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Vertigo Card

You could save on interest with our low rate credit card
Vertigo Card

Special offers

  • % p.a. for 18 months on balance transfers, requested at card application2
  • % p.a. for up to 4 months on purchases from card approval*. Offer ends 23 June 2016.
  • Variable purchase rate applies after the promotional period. Offer ends 23 June 2016.

Essentials

  • The card for great value
  • Low variable purchase rate – just % p.a. (% p.a. variable on cash advances)
  • $55 annual fee.

Existing St.George customers can also enjoy a $0 annual fee for the first year^ when you apply via this page by clicking on the St.George customers 'Apply now’ button and make your first purchase within 4 months from card approval. New cards only. Offer ends 23 June 2016.

Competitive interest rates

  • Low variable purchase rate of % p.a.
  • Variable cash advance rate of % p.a.

Low balance transfer rate

% p.a. for 18 months on balance transfers, requested at card application2. Variable purchase rate applies after the promotional period. Offer ends 23 June 2016. Calculate how much interest you could save!

Promotional purchase rate

% p.a. for up to 4 months on purchases from card approval*. Offer ends 23 June 2016.

Interest free days on purchases

Up to 55 days interest free on purchases when you pay the closing balance of your statement in full by the due date.

Low annual fee

$55 annual fee

Additional cardholder

Get an additional cardholder at no extra cost.

24/7 Falcon® Fraud monitoring

  • Detection of suspicious purchase transactions
  • Find out more about fraud protection and what to do when you suspect fraud

Secure shopping

Shop online with Verified by Visa knowing your internet purchases and payments are safer and more secure.

 

 

 

Interest rates - variable

  • % p.a. on purchases
  • % p.a. on cash advances.

Promotional balance transfer rate

% p.a. for 18 months on balance transfers, requested at card application2. Variable purchase rate applies after the promotional period. Offer ends 23 June 2016. Calculate how much interest you could save!

Promotional purchase rate

% p.a. for up to 4 months on purchases from card approval*. Offer ends 23 June 2016.

Annual fee

$55 annual fee

Foreign Transaction Fee

3% of the Australian dollar value of each foreign transaction (including, without limitation, ATM transactions) by use of a Card issued on your credit card account.

Cash Advance Fee

2% of each cash advance amount and all transfers (including, without limitation, transfers by Internet Banking or Phone Banking), from your credit card account with a minimum of $2.50.

Late Payment Fee

$9 applied for each late or missed payment.

Card Replacement Fees

  • $15 per card within Australia
  • $52.50 per card outside of Australia
  • $45 per Emergency/Urgent Replacement Card.

Overlimit Fee

If your card account was opened before 4 June 2012, $9 applied once per statement period if a transaction is made for an amount exceeding the available credit at the date the transaction is debited to your credit card account.

Automatic Payment Dishonour Fee

$9 for each dishonoured payment under the automatic payment plan.

Statement Copy Fee

  • $4.50 for requests via Phone Banking or Internet Banking
  • $7.50 for all other requests.

Other fees and charges

Fees and rates are subject to change



Need some help?


Important information

Conditions, fees and credit criteria apply.
This card is issues as a Visa card.

View the terms and conditions:

Please read these documents and keep a copy. You can request a paper copy at a branch.

The advice on our website is prepared without knowing your personal financial circumstances. Before you act on this or any advice, please consider if it's right for you. If you need help, call 13 33 30.

^$0 annual fee in first year for existing St.George customers promotion: To be eligible for this promotion you must be an existing St.George customer that applies for a new Vertigo, Vertigo Platinum, Amplify, Amplify Platinum or Amplify Signature card by clicking on the St.George customers 'Apply now’ button on this page between 31 March 2016 and 23 June 2016 and make your first purchase within 4 months from card approval. Switches, upgrades, customers accessing employee benefits or packages cards are ineligible. Promotion is not available in conjunction with any other promotion, other than the current balance transfer, bonus points or purchase rate offer, available at card application.The first annual fee will be debited on the 12 month anniversary of the first transaction on your account and annually thereafter on the anniversary of the first annual fee.

2. The promotional balance transfer rate is available when you apply for a new St.George Vertigo credit card between 31 March 2016 and 23 June 2016 and request at application to transfer balance(s) from 3 non- St.George, Bank of Melbourne and BankSA Australian issued credit, charge or store cards. The variable purchase interest rate applies to balance transfers requested at any other time. Switches, upgrades, customers accessing employee benefits or packaged cards are ineligible. The balance transfer rate is not available in conjunction with any other promotion unless specified. Promotional rate will apply to any balance(s) transferred (min $200 up to 95% of your approved available credit limit) for 18 months, unless the amount is paid off earlier. The variable purchase rate will apply to balance(s) transferred but left unpaid after the promotional period.  Card activation will trigger the processing of the balance transfer. St.George will not be responsible for any delays that may occur in processing payment to your other card account(s) and will not close the account(s). Interest free days don’t apply to balance transfers.

*The introductory rate of % p.a. on purchases is available when you apply for a new St.George credit card between 31 March 2016 and 23 June 2016. The introductory rate will be applied from card approval and expires 4 months after the date of card approval. At the end of this period the introductory purchase rate will switch to the variable purchase rate then applicable to your card account and any purchases that remain unpaid at that time will revert to the standard variable purchase rate then applicable to your card account. The introductory purchase rate is not available in conjunction with any other promotion, other than the current balance transfer or bonus points offers, available at card application. Switches, upgrades, customers accessing employee benefits or packaged cards are ineligible.