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Our EFTPOS terminals have one simple flat rate so you'll know the cost of every Mastercard and VISA credit transaction no matter the colour of card presented.

With our single rate Merchant Service Fee for credit card transactions, you'll always pay the same rate regardless of the type of VISA or Mastercard.

Whether you're after a stand-alone counter top version or you want to collect payments on the go, our EFTPOS 1 merchant terminals offer streamlined, fast and secure payment processing, letting you get on with running and growing your business.

Simple fee structure to help with forecasting

Certainty and easy billing: Know what you'll pay for each Mastercard or VISA credit card purchases. With one rate for all VISA and Mastercard credit card transactions, you won't need to worry about a separate rate for premium and international card fees.

Better cashflow: Benefit from instant settlement of funds2 to your linked St.George transaction account.

Everyday benefits

Contactless technology: EFTPOS 1 offers increased capability including embedded contactless technology for fast payment processing.

Always connected: Multiple connectivity options such as IP, Wi-Fi, 3G and Bluetooth® means you'll always be ready to do business.

Portability: A connected cradle provides power while 3G provides high speed wireless portability.

Support: Online training and help desk support.

Online EFTPOS 1 offer:

Apply online as a new customer for an EFTPOS 1 merchant facility and we'll waive the establishment fee, saving you $773.

Get an estimate and apply in just 15 minutes.

Other ways to apply

Important information

Applications for payment solutions are subject to approval. Terms and Conditions, other fees and charges apply. Full details are available on request. 

1. Applicable to VISA and Mastercard credit card transactions only. Different pricing structures apply to VISA and Mastercard debit card, eftpos and UnionPay transactions.

2. St.George same day settlement is not available between 9:30pm and 11:59pm (Sydney time) for all EFTPOS 1 terminals and is not available between 9:30pm and 11:00pm (Sydney time) for all other terminal types. St.George same day settlement excludes UnionPay transactions. You can only settle a St.George issued EFTPOS terminal once within a 24 hour period. Settlement can take place 7 days a week. 365 days a year - subject to system availability. Settlement must be to a St.George business transaction account.

3. This offer is only available for new St.George merchant customers that we classify as small/medium businesses (based on our internal criteria) establishing St.George payment solutions facilities with a minimum term of 24 months. Offer applies to EFTPOS 1 terminals only (standalone and mobile EFTPOS).

Mastercard is a registered trademark of Mastercard International Incorporated.

Bluetooth® is a registered trademark owned by Bluetooth SIG, Inc. and use of the name by St.George is under license.

Conditions, fees and charges apply. These may change or we may introduce new ones in the future. Full details are available on request. This information does not take your personal objectives, circumstances or needs into account. Consider its appropriateness to these factors before acting on it. Read the disclosure documents for your selected product or service, including the Terms and Conditions or Product Disclosure Statement, before deciding. Unless otherwise specified, the products and services described on this website are available only in Australia from St.George – A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.