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Changes to our fixed interest rates - Friday, 20 March 2020

St.George has announced extensive support measures to help customers and businesses impacted by the outbreak of COVID-19 in Australia. To find out more, visit our COVID-19 update page.

This includes offering the following fixed home loan rates^ for owner occupiers on principal and interest repayments with an Advantage Package#:

  • 1 year owner occupier principal & interest fixed rate home loan decreasing by 0.65% p.a. to 2.29% p.a. (comparison rate 3.58% p.a.*)
  • 2 year owner occupier principal & interest fixed rate home loan decreasing by 0.65% p.a. to 2.29% p.a. (comparison rate 3.50% p.a.*)
  •  3 year owner occupier principal & interest fixed rate home loan decreasing by 0.65% p.a. to 2.29% p.a. (comparison rate 3.43% p.a.*)

These rates come into effect on Friday, 27 March 2020 and include the package discount of 0.15% p.a. They are available for new loans as well as existing home loan customers looking to fix all or part of their loans. View all other interest rates.

 

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Terms & conditions

Credit criteria, fees and charges apply. Terms & conditions apply. Based on St.George’s credit criteria, residential lending is not available for Non-Australian resident borrowers.

*Comparison rates are based on a loan of $150,000 over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

^Fixed rates: Interest Rates displayed are for Australian residents only. The Bank will apply the fixed rate that is available at the loan settlement date or the date the fixed rate period commences, unless the customer locks a fixed rate in on the loan using our Rate Lock feature. The rate lock fee is 0.10% of the loan amount. At the end of the fixed rate period the interest rate will convert to the applicable variable home loan rate and the prevailing Advantage Package discount will apply to that rate.

#Advantage Package: Advantage Package Terms and Conditions apply. A $395 annual package fee applies and is payable from an eligible St.George transaction account. Before deciding to acquire a St.George transaction account, read the terms and conditions, and consider if the product is right for you.