Buying your next home
Start researching and take your next step.
$2K cashback* when you stick with us
Special offer for existing home loan customers
Must apply for a new loan by 30 September and settle by 31 December 2022, plus sell a property with an existing St.George home loan between 1 March and 31 December 2022. Min loan $250K. Conditions, credit criteria, fees, charges, eligibility criteria and exclusions apply.
What do you need to think about when buying your next home?
Pay less with an offset
Don't have an offset account already? Find out how it could help you pay much less interest over time with your next loan.
Pay your loan off sooner
Here are 5 simple strategies to help you pay your loan down more quickly – so you can own your own home sooner.
Start your application online
A home loan expert will call you once you have submitted your application to talk through next steps.
Our Home Loans
Here's how we can help you get into your next home.
Some key features
Learn about the different features of your home loan and see how they could affect you.
Important information
Credit criteria, fees and charges apply. Based on St.George credit criteria, residential lending is not available for Non-Australian resident borrowers.
* $2,000 Cashback: Conditions, credit criteria, fees, charges, eligibility criteria and exclusions apply. Exclusive offer available for existing St.George home loan customers who take out a new Owner Occupier or Residential Investment Loans when both: (i) a new home loan application is received from 30 May 2022 to 30 September 2022 and settled by 31 December 2022, and (ii) an existing St.George home loan is sold from 1 March 2022 to 31 December 2022. The cashback will be paid into a St.George Complete Freedom transaction account within 60 days of the settlement of the new loan or the sale of the existing St.George home loan (whichever is later). The transaction account must be linked to the home loan at the time of settlement, and kept open for 60 days after settlement. Only one cashback will be paid regardless of the number of applications, applicants, properties or loans involved. For joint applications, only one cashback payment will be paid to the primary applicant. Before deciding to acquire a St.George Complete Freedom transaction account, read the terms and conditions, and consider whether the product is right for you.
Offer current as of 30 May 2022 and may be varied or withdrawn at any time. $250k min loan amount. No LVR restrictions apply to this offer. Excludes refinances and switches of home loans from external providers or within the Westpac Group (which includes Westpac, St.George, Bank of Melbourne, BankSA and RAMS). Offer not available for residential lending originated under family or company trusts, Portfolio loans, Relocation Loans or substitutions of securities (‘Portabilities’), St.George Private Bank customers and customers holding business products, or home loans sold from a different brand within the Westpac Group.
Tax consequences may arise from this promotion for investors and customers should seek independent advice on any taxation matters.