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Why choose St.George Contents Insurance

Save 15% online
Quote and buy online and save 15% off your annual premium for the first year with promotional code COVER
Flexible payment options
Pay by the month at no extra cost
24/7 claims support
We’ll do whatever we can to help in you in your hour of need

Offer


15%

Save 15% when you buy online

Quote and buy online and save 15% off your annual premium for the first year with promotional code COVER.

 

Get a quote

 

What level of cover do you need?

Here are the main features of the 3 levels of cover. Full details available in the PDS.

Essential Care

Provides a basic level of cover to protect your contents against loss or damage.
 

Essential Care also comes with these additional benefits:

  • Sum insured safety net: up to 5%
  • Emergency accommodation: up to $5,000

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Cover Limits

Some items are covered up to a certain limit, unless extra cover is taken out. For example:

  • Jewellery and watches: up to $500 per item ($3,000 in total)
  • Artwork: up to $3,000

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You're covered for loss or damage caused by:

  • Theft
  • Storm, flood, fire, lightning, earthquake, impact, explosion
  • Escape of liquid
  • Malicious acts, riot and civil commotion

You’re also covered for legal liability of up to $20 million.

Quality care

Covers your contents against loss or damage from a wider range of events, with additional benefits like emergency storage for contents.

Quality Care also comes with these additional benefits:

  • Sum insured safety net: up to 10%
  • Emergency accommodation: up to 12 months or 10% of the sum insured (whichever is less)

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Cover Limits

Some items are covered up to a certain limit, unless extra cover is taken out. For example:

  • Jewellery and watches: up to $1,000 per item ($5,000 in total)
  • Artwork: up to $10,000

____________________________________

You're covered for loss or damage caused by:

  • Theft
  • Storm, flood, fire lightning, earthquake, impact, explosion
  • Escape of liquid
  • Malicious acts, riot and civil commotion
  • Accidental breakage of glass
  • Electrical motor burnout

You’re also covered for legal liability of up to $20 million.

Premier care

All of the benefits of Quality Care with the extra protection of cover for accidental damage.
 

Premier Care also comes with these additional benefits:

  • Sum insured safety net: up to 20%
  • Emergency accommodation: up to 12 months or 10% of the sum insured (whichever is less)

____________________________________

Cover Limits

Some items are covered up to a certain limit, unless extra cover is taken out. For example:

  • Jewellery and watches: up to $5,000 per item ($20,000 in total)
  • Artwork: up to $20,000

____________________________________

Loss or damage caused by:

  • Theft
  • Storm, flood, fire lightning, earthquake, impact, explosion
  • Escape of liquid
  • Malicious acts, riot and civil commotion
  • Accidental breakage of glass
  • Electrical motor burnout
  • Accidental loss or damage to your contents

You’re also covered for legal liability of up to $20 million.

 
Important information

Cover is subject to your application for insurance being accepted.

Key Facts Sheets (KFS):

Home Building Essential Care KFS (PDF 186KB)

Home Contents Essential Care KFS (PDF 211KB)

Home Building Quality Care KFS (PDF 187KB)

Home Contents Quality Care KFS (PDF 211KB)

Home Building Premier Care KFS (PDF 186KB)

Home Contents Premier Care KFS (PDF 211KB)

Product Disclosure Statements (PDS)

Home and Contents Insurance Product Disclosure Statement and Supplementary Product Disclosure Statement (PDF 382KB)  (applicable to policies issued or renewed on or after 1 July 2019)

Home and Contents Insurance Product Disclosure Statement and Supplementary Product Disclosure Statement (PDF 365KB) (applicable to policies initially issued in the period between 30 June 2018 and 30 June 2019; or renewed in the period between 30 July 2018 and 30 June 2019)

Home and Contents Insurance is issued by Westpac General Insurance Limited ABN 99 003 719 319 (except workers compensation cover where applicable).  St.George  – a Division of Westpac Banking Corporation ABN 33 007 457 141 (the Bank) distributes the insurance, but does not guarantee the insurance.  

This information does not take into account your personal circumstances. Read the relevant Product Disclosure Statement, to see if the insurance is right for you.
View the Retail and Business Banking Financial Services Guide, Credit Guide and Privacy Statement. (PDF 137KB)