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Commercial Overdraft

Commercial Overdraft
Easy access to approved finance to manage everyday business expenses.



  • Flexible short–term finance
  • Smooth out 'dips' in cash flow
  • Variable interest rate.


What you get


Approved limit

A transaction account with an approved limit and 24/7 access to available funds.


Flexible repayment options

No set repayments.

24/7 access*

You can access your commercial overdraft using a Business Visa Debit Card, Internet and Phone banking or in branch.


Cash, property or business assets may be offered as security


Interest rates & eligibility

Interest rates

  • Variable interest rate applies
  • Interest is calculated daily on the balance owing, and charged monthly
  • A margin may apply depending on the type of security provided
  • Fixed rates are not available on a Commercial Overdraft.

Talk to your banker today for more information on applicable interest rate.


  • Your business must be registered in Australia
  • You must also hold an eligible St.George transaction account in the same business name.


How to apply

Important information

Conditions, fees and credit criteria apply.

*Subject to systems availability.

Find out what information you need to provide to become a customer.

Before making a decision, it's best to read the terms and conditions which are available on application. The information on our website is prepared without knowing your personal financial circumstances. Before you act on this, please consider if it's right for you.