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Unfortunately, flooding can happen almost anywhere in Australia. Areas near rivers, creeks and the ocean might seem like obvious risk zones, but heavy rain can cause flash-flooding practically anywhere. No matter what causes flooding though, it always has the potential to cause serious damage.
Cover is subject to your application for insurance being accepted.
Product Disclosure Statements (PDS)
Home and Contents Insurance Product Disclosure Statement (PDF 1MB) (applicable to policies issued on or after 12 December 2021 or renewed on or after 22 November 2021)
For the standard terms, conditions and exclusions about our Home & Landlord Insurance, please refer to the relevant Product Disclosure Statement (PDS) and any supplementary PDS (if applicable), and the Premium, Excess, Discount and Options Guide (PED) (PDF 265KB). To see some of the events covered and not covered, please refer to our Key Fact Sheets (KFS).
Home and Contents Insurance is issued by Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz). St.George - a Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL 233714 (the Bank) arranges the insurance under a distribution agreement with Allianz Insurance, but does not guarantee the insurance. This information does not take into account your personal circumstances. Before making a decision, please consider the relevant Product Disclosure Statement. For more information call 13 33 30.
A target market determination has been made for this product. Please visit https://www.stgeorge.com.au/tmd for the target market determination.