What's the benefit of setting up a budget? That's simple - a good budget will not only make sure you've got enough money to cover all your expenses (including some money for fun), it can also help you save money on a regular basis as well.
The first step in a successful budget is working out what money you have coming in and what money you have going out. Once you’ve got a clear idea of your incomings and outgoings, you’ll be in a good spot to look at any adjustments you could make.
Our online budget planner template can take the hard work out of doing the sums on what you’ve got coming in and what’s going out.
Knowing the differences between the two could help you understand how they can support you at different stages of your saving and investing journey
Whether you’ve come into some cash or want to avoid the temptation to dip into your existing savings, here’s some ways a term deposit could help you.
What's the benefit of setting up a budget? That's simple - a good budget will not only make sure you've got enough money to cover all your expenses (including some money for fun as well), it can help you save money on a regular basis as well.
This information does not take your personal objectives, circumstances or needs into account. Consider its appropriateness to these factors before acting on it.
This calculator model contains a number of assumptions and they are set out in the i button. Please click it for more details. The assumptions may not reflect the ways in which our Bank's computer systems work. The calculator is generic and does not take into account your personal circumstances. It is intended for use by you as a guide only, and not intended to be relied on for the purposes of making a decision in relation to a financial product. Should you apply for any St.George Bank product, we will make our own calculations and we will not necessarily take the results of your calculations using this Calculator into account. You should obtain professional financial advice before making any financial decision.
This information is general in nature and has been prepared without taking your objectives, needs and overall financial situation into account. For this reason, you should consider the appropriateness for the information to your own circumstances and, if necessary, seek appropriate professional advice.