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Accessing money overseas

Want to save on overseas ATM withdrawal fees?

  • You won’t pay any ATM withdrawal fee at overseas ATMs that are part of our Global ATM Alliance network.1
  • No matter where in the world you are, it’s easy to find the nearest Global ATM Alliance with the ATM locator.

A Worldwide Wallet can make managing your travel money a breeze

  • Lock in your exchange rate before you travel or shop online
  • No ATM withdrawal fees at Westpac Group ATMs and over 50,000 Global ATM Alliance ATMs1
  • Travel and shop worry-fee from fraudulent transactions with the security of Mastercard® Zero Liability protection2 
  • You and a companion can get access to over 1,000 lounges3 if your flight is delayed for 2 hours or more. Pre-register at flightdelaypass.mastercard.com/worldwidewallet. T&Cs apply.

Find out more

 

 


Different ways to access your money

 

Travel money card

Our Worldwide Wallet is a reloadable card you can use to make payments and access cash when you’re home or away.

Global Alliance ATM

Pay no ATM withdrawal fee at over 50,000 ATMs around the world via the Global ATM Alliance and partner ATMs (other fees may apply)1

 


Things to keep in mind

  • A St.George Worldwide Wallet is a prepaid Mastercard money card that can be used to make payments and access cash in multiple currencies. There are zero foreign transaction fees when you use your card to spend.
  • For Credit Cardholders who currently withdraw money in Australia from a linked Savings or Cheque account, it is important to know that this functionality may not be available when using overseas ATMs, including Global ATM Alliance ATMs. To ensure access to a Savings and/or Cheque account when overseas please speak to us about obtaining a Visa Debit Card for these accounts.
  • A 3% St.George Foreign Transaction Fee3 applies to overseas debit or credit card withdrawals. A 2% cash advance fee applies to credit card withdrawals where the "Credit" option is selected.
  • The daily withdrawal limit for a St.George Visa Debit Card is A$1000. This limit can be increased to a maximum of $2,000 by visiting a St.George branch or calling Telephone Banking on13 33 30.
  • Some overseas banks may charge an ATM fee for withdrawals. This will be brought to your attention before you proceed with the transaction and can be avoided by using one of our Global ATM Alliance network ATMs.

Important information

Information is current as at 12 April 2021.

You should read the St.George Worldwide Wallet Product Disclosure Statement and Internet and Phone Banking Terms and Conditions before making a decision and consider whether these products are appropriate for you. This information does not take into account your personal objectives, financial situation or needs and you should consider its appropriateness having regard to these factors before deciding to acquire these products.

A target market determination has been made for this product. Please visit https://www.stgeorge.com.au/tmd for the target market determination.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

1. No ATM withdrawal fee at Westpac Group ATMs in Australia and over 50,000 ATMs globally via Global ATM Alliance partners. Other fees and charges may be payable.

2. You will be reimbursed for any unauthorised transactions, provided that you have not contributed to the loss, exercised reasonable care in protecting your card and account, and immediately notified St.George upon becoming aware of loss, theft, or misuse.

3. You must register each flight at least 6 hours before your flight. A flight is defined as a single scheduled airline flight under a single flight number. Delay must be officially announced by the airline and reported to our flight status data service provider. Flight Delay Pass is only available at selected airport terminals. If you are under 18 years old, you must be accompanied by an adult (18 years of age and older) to enter participating lounges. Access to and use of the Flight Delay Pass is subject to T&Cs which may change from time to time. Visit flightdelaypass.mastercard.com/worldwidewallet for the T&Cs and the list of participating lounges.

4. To be eligible for a Visa Debit Card, you must be 14 years or older and have an Australian residential address