Opening a bank account

If you've recently arrived in Australia the first thing you may need is an everyday bank account for your day to day banking. In Australia this is known as a transaction account. You can deposit money into this account (and get your salary paid into it) and it's also the account you'll use to access your money, whether it's getting cash out at an ATM (cash machine) or shopping online with a Visa Debit card.¹

A St.George transaction account is a great way to take care of your day-to-day banking needs.

Handy features include:

Easy access to your cash at multilingual ATMs (8 languages to choose from)
Shop securely online with your own money using a Visa Debit card (backed up by the St.George Fraud Money Back guarantee)²
Mobile and Internet Banking, so you can look after your money anywhere, anytime.

Everyday bank account

Our Complete Freedom account is an everyday bank account that gives you easy access to your cash the way that suits you.

Complete Freedom

$0 monthly account service fee when you deposit at least $2,000 by the last business day of the month (otherwise $5/month) (other fees and charges apply)
Visa Debit card¹
Internet and Mobile Banking (Terms and conditions)

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Bank account for students

Complete Freedom Student Account

$0 monthly account service fee if you are under the age of 18, a full-time tertiary student or apprentice³
Check your balance on the go with Internet and Mobile Banking (Terms and conditions)
Visa Debit Card¹

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Visa Debit card

A Visa Debit card gives you convenient and secure card access to your money in Australia and overseas.

You can shop securely online, at home, over the phone, or overseas. Use your own money from your account (not credit from a credit card) wherever Visa is accepted
Withdraw cash at ATMs in Australia and around the world (just look for the Visa logo) (fees may apply)
Security - Added protection with chip technology, giving you the latest card security

ATMs in Australia and overseas

We've got a network of over 3,000 multilingual Westpac Group ATMs that you can use in the following languages:

English
Mandarin
Korean
Vietnamese
Thai
Hindi
Arabic

You'll also enjoy no ATM withdrawal fee at our network of ATMS. And when you're overseas you can save a $5 ATM withdrawal fee by using over 50,000 ATMs belonging to the Global ATM Alliance network.⁴

Mobile Banking

St.George Mobile banking makes it easy for you to do your banking wherever you are. With a full range of banking features and services, you can bank wherever and whenever you choose.

Check account balances or transfer funds
Make payments – pay bills, or transfer money to friends and family, even those overseas
Pay to Mobile – you can make payments to a mobile phone number
Apply for a credit card, a home loan or a personal loan or open a new bank account
Schedule future and recurring payments up to 24 months in advance
Locate the nearest St.George ATM or branch
Activate new credit or debit cards
Travel Notifications – tell us when you are going overseas so we can help protect your accounts while you are away

Keep up to date with SMS and email alerts

SMS and email alerts easily allow you to proactively monitor your accounts 24/7. You can request specific information on account balances, deposits and withdrawals to be sent to you automatically via SMS or email.

Any questions?

Call 13 33 30

and say "New Account" when prompted

Call 13 33 30

and say "New Account" when prompted

Talk to us

Find a multilingual branch

Talk to us

Find a multilingual branch

Important information

Lending criteria, terms and conditions, Fees and charges apply.

Before making a decision, it's best to read the terms and conditions and decide whether the product is appropriate for you.

Transaction, Savings + Investment Accounts Banking Services Terms and Conditions + General Information
Transaction, Savings & Investment Accounts - Fees & Charges and How to Minimise Them
Interest rates for NSW, ACT, SA & NT
Interest rates for VIC, QLD, WA & TAS
Before using Internet or Phone Banking, please read the Terms and Conditions and before using Mobile or Tablet Banking, please read our Mobile Banking Terms and Conditions. Internet connection is needed and normal mobile data charges apply.

Please read these documents and keep a copy. You can request a paper copy at a branch.

The advice on our website is prepared without knowing your personal financial circumstances. Before you act on this or any advice, please consider if it's right for you. If you need help, call 13 33 30.

1. To be eligible for a Visa Debit Card, you must have an Australian residential address and be over 14 years of age. If you're not eligible, you may be offered a Handycard to access your account.

2. The Fraud Money Back Guarantee ensures that customers will be reimbursed for any unauthorised transactions provided that the customer has not contributed to the loss and contacted promptly. Refer to the cards' terms and conditions for full details, including when a customer will be liable.

3. Full time tertiary students and apprentices must drop into any branch with their student ID to enjoy $0 monthly service fee.

4. Other fees and charges may be payable. A 3% Westpac Foreign Transaction Fee applies to overseas debit card withdrawals.