Society Cheque Account

We believe in helping out in the local neighbourhood where we can, so we offer easy low-cost banking for non-profit organisations.

Ideal for schools, charities, community and sporting groups and government agencies
$0 account-keeping fee
Unlimited monthly deposits and withdrawals
Free unlimited access to Internet and Phone Banking¹
Link an optional cheque book to your account
Deposit, receive and access funds, and make payments through a variety of channels including in branch, online and telephone banking
Make non-cash payments via services such as BPAY, Pay Anyone, OSKO, Overseas Telegraphic Transfer (OTT) and Direct Debit.

If you wish to link your transaction account to an overdraft facility, consider opening one of our business transaction accounts instead.

Overview
Fees³
Right for us?
How to apply

Overview

For non-profit organisations	Ideal for schools, charities, community and sporting groups and government agencies
Access	Access at any St.George branch or Bank@Post^TM; at all times with Internet and Phone Banking²; and via (optional) chequebook, express deposit, automatic payments and deposits and BPAY^® Regular account statements
Optional cheque book	Just call 13 82 66 or ask at any branch when you apply
Deposit Only card	For approved office bearers
Free transactions	Unlimited monthly deposits and withdrawals
Account-keeping fee (formerly known as ‘Monthly Account Keeping fee’)	$0
Interest	Paid monthly

Fees³

Society Cheque Account
Account-keeping fee	Free

Internet Banking	Nil
Phone Banking	Nil
Bank of Melbourne, St.George, BankSA and Westpac ATMs in Australia	Nil
Cheque	Nil
Express Deposit	Nil
Agency	Nil
Staff assisted	Nil
Collection items (including cheque deposits)	Nil
Bank@Post™	Nil
Direct debit / credit	Nil

Frequent statement fee	Nil
Periodical Payment^#	$4.00
# The Periodical payment fee is payable for a transfer of funds that we make on a regular basis at your request from your Account to another specific account. The fee is charged at the time the transaction occurs. Periodical payments to another account held with St.George or BankSA or Bank of Melbourne are free.

Right for us?

6 reasons why it’ll make life easier

It’s an easy access, low fee account we’ve designed especially for:
- Charities
- Community and sporting groups
- Public schools, colleges and universities
- Other educational organisations
- Department agencies and councils
- Registered political parties
Make lots of deposits every month? You can use any St.George branch or our Express Deposit feature – no waiting in queues!
Various people need to deposit funds? No problem! You can get Deposit Only cards for approved Office Bearers in your group.
Get free, unlimited everyday Internet Banking and Phone Banking. You can view transactions online anytime.²
Get an optional chequebook.
We’ll automatically post paper statements to you every 6 months.

How to apply

How to apply
Visit a branch	Apply at your nearest branch
What you’ll need	Contact details (address, phone number, email address) Documents to apply
Tips	See if your group is eligible You may need to request supporting documents from the relevant government department or Australian Securities and Investment Commission

Documents you’ll need to apply
Charities	Notice of Endorsement for Charity Tax Concession (from the Australian Taxation Office) Constitution of your charity Minutes Certificate of Incorporation / Registration (if applicable) – from the relevant government department or Australian Securities and Investment Commission
Community and sporting groups	Constitution of your group Minutes Certificate of Incorporation / Registration (if applicable) – from the relevant government department or Australian Securities and Investment Commission
Public schools, colleges and universities	Letter from your School Principal or Dean of Studies on your educational organisation’s letterhead
Other educational organisations	Constitution of your educational organisation Minutes Certificate of Incorporation / Registration (if applicable) – from the relevant government department or Australian Securities and Investment Commission
Department agency or councils	Letter from the CEO or delegate
Registered political parties	Minutes Letter from the Australian Electoral Commission or State Electoral Office

Eligibility requirements

18+ years old (applicant plus all signatories)
Not-for-profit organisations including charities, community and sporting groups, schools, government bodies, and registered political parties
Operating in Australia with an Australian address.

Not eligible for this account? Try a Freedom Business Account.

The Detail

Conditions and fees apply.

Before making a decision, it’s best to read the terms and conditions

Please read these documents and keep a copy. You can request a paper copy at a branch.

The information on our website is prepared without knowing your personal financial circumstances. Before you act on this, please consider if it’s right for you.

BPAY® Registered to BPAY Pty Ltd ABN 69 079 137 518

1. Daily transaction limits apply. Internet and Phone Banking Terms and Conditions apply.
2. Subject to systems availability.
3. Customers must be able to meet any applicable fees and charges

Society Cheque Account