Special offer

4.80% P.A for 11 to 11 months

Offer available from 4th December 2024 for a limited time only on Term Deposits opened or renewed by St.George personal and business customers. Available on 11-11 month terms on deposits from $1,000-$5,000,000 with interest paid monthly, half-yearly, at maturity (for 12 months term only) or annually then at maturity (for 13-23 months terms). Terms and conditions apply.*  

Add 0.20% p.a. to these rates if you’re already with St.George and are opening or renewing online.#

Interest paid at maturity
  $1000 to less than $2000000
1 to less than 2 months 1.25% p.a.
2 to less than 3 months 1.45% p.a.
3 to less than 4 months 3.25% p.a.
4 to less than 5 months 3.35% p.a.
5 to less than 6 months 3.45% p.a.
6 to less than 7 months 3.60% p.a.
7 to less than 8 months 3.60% p.a.
8 to less than 9 months 3.80% p.a.
9 to less than 10 months 4.00% p.a.
10 to less than 11 months 4.00% p.a.
11 to less than 12 months 4.00% p.a.
12 to less than 24 months 4.00% p.a.
24 to less than 36 months 3.80% p.a.
36 to less than 48 months 3.60% p.a.
48 to less than 60 months 3.60% p.a.
60 months 3.60% p.a.
Interest paid annually
  $1000 to less than $2000000
24 to less than 36 months 3.80% p.a.
36 to less than 48 months 3.60% p.a.
48 to less than 60 months 3.60% p.a.
60 months 3.60% p.a.
Interest paid half yearly
  $1000 to less than $2000000
12 to less than 24 months 3.95% p.a.
24 to less than 36 months 3.75% p.a.
36 to less than 48 months 3.55% p.a.
48 to less than 60 months 3.55% p.a.
60 months 3.55% p.a.
Interest paid monthly
  $1000 to less than $2000000
6 to less than 7 months 3.55% p.a.
7 to less than 8 months 3.55% p.a.
8 to less than 9 months 3.75% p.a.
9 to less than 10 months 3.95% p.a.
10 to less than 11 months 3.95% p.a.
11 to less than 12 months 3.95% p.a.
12 to less than 24 months 3.95% p.a.
24 to less than 36 months 3.75% p.a.
36 to less than 48 months 3.55% p.a.
48 to less than 60 months 3.55% p.a.
60 months 3.55% p.a.

Already with St.George

You may be eligible for a bonus rate on top of our standard rates. You can save yourself a trip to a branch and find bonus rates in your Internet Banking.

Reinvest Apply now

What is the Term Deposit Grace Period rate?

St.George Term Deposits have a 14 calendar day Grace Period, starting from the date of maturity. During this time you can make changes, including withdrawing funds or closing your account, without incurring a fee (or a reduction in your interest return for interest earned during the immediately preceding term).   

If you do close your account or withdraw some funds during the Grace Period you will be paid any undispersed interest earned throughout your term plus the Grace Period interest rate on the amount withdrawn for the period between the date of maturity and the date when funds were withdrawn.

The Grace Period rate is a variable rate, and is currently 0.05% .

The Detail

Conditions apply.

* Special rates will apply for a single term. Higher or lower rates may apply for any subsequent term. Special rates are not available for corporate, institutional or government customers.

# Online bonus rate is only available for Term Deposits between $1,000 and $5,000,000 opened or renewed by existing customers via Internet Banking (during the Grace Period). The  bonus rate will be applied in conjunction with any other bonus rate that may apply. Not available for customers who are not able to open or renew digitally (e.g. some joint accounts), Commercial Bank or Private Bank customers, or for Term Deposits held as security. Rate applies for a single term. Higher or lower rates may apply for subsequent terms. Rate will not be automatically applied to a renewing Term Deposit. You must provide a minimum of 31 days’ notice to access funds prior to maturity (except in cases of hardship). If the deposit or any part of it is withdrawn early, an interest rate adjustment will normally apply. We reserve the right to withdraw, amend or extend this offer at any time.

Before making a decision, it's best to read the terms and conditions.

Please read these documents and keep a copy. You can request a paper copy at a branch or by post.

The advice on our website is prepared without knowing your personal financial circumstances. Before you act on this or any advice, please consider if it's right for you. If you need help, call 13 33 30.