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Vertigo Card

Lower your costs, get back to you

A low interest rate on purchases and a low annual fee, make this your all-round, great value credit card

Features


 Low variable purchase rate of 13.24% p.a.
(21.49% p.a. variable on cash advances)

 Low annual fee of $55

 Up to 55 days interest free on purchases when you pay the closing balance (including any balance transfer amount) by the statement due date each month

    

St.George Vertigo Card

    

Special offers


 $0 first year annual card fee for new cards1

 0% p.a. on balance transfers for 14 months, requested at card application2

Offers end 20th September 2017.

 


 

Apply online in 10 minutes (5 for existing customers)

 


 

Rates


Competitive interest rates

Low variable purchase rate of 13.24% p.a.
Variable cash advance rate of 21.49% p.a.


Interest free days
Up to 55 days interest free on purchases when you pay the closing balance (including any balance transfer amount) by the statement due date each month
 

Promotional balance transfer rate
0% p.a. for 14 months when requested at card application2.
Calculate how much interest you could save!
   

Fees


Annual fee
$55 ($0 first year annual card fee for new cards)

Cash advance
2% of each cash advance amount


Foreign transaction
3% of the Australian dollar value


Additional cardholder
4
$0

 




Apply online in 10 minutes (5 for existing customers)

 


 

More great reasons to choose a St.George credit card

 

On the go

On-the-go access

See your balance without having to login with our handy Quick Balance Tool and make payments a breeze with Visa payWave and Tap & Pay.

Security

Security meets convenience

Fingerprint ID login means fast, secure access to mobile banking. You can even temporarily lock your lost or misplaced card in seconds.

Never miss a thing

Never miss a thing

Put your payments on auto-pilot and get back to living, with AutoPay bill alerts.

 


 

Ways to apply


 


 

Frequently asked questions

Have you got questions about applying?

Still not sure?

Use our helpful credit card selector tool kit to compare our cards.

Important information

Conditions, fees and credit criteria apply.
This card is issues as a Visa card.

View the terms and conditions:

Please read these documents and keep a copy. You can request a paper copy at a branch.

The advice on our website is prepared without knowing your personal financial circumstances. Before you act on this or any advice, please consider if it's right for you. If you need help, call 13 33 30.

Offers are not available in conjunction with any special offers that are not listed on www.stgeorge.com.au. Switches, upgrades, customers accessing employee benefits or packaged cards are ineligible.

1. $0 first year annual card fee promotion: The first year annual card fee waiver is available when you apply for a new Vertigo or Amplify credit card via www.stgeorge.com.au between 3rd May 2017 and 20th September 2017. The first annual card fee will be debited on the 12 month anniversary of the first transaction on your account and annually thereafter.

2. The promotional balance transfer rates are available when you apply for a new St.George credit card between 3rd May 2017 and 20th September 2017 and request at application to transfer balance(s) from non-St.George, Bank of Melbourne and BankSA Australian issued credit, charge or store cards. The variable purchase interest rate applies to balance transfers requested at any other time. Promotional rate will apply to any balance(s) transferred (min $200 up to 95% of your approved available credit limit) for the promotional period, unless the amount is paid off earlier. The variable purchase rate will apply to balance(s) transferred but left unpaid after the end of the promotional period. Card activation will trigger the processing of the balance transfer. St.George will not be responsible for any delays that may occur in processing payment to your other card account(s) and will not close the account(s). Interest free days don’t apply to balance transfers.

4. An additional card can be issued on the primary cardholder’s credit card account to any nominated person 16 or older provided the account is not a joint account. All transactions using the additional card will be the responsibility of the primary cardholder.