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I am looking for Home Insurance

Get Insurance you can count on when the unexpected catches you out. Save up to 25% when you quote and buy online.*


What will I be covered for?

Cover your home and belongings in case of
storms, floods, fire, theft and more


Home & Contents Insurance Product Disclosure Statement

Landlord Insurance Product Disclosure Statement

Key Fact Sheets


Ready to get started?



I have St.George Home Insurance

I am an existing St.George insurance customer


What am I covered for?

Click the links below to find the Product Disclosure Statement and relevant documents for your policy


Home & Contents Insurance

Landlord Insurance

Key Fact Sheets


Need to Make a claim?

Click below to get started.



Insurance Calculators

It’s up to you to decide the sums insured, and the type and level of cover that you want to take out. People generally want enough insurance to cover the property’s estimated replacement value It’s important to have the right amount of insurance to cover the cost of replacing your home in today’s dollars if the unexpected happens. If you don’t have enough, you may have to cover some of the cost yourself and if you have too much, you may only be paid an amount that covers your loss.  That's why we've provided these calculators. They work as guides to help you estimate the replacement value of your home building and contents. 2

Need Help?

Call us for a copy of your PDS or for any assistance with a new or existing insurance policy.

(8am - 7pm, Mon – Fri 9am - 2pm, Sat (Sydney time).  13 33 30

Why St.George Insurance?

Claim online
Lodge your claim online anytime, anywhere with our quick claims process. Take advantage of a 24/7 emergency claims lodgement line – helping you get back on track again. 
Side-by-side banking
View your insurance online or on your banking app, alongside your other St.George accounts.5
Payment flexibility
You can pay by the month or yearly – whatever suits you.3

We’re here with you every step of the way

1. Get a quote online

Get a fast quote online. You can also buy over the phone or in branch with one of our friendly consultants.

2. Check or change your policy

We are here to help with your insurance needs. We also have optional cover to give you a greater flexibility of cover. Talk to us on 13 33 30

3. Make a claim

Our local consultants are with you every step of the way. You can also lodge a claim online and get instant confirmation. We’ll also reach out in 3 business days to confirm the details and process your claim. Find out more about how to make a claim.

Important information

* Quote and buy online and save 15% off your annual premium for the first year with promotional code COVER. Plus, save 10% when you combine building and contents at the same address under the one policy.

2 The Building and Contents calculators available through our websites are intended as a guide only. For a more accurate rebuilding cost, consider obtaining a professional valuation from a licensed builder or professional valuer. 

3 Instalment premiums If you choose to pay your premium by instalments you do not pay us any more than if you pay your premium in one lump sum annually. The premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding. Note: Your financial institution may apply transaction fees to instalment payments.

5 Only primary policyholders can see policies alongside their other St.George Bank accounts.

Home and Contents Insurance and Landlord Insurance are issued by Allianz Australia General Insurance Limited ABN 99 003 719 319, which is a corporate authorised representative of Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz Insurance). For existing customers as at 21 November 2021 whose policy issue date is on or after 22 November 2021, Home and Contents Insurance and Landlord Insurance are issued by Allianz Insurance.

St.George – a Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL 233714 arranges the insurance under a distribution arrangement with Allianz Insurance, but does not guarantee the insurance. This information does not take into account your personal circumstances. Read the Product Disclosure Statement to see if this insurance is right for you.

For the standard terms, conditions and exclusions about our Home & Landlord Insurance, please refer to the relevant Product Disclosure Statement (PDS) and any supplementary PDS (if applicable). To see some of the events covered and not covered, please refer to our Key Fact Sheets (KFS).

A target market determination has been made for this product. Please visit for the target market determination.

By clicking on Get a quote you will enter a third party site hosted by Allianz. Any personal information you provide to Allianz’s hosted site will be collected, used and disclosed in accordance with Allianz’s Privacy Statement and Privacy Policy.

St.George's Privacy Policy is available at or by calling 13 33 30. It covers:

  • How you can access the personal information St.George holds about you and ask for it to be corrected;
  • How you can complain about a breach of the Privacy Act 1988 (Cth) or a registered Code by St.George and how St.George will deal with your complaint; and
  • How St.George collect, hold, use and disclose your personal information in more detail.