Travel money card

St.George Worldwide Wallet is no longer available for new customers. Existing cardholders can continue to use their card and find support information here.

St.George Worldwide Wallet is no longer available for new customers.

For existing St.George Worldwide Wallet customers, you can continue to use your card to shop online or overseas in AUD or in one of the 10 supported currencies.

Find information below about using your card, converting funds, and managing your Worldwide Wallet.

Features available with your Worldwide Wallet

Your existing St.George Worldwide Wallet includes access to card features, security protections and selected Mastercard benefits while travelling or shopping overseas.

Travel and shop securely

Convert your loaded AUD ahead of time and use your card with the added protection of Mastercard Zero Liability Protection.¹

Flight Delay Pass

Existing Worldwide Wallet cardholders can continue to access Mastercard Flight Delay Pass benefits, including access for you and a companion to over 1,000 lounges² if your flight is delayed for 120 minutes or more. Visit the Mastercard Flight Delay Pass website to pre-register your flight. T&Cs apply.

Priceless^®Cities and rewards

Existing Worldwide Wallet cardholders can continue to enjoy Priceless Cities experiences.³ You can also receive cashback when you shop overseas with your Worldwide Wallet through Mastercard Travel Rewards.⁴

How to get the most from your existing cards

Before you leave

1. Check your cards are active and ready to use in the St.George App or Internet Banking.

2. Transfer AUD to your card and convert into your choice of up to 10 currencies to lock in your rates.

While you're away

Pay for things using the local currency loaded on your card⁶
Avoid ATM fees at Global ATM Alliance partners⁵
Reload your card as you go using the St.George App, with no load or reload fees.

When you get home

Convert leftover currency back to AUD or another available currency, with no unload fees
Remember, you can reload your account on the go, whenever you need and avoid any load or unload fees.

Fees and card information

Avoid ATM withdrawal fees
Through our Global ATM Alliance and overseas partner ATMs which you can find using the ATM locator in the St.George app.

No load or unload fees
Reload your account on the go, whenever you need.

No account keeping fees
You won’t pay any inactivity or account keeping fees, so any funds left in your account will be there ready for your next trip or purchase.

Other fees may apply. Read the Product Disclosure Statement (PDF 1MB) for full list of fees.

Managing your Worldwide Wallet

All in one view

See your account balance and transactions in your Mobile Banking app or in Internet Banking.

Move money easily

Transfer money to and from your Worldwide Wallet and convert AUD into foreign currencies while you’re on the go in your Mobile Banking app.

More ways to pay

Add your Worldwide Wallet to Google Pay™ or use your card to tap and go.

Spare card access

Both cards give you access to the same funds and can be locked and unlocked instantly at your convenience via Mobile Banking.⁷

Convert Australian dollars to up to 10 supported currencies

Sign in to the St.George App or Internet Banking to see your exchange rate for supported currencies. Your rate appears when you choose a currency to convert to in your Worldwide Wallet.

AUD - Australian Dollar
USD - United States Dollar
EUR - Euro
GBP - British Pound
NZD - New Zealand Dollar
CAD - Canadian Dollar
JPY - Japanese Yen
THB - Thai Baht
ZAR - South African Rand
SGD - Singapore Dollar
HKD - Hong Kong Dollar

FAQs

Why should I choose a St.George Worldwide Wallet for overseas travel?

A St.George Worldwide Wallet is a prepaid travel money card with no load, reload or unload fees, or ATM withdrawal fees at Westpac Group ATMs and over 50,000 ATMs overseas⁵.

Before you shop or travel, you can also choose to convert your loaded AUD into any of the following currencies: USD, EUR, GBP, CAD, JPY, THB, ZAR, SGD, NZD and HKD. By locking in your exchange rate in advance and knowing exactly how much of a foreign currency is loaded on your card, the St.George Worldwide Wallet can make it easy for you to stay on top of your spending. When you sign up to a St.George Worldwide Wallet, you’ll also get access to exciting Mastercard travel and shopping perks - Flight Delay Pass, Priceless Cities and Mastercard Travel Rewards.

Why should I choose a St.George Worldwide Wallet for shopping online in foreign currencies?

With the St.George Worldwide Wallet, you can know exactly how much of a foreign currency is loaded on your card, you can stay on top of your spending. Shop safely by loading only what you need into any of the following currencies: USD, EUR, GBP, CAD, JPY, THB, ZAR, SGD, NZD and HKD.

You can reload your account on the go, whenever you need and avoid any load or unload fees.

How do I view my exchange rate?

What if I want to spend in a currency that is not loaded on my account?

If you have insufficient funds to complete a transaction in a currency loaded on your account, or the transaction is in a currency not loaded on your account, the transaction will be automatically processed by drawing down from another currency in your account (provided that there are sufficient funds available in one or more other currencies to complete the transaction). Funds will be withdrawn according to the drawdown sequence, and the applicable exchange rate will apply. See the Terms and Conditions (PDF 1MB) for the drawdown sequence.

