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Choose your card

Conditions, fees and credit criteria apply.

Before making a decision, it's best to read the terms and conditions.

Credit Card Conditions of Use

Credit Card Accounts Fees and Charges

Amplify Rewards Terms and Conditions and Amplify Qantas Terms and Conditions

Credit Card Complimentary Insurance Terms and Conditions (for claim events prior to 1 October 2017)

Credit Card Complimentary Insurance Terms and Conditions (effective 1 October 2017)

Please read these documents and keep a copy. You can request a paper copy at a branch.

Switches, upgrades, or customers accessing employee benefits are ineligible. This promotion may be varied or withdrawn at any time and is not available in conjunction with any other promotion.

These cards are issued as Visa cards.

*$0 annual card fee promotion: The first year annual card fee waiver is available when you apply for a new Vertigo or Amplify card between 23rd November 2017 and 18th April 2018, and make your first purchase within 12 months of card approval. The first annual card fee will be debited on the 12 month anniversary of the first transaction on your account and annually thereafter.

1.  Earn Amplify Points or Qantas Points through the use of an Amplify, Amplify Platinum or Amplify Signature card as set out in the Amplify Rewards Terms and Conditions and Amplify Qantas Terms and Conditions. Points are not earned on cash advances and balance transfers or in other specified circumstances. Minimum 3,000 Amplify points is needed to redeem for any reward. Specific conditions may apply to the redemption of particular rewards. Refer to stgeorge.com.au/amplifysignature.

Note: Amplify Rewards and Amplify Qantas are separate rewards programs that each offer airport lounge passes. Cardholders are only eligible for lounge passes offered for their selected rewards program and conditions apply. Lounge passes are subject to expiry. Priority Pass is offered to Amplify Rewards Cardholders, who must enrol via stgeorge.com.au/amplifysignature. For full details visit prioritypass.com/Conditions-of-use.cfm. Qantas Club Lounge Invitations is offered to Qantas Rewards Cardholders who must enrol via stgeorge.com.au/amplifysignature. Access and use is subject to Qantas Club Rules. For full terms and conditions visit qantas.com/qantasclub and some exclusions apply.

2. Balance transfer promotion: Available when you apply for a new Vertigo, Vertigo Platinum, No Annual Fee or Amplify credit card between 23rd November 2017 and 18th April 2018, and request at card application to transfer balance(s) from up to 3 non-St.George, Bank of Melbourne and BankSA Australian issued credit, charge or store cards. The rate will apply to balance(s) transferred (min $200 up to 80% of your approved available credit limit) for the promotional period, unless the amount is paid off earlier. Card activation will trigger the processing of the balance transfer. A balance transfer fee of 1% of the transferred balance(s) will be charged to the account on the same day the balance(s) are debited to the account (excluding Amplify balance transfers). The applicable variable cash advance rate will apply to balance(s) transferred but left unpaid at the end of the promotional period. We will not be responsible for any delays that may occur in processing payment to your other card account(s) and will not close the account(s). Interest free days do not apply to credit cards with balance transfers.