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Vehicle and Equipment Finance

Vehicle and Equipment Finance
Finance for all your business equipment and vehicle needs.

Special Offer

Get $225 off the Establishment fee on new Vehicle & Equipment Finance business loans (excluding novated leases).#

Applications must be approved by 30 June 2019. Conditions apply.



  • Minimum finance amount $15,000
  • Terms from 1 to 7 years
  • Flexible repayment terms
  • Speak to your accountant about potential tax benefits1


Your finance options


  Goods loan Hire purchase Finance lease Novated lease
Product details You source and own the asset and we provide a loan secured by the asset. We purchase the asset at your request and you buy it from us in instalments. We purchase the asset at your request and rent it to you for an agreed period. A Finance Lease that is novated to your employer so that they take on the responsibility for paying the rentals while you remain an employee with them.
Ownership You own the asset and we hold it as security. We own the asset until the agreement has been fully paid and ownership automatically transfers to you. We own the asset and you rent it from us.  
Potential tax benefits Interest on the finance and depreciation of the asset are generally both tax deductible1. Interest on the finance and depreciation of the asset are generally both tax deductible1. Rental payments are generally tax deductible1.  


Fees & eligibility

  • Establishment fee - $450
  • Other fees and charges, including government duties and GST, may apply.
  • Your business must be registered in Australia.


How to apply

Important Information

Conditions, fees and credit criteria apply. Before making a decision it's best to read the terms and conditions which are available on application.

The information on our website is prepared without knowing your personal financial circumstances. Before you act on this, please consider if it's right for you.

Consider if the product is appropriate for you. The Terms and Conditions are important and we encourage you to review, save and print them. If you would like a paper copy ask at your local branch.

St.George Bank - A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.

BPAY® registered to BPAY Pty Ltd ABN 69 079 137 518

1 The taxation position described is a general statement and should only be used as a guide. It does not constitute tax advice and is based on current tax laws and their interpretation. Customers must seek their own independent tax advice in relation to their individual circumstances.

# Establishment fee discount: Information is correct as at 8 April 2019. This offer comprises of $225 off the relevant Establishment Fee on St.George Vehicle and Equipment Finance loans (excluding novated leases). This offer is only available to Business customers for business purposes loans and only for new applications for vehicles and equipment finance which are approved before 30 June 2019. All other fees outlined on the product page and in the Terms and Conditions apply. This offer cannot be used in conjunction with any other offer and may be varied or withdrawn at any time.

Equipment Finance is offered by St.George Finance Limited ABN 99 001 094 471.

Vehicle Finance is offered by St.George Finance Limited ABN 99 001 094 471 and St.George Motor Finance Limited ABN 53 007 656 555.