The Mastercard® foreign exchange rate applies when the drawdown sequence is used and, effective 31 July 2025, a 2% margin will be charged by St.George to your Worldwide Wallet card.

Can I use my Worldwide Wallet at overseas ATMs?

Yes, you can withdraw money or check your balance at overseas ATMs using your Worldwide Wallet. The balance displayed will be in the currency of the country you are visiting. You won’t pay an ATM withdrawal fee when using a Global ATM Alliance ATM.⁵ However, fees may apply if you use an ATM outside of the Global ATM Alliance network.

Do I need to download the St.George Mobile Banking app to use my Worldwide Wallet?

We recommend you download our app as we may send you important notifications about your Worldwide Wallet while you are travelling. Using the St.George Mobile Banking app makes it easy for you to get these notifications while you’re on the go. You can also use the app to:

Instantly transfer AUD between your savings and transaction St.George account/s and your travel money card
Convert between your loaded AUD and up to 10 different foreign currencies at any time to lock in your exchange rate
View your currency balances and transactions
Access your Worldwide Wallet account’s BSB and account number as well as your eStatements
Block your card/s if they have been lost or stolen

If you’re new to Mobile Banking, learn more about how to get started.

See all FAQs

Important information

You should read the Worldwide Wallet Terms and Conditions (PDF 1MB), Internet and Phone Banking Terms and Conditions (PDF 1MB) and Retail and Business Banking Financial Services Guide (PDF 1MB) before making a decision and consider whether these products are appropriate for you. This information does not take into account your personal objectives, financial situation or needs and you should consider its appropriateness having regard to these factors before deciding to acquire these products.

A target market determination has been made for this product. Please visit stgeorge.com.au/tmd for the target market determination.

Information will be disclosed to third parties about you and your Product, or transactions made by you with the Product, as necessary for the service provision or as required by law. St.George’s Privacy Statement explains our commitment to the protection of your personal information or you can learn more by calling 13 33 30.

1. You will be reimbursed for any unauthorised transactions, provided that you have not contributed to the loss, exercised reasonable care in protecting your card and account, and promptly notified St.George upon becoming aware of loss, theft, or misuse.

2. You must register each flight before its scheduled departure time. A flight is defined as a single scheduled airline flight under a single flight number. Delay must be officially announced by the airline and reported to our flight status data service provider. Flight Delay Pass is only available at selected airport terminals. If you are under 18 years old, you must be accompanied by an adult (18 years of age and older) to enter participating lounges. Access to and use of the Flight Delay Pass is subject to T&Cs which may change from time to time. Visit flightdelaypass.mastercard.com/worldwidewallet for the T&Cs and the list of participating lounges.

3. For Priceless ^® Cities terms of use, visit priceless.com/terms/en_AU.

4. Individual terms and conditions (T&Cs) apply to each offer. The T&Cs of each offer are specified on mtr.mastercardservices.com/en/i/20657. Cashback is available on international spend only. Cashback is not available for any local or domestic spend (in Australia). Cashback applies to qualifying transactions only (where a cardholder makes a purchase that meets the cashback offers published criteria and the specific T&Cs, in the local currency stipulated). Cashback is not processed immediately and will not reduce the purchase price of goods and services at the point of sale. The processing of cashback offers is undertaken by automated Mastercard systems and will appear as a credit on your next St.George card statement. Mastercard Travel Rewards is operated by Mastercard in agreement with St.George. For the Worldwide Wallet, the cashback processed will depend on the currencies available on your card and the location of your purchase. Examples of how a rebate may be processed are: If the destination currency is listed as a currency into which you can load funds onto your Card, the rebate will be credited as a single amount to the destination currency regardless of whether you have any funds available in that currency; or If the destination currency is not listed as a currency into which you can load funds onto your Card, the rebate will be credited to the local currency in the country in which your Prepaid Card was issued, i.e. AUD.

5. No ATM withdrawal fee at Westpac Group or Select Westpac Group partner ATMs in Australia and Global ATM Alliance partners. Other fees and charges may be payable.

6. Mastercard’s foreign exchange rate will apply, including a 2% margin charged by St.George, when transacting in unsupported currencies or when you have insufficient balance to complete a transaction in a Supported Currency. You may incur additional fees or charges from merchants, merchants’ financial institution or third-party ATM operators.

7. The spare card should only be used if the Primary Card has been lost or stolen. For your security, the spare card should only be used by yourself, and not given to anyone else.

Internet connection may be needed to make purchases using Google Pay and normal mobile data charges apply.

Google Pay is a trademark of Google Inc.

Mastercard and Priceless are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated.