Bank accounts

Welcome to Australia! Whether you've moved here for work or study, with your family or by yourself, we're here to help make your banking easier.

What are the types of bank accounts?

Transaction account

A transaction account is traditionally used for day-to-day expenses and often comes with a debit card2 (age dependant) so that you can withdraw cash or pay for things instore or online.

Savings account

Savings accounts are intended for saving purposes. These accounts may offer interest on your money, allowing you to set money aside and grow your funds.

Savings & Transaction bundle

Get the bundle with a linked transaction account and savings account.

Popular bank accounts for migrants

Transaction account

Complete Freedom

  • $0 Account-keeping fee

  • Get a Visa Debit card2 if you are 14 years old or over
  • $0 international transfer fees when you send foreign currency overseas via Internet Banking
  • Manage your money on the go with the St.George Mobile Banking App
  • Open your account online – it only takes a few minutes.


 

Open now

Savings account

Incentive Saver

  • $0 Account-keeping fee

  • Earn up to 5.25% p.a. with a variable base rate of 1.85% p.a., a variable bonus* rate of 3.30% p.a., and an extra 0.10% p.a. to your variable bonus rate for the first 3 months when you open online. New customers only on balances remaining below $250,000. After 3 months the total variable rate will appply. Min monthly deposits apply1
  • Open your account online – it only takes a few minutes.


 

Open now

Transaction + Saving account

Complete Freedom + Incentive Saver

  • $0 Account-keeping fee on both accounts
  • Get a Visa Debit card2 if you are 14 years old or over
  • Earn up to 5.25% p.a. with a variable base rate of 1.85% p.a., a variable bonus* rate of 3.30% p.a., and an extra 0.10% p.a. to your variable bonus rate for the first 3 months when you open online. New customers only on balances remaining below $250,000. After 3 months the total variable rate will apply. Min monthly deposits apply1
  • Open your account online – it only takes a few minutes.


 

Open now

Buy through ShopBack. Get Cashback.

As a St.George customer you can get exclusive access to bonus Cashback and offers through our partner ShopBack when you link your St. George debit card in the ShopBack app.

Find out more

How to open an account

1.
Have your ID handy
(Types of ID you can use) 
2.
Ages 14 or over: Open your account(s) online via the Open now button.
3.
Start using your account(s).

Tips on making Australia your new home

Moving to a new country is a big step. We are here to help you settle down and start banking in Australia.

Find out more

Call us

13 33 30

+61 2 9155 7800 (from overseas)

Visit a branch

Find your nearest branch

Before making a decision about any of our products or services, please read all the terms and conditions and consider whether the product or service is right for you. Fees and charges apply and may change.

Read the Visa Debit Terms and conditions, (PDF 867KB) including for fees and charges that may apply, before making a decision and consider if it is right for you.

Read the Terms and Conditions (PDF 1MB), including for fees and charges that may apply, before making a decision and consider if it is right for you.

For more information on Internet and Mobile Banking, please read Internet and Mobile Banking T&C's. (PDF 708KB)

St.George accounts interest rates.

1. Grow your account balance by at least $50 a month (for customers 21 or over) or $0.01 a month (for customers under 21), excluding interest paid, ensuring your account balance remains between $0 - $249,999.99.

Online bonus offer available for a limited time only. Excludes joint accounts. Offer may be varied or withdrawn at any time.

2. To be eligible for a Visa Debit Card, you must have an Australian residential address and be 14 years old or over.