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Important information

Conditions, fees and credit criteria apply.

Before making a decision, it's best to read the terms and conditions.

Credit Card Conditions of Use (PDF 591KB)

Credit Card Accounts Fees and Charges (PDF 144KB)

Please read these documents and keep a copy. You can request a paper copy at a branch.

Switches, upgrades, or Westpac Group staff are ineligible. This promotion may be varied or withdrawn at any time and is not available in conjunction with any other promotion.

These cards are issued as Visa cards.

#Balance Transfer Promotion:  Available when you apply and are approved for a new Vertigo, Vertigo Platinum, No Annual Fee, Amplify Signature and Amplify Platinum credit card between 23rd May 2019 and 2nd October 2019, and request at card application to transfer balance(s) from up to 3 non-St.George, Bank of Melbourne and BankSA Australian issued credit, charge or store cards. The rate will apply to balance(s) transferred (min $200 up to 80% of your approved available credit limit) for the promotional period, unless the amount is paid off earlier. Card activation will trigger the processing of the balance transfer. A balance transfer fee of 1% for No Annual Fee credit card of the transferred balance(s) will be charged to the account on the same day the balance(s) are debited to the account. No balance transfer fees apply to Vertigo, Vertigo Platinum, Amplify Platinum and Amplify Signature credit cards. At the end of the promotional period, the applicable variable cash advance rate will apply to any outstanding transferred balance(s). We will not be responsible for any delays that may occur in processing payment to your other card account(s) and will not close the account(s). Interest free days do not apply to credit cards with balance transfers.

**Discounted First Year Fee: The discounted first year annual card fee promotion is available when you apply for a new Vertigo Platinum or Amplify Signature credit card between 23rd May 2019 and 2nd October 2019. The first annual card fee at the reduced rate will be debited from your card account on your first transaction and the full annual card fee, will be debited annually thereafter. Credit criteria, fees and charges apply.

Note: Amplify Rewards and Amplify Qantas are separate rewards programs that each offer airport lounge passes. Cardholders are only eligible for lounge passes offered for their selected rewards program and conditions apply. Lounge passes are subject to expiry. Priority Pass is offered to Amplify Rewards Cardholders, who must enrol via stgeorge.com.au/amplifysignature. For full details visit prioritypass.com/Conditions-of-use.cfm. Qantas Club Lounge Invitations is offered to Qantas Rewards Cardholders who must enrol via stgeorge.com.au/amplifysignature. Access and use is subject to Qantas Club Rules. For full terms and conditions visit qantas.com/qantasclub and some exclusions apply.

Priority Pass Card member lounge: To enrol go to prioritypass.com/amplifysignature. Lounge usage in excess of two visits and all guest visits will be charged directly to your Amplify Signature Credit Card at the visit fee of US$27 per person, per visit. From 1 October 2019, visit fees will increase to US$32. The first two visits within each twelve month membership period are complimentary to the primary Cardholder only, after which every visit would be charged as per the prevailing rates; currently US$27 per person. Any accompanying guests will be charged US$27 per visit, which will be automatically charged to the Cardholder’s Amplify Signature Credit Card. From 1 October 2019, guest visit fees will increase to US$32. The date of each visit determines which year of membership the visit is allocated to. Unused visits cannot be carried forward to the following year of membership. The number of free visits will be reset to two per each 12-month period. Renewal terms and conditions are at the discretion of Priority Pass Ltd. For full details visit Priority Pass website at prioritypass.com/Conditions-of-use.cfm.