items

If you have gas cylinders on the side of your house, position them on the side of your house with the least trees and objects, and make sure that the pressure relief valves face outwards – this means the flame won’t be directed towards your house.

If you have any flammable fuels or chemicals on your property, store them in an enclosed shed. Ideally they should be 20 metres away from your home, however if this isn’t possible, use pathways and gravel areas as fuel breaks. You’ll also need to make sure that any trees or shrubs are adequately spaced to avoid a continuous flow of flammable vegetation to your home.

Spark-proof the house

  • Some simple things you can do to protect your home from ember attack include:
  • Installing metal guards on guttering
  • Replacing damaged or missing roof tiles
  • Installing metal mesh screens on windows and doors
  • Fitting seals around doors and windows
  • Enclosing the space under the house

Check the water supply

Have at least one sturdy hose on your property that’s long enough to reach your house and if you have a pool – or a tank or dam – put a Static Water Supply (SWS) sign at the entrance to your property.

Check insurance

Make sure your home and contents insurance is up-to-date and in particular that the sum-insured amount is enough. It’s also a good idea to make sure you have your insurer’s details handy and know how to contact them should you need to in a hurry.

No liability whatsoever is accepted regarding the forgoing comments and they should not be relied on as being determinative of the steps to be taken. The protection of your home from bushfires will depend on its individual circumstances and may require further measures. You may consider it prudent to seek specialist advice from your local authority and fire service.

 

 

Important information

Cover is subject to your application for insurance being accepted.

* Quote and buy online and save 15% off your annual premium for the first year with promotional code COVER. Plus, save 10% when you combine home and contents located at the same address under one policy.

Product Disclosure Statements (PDS)

Home and Contents Insurance Product Disclosure Statement (PDF 780KB) (applicable to policies issued on or after the 20 August 2021 or renewed on or after the 5 October 2021)

For the standard terms, conditions and exclusions about our Home & Landlord Insurance, please refer to the relevant Product Disclosure Statement (PDS) and any supplementary PDS (if applicable). To see some of the events covered and not covered, please refer to our Key Fact Sheets (KFS).

Home and Contents Insurance is issued by Allianz Australia General Insurance Limited ABN 99 003 719 319, which is a corporate authorised representative of Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz Insurance). St.George Bank – a Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL 233714 arranges the insurance under a distribution arrangement with Allianz Insurance, but does not guarantee the insurance. This information does not take into account your personal circumstances. Read the Product Disclosure Statement to see if this insurance is right for you.

A target market determination has been made for this product. Please visit https://www.stgeorge.com.au/tmd for the target market determination.