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Vehicle and Equipment Finance

Vehicle and Equipment Finance
Finance for all your business equipment and vehicle needs.

Special Offer

We’ve waived the establishment fee (usually from $450) for business customers on new Vehicle and Equipment Finance applications, settled by 31 December 2020#.


  • Minimum finance amount $15,000
  • Terms from 1 to 7 years
  • Flexible repayment terms
  • Speak to your accountant about potential tax benefits1


Your finance options


  Goods loan Hire purchase Finance lease Novated lease
Product details You source and own the asset and we provide a loan secured by the asset. We purchase the asset at your request and you buy it from us in instalments. We purchase the asset at your request and rent it to you for an agreed period. A Finance Lease that is novated to your employer so that they take on the responsibility for paying the rentals while you remain an employee with them.
Ownership You own the asset and we hold it as security. We own the asset until the agreement has been fully paid and ownership automatically transfers to you. We own the asset and you rent it from us.  
Potential tax benefits Interest on the finance and depreciation of the asset are generally both tax deductible1. Interest on the finance and depreciation of the asset are generally both tax deductible1. Rental payments are generally tax deductible1.  


Fees & eligibility

  • Establishment fee - $450
  • Other fees and charges, including government duties and GST, may apply.


How to apply



Important Information

Conditions, fees and credit criteria apply. Before making a decision it's best to read the terms and conditions which are available on application.

The information on our website is prepared without knowing your personal financial circumstances. Before you act on this, please consider if it's right for you.

Consider if the product is appropriate for you. The Terms and Conditions are important and we encourage you to review, save and print them. If you would like a paper copy ask at your local branch.

Establishment fee waived: Information is correct as at 4 November 2020. This offer waives the relevant establishment fee (usually from $450) on St.George Vehicle and Equipment Finance applications (excluding novated lease). This offer is only available to Business customers for business purposes and only for new applications (excludes roll-overs and refinances) for vehicles and equipment finance which are settled before 31 December 2020. Other fees and charges apply. This offer cannot be used in conjunction with any other offer and may be varied or withdrawn at any time.

1 The taxation position described is a general statement and should only be used as a guide. It does not constitute tax advice and is based on current tax laws and their interpretation. Customers must seek their own independent tax advice in relation to their individual circumstances.

St.George Bank - A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.

BPAY® registered to BPAY Pty Ltd ABN 69 079 137 518