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Landlord Extras includes cover for rent default

If you have Optional Landlord Extras cover as part of your current Landlord Insurance policy and are experiencing partial or total loss of rent as your tenant has been financially affected by COVID-19, you may be able to claim.

Please take a look through the answers to some of the most commonly asked questions.

You can lodge a claim online or call us on 1300 655 489.


Frequently asked questions

Yes, if you have Optional Landlord Extras cover on your policy and have negotiated a reduced rent amount with your tenant, as they have been financially impacted by COVID-19, you may be eligible to claim on the difference between the original and new rent amounts.

For example, if your original rent agreement was $500 per week and you have negotiated a new rent agreement for $350 per week, you may be able to claim for the $150 per week difference.

All claims will be subject to existing policy limits – up to $1,000 a week for a maximum of 10 weeks.

You will need to provide evidence, such as:

  • Copy of the new rental agreement
  • Documentation the tenant provided to show the impact of COVID-19 on their financial position

 

 

 

 

Important information

Product Disclosure Statements (PDS)

Landlord Product Disclosure Statement (PDF 710KB) (applicable to policies issued on or after the 20 August 2021 or renewed on or after the 5 October 2021)

For the standard terms, conditions and exclusions about our Home & Landlord Insurance, please refer to the relevant Product Disclosure Statement (PDS) and any supplementary PDS (if applicable). To see some of the events covered and not covered, please refer to our Key Fact Sheets (KFS).

Landlord Insurance is issued by Allianz Australia General Insurance Limited ABN 99 003 719 319, which is a corporate authorised representative of Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz Insurance). St.George – a Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL 233714 arranges the insurance under a distribution arrangement with Allianz Insurance, but does not guarantee the insurance. This information does not take into account your personal circumstances. Read the Product Disclosure Statement to see if this insurance is right for you. 

A target market determination has been made for this product. Please visit https://www.stgeorge.com.au/tmd for the target market determination.