Business credit cards
Be rewarded with uncapped points
A credit card that rewards you for your business expenses.
May be suitable for sole traders and partnerships with up to 3 additional cards at no extra cost1.
- Earn 70,000 bonus Qantas or Amplify Points when you open a new Amplify Business credit card and spend $3,000 on eligible purchases within 90 days from card approval*.
- $0 annual card fee for the first year^ ($89 thereafter)
- Up to 55 interest-free days on purchases4.
For new cards approved by 26th February 2020. T&C’s and exclusions apply.
Apply online in just 10 minutes and receive an immediate response.
Get flexible with our low rate
Manage your day to day business spend with a low rate credit card.
Ideal for more complex businesses with access to up to 9 additional cards allowing for different credit limits to be assigned1.
- Manage your cashflow better with low interest rates
- Annual card fee of $55 per card
- 9.99% p.a. (variable) on purchases
- 17.15% p.a. (variable) on cash advances
- Up to 55 interest free days on purchases4.
Apply by calling 13 38 00
More for your business
Fees, charges and credit criteria apply. Before making a decision, it’s best to read the terms and conditions, which are available at request or on our website.
The information on our website is prepared without knowing your personal financial circumstances. Before you act on this, please consider if it’s right for you.
- Amplify Business Credit Card Conditions of Use
- Amplify Business Credit Card Complimentary Insurance Terms and Conditions
- Amplify Business Credit Card Rewards Terms and Conditions
- BusinessVantage Visa Credit Card Conditions of Use (for claims prior to 1 October 2017)
- BusinessVantage Visa Credit Card Conditions of Use (effective 1 October 2017)
- Credit Card Accounts – Fees & Charges
*Bonus points promotion Amplify Business: The respective bonus points promotions are available when you apply and are approved for a new Amplify Business credit card between 28th November 2019 and 26th February 2020, and spend the minimum amount of $3,000 on eligible purchases on an Amplify Business credit card within 90 days from card approval in one or more transactions. Eligible purchases do not include fees, cash, cash equivalent transactions, BPAY, BPAY equivalent transactions, refunds and balance transfers debited from the card account. The bonus Amplify or Qantas Points will be added to your points balance within 90 days after you meet the eligible spend criteria. This offer does not apply for additional cardholders being added to an existing Amplify Business card facility. Switches, upgrades, customers accessing employee benefits or packaged cards and customers who have held another Amplify Business credit card account within the last 12 months are ineligible for this offer. Qantas Points earned during a statement cycle are added to your Qantas Points balance on a monthly basis.
^Discounted annual card fee in first year promotion Amplify Business: The first-year annual card fee waiver is available when you apply for a new Amplify Business credit card between 28th November 2019 and 26th February 2020. The first annual card fee will be debited on the 12-month anniversary of the first transaction on your account and annually thereafter.
1. Additional cardholders: Up to 3 additional credit cards can be issued on the account owner’s account to nominated persons 16 years or over. All transactions using the additional credit card will be the responsibility of the account owner. All Amplify or Qantas Points remain the benefit of the account owner.
2. The earning and redemption of Amplify Points through the use of an Amplify Business card is subject to the Amplify Business Credit Card Rewards Terms and Conditions. Amplify Points are not earned on cash advances, balance transfers and ATM withdrawals or if your card is in arrears and in other specified circumstances. You need a minimum of 3,000 Amplify Points before you can redeem any reward. Specific conditions may apply to the redemption of particular rewards. Refer to amplify.stgeorge.com.au.
3. The earning and redemption of Qantas Points through the use of an Amplify Business card is subject to the Amplify Business Credit Card Rewards Terms and Conditions. Qantas Points are not earned on cash advances, balance transfers and ATM withdrawals or if your card is in arrears and in other specified circumstances. You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. Membership and Qantas Points are subject to the Terms and Conditions of the Qantas Frequent Flyer program. A joining fee usually applies but for a limited time St.George Bank has arranged for this to be waived for the nominated Amplify Business cardholder with a new card who is not already a member and chooses to link their card to Amplify Qantas. For more information on the Qantas Frequent Flyer program visit qantas.com/earningpoints or call 13 11 31.
4. Up to 55 days interest free on purchases when you pay the full Closing Balance (or Monthly Payment Balance if you made a balance transfer(s) to your card) on time.
The Business Owners’ Loan Package is available to businesses that hold an eligible StGeorge home loan or Portfolio Loan and a Visa Business Credit Card. The annual card fee is waived on up to three cards per facility.