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The first step in a successful budget is working out what money you have coming in and what money you have going out. Once you’ve got a clear idea of your incomings and outgoings, you’ll be in a good spot to look at any adjustments you could make.

An online budget planner can take the hard work out doing the sums on what you’ve got coming in and what’s going out.

Important information

This information does not take your personal objectives, circumstances or needs into account. Consider its appropriateness to these factors before acting on it.

This calculator model contains a number of assumptions and they are set out in the i button. Please click it for more details. The assumptions may not reflect the ways in which our Bank's computer systems work. The calculator is generic and does not take into account your personal circumstances. It is intended for use by you as a guide only, and not intended to be relied on for the purposes of making a decision in relation to a financial product. Should you apply for any St.George product, we will make our own calculations and we will not necessarily take the results of your calculations using this Calculator into account. You should obtain professional financial advice before making any financial decision.