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Apply for a Personal Loan

Personal Loans

Secured Personal Loan

  • A lower interest rate, where we accept your car as security1
  • Choose a fixed or variable interest rate
  • Choose a term of up to
    • 7 years for variable interest rate loans
    • 5 years for fixed interest rate loans.

Unsecured Personal Loan

  • Apply and complete an application for a new St.George Unsecured Personal Loan and we’ll waive the $195 establishment fee. Offer ends 30 September 2019.#
  • Choose a fixed or variable interest rate
  • Choose a term of up to
    • 7 years for variable interest rate loans
    • 5 years for fixed interest rate loans.

Unsecured Personal Overdraft

  • Be prepared for unexpected expenses
  • Only pay interest on what you use
  • Link it directly to your Complete Freedom transaction account.

Get Set Loan

  • Access to your funds whenever you need without reapplying,  up to an approved limit
  • Only pay interest on your outstanding balance, not the assigned credit limit
  • 24 hour access to funds via Internet Banking or Phone Banking2
  • Great variable interest rate of 17.00% p.a.
  • You can apply over the phone or in branch.

How to apply

Important Information

Visa ® is a registered trademark of Visa International PTe Ltd.

Credit criteria, terms and conditions, fees and charges apply.

Before making a decision, it's best to read the terms and conditions:

The information on our website is prepared without knowing your personal financial circumstances. Before you act on this, please consider if it's right for you.

1. To qualify for a lower interest rate, any motor vehicle offered as security must not be more than 12 years old upon loan expiry. The vehicle used as security must be registered under the applicant's name.

2. Subject to systems availability.

# $0 Establishment fee offer: Information current as at 22 August 2019. The offer is open to customers who apply and complete an application for a new fixed or variable rate St.George Unsecured Personal Loan by 30 September 2019 in Branch, by calling call 13 33 30  or online via the 'Apply now' application button on this page. For existing customers applying via the St.George Mobile Online Banking app please enter Special Offer Code ‘U9‘ to receive the offer. If approved, the Establishment fee will be waived, saving $195. This offer cannot be used in conjunction with any other offer and may be varied or withdrawn at any time. All other fees outlined on the Product page and in the Terms and Conditions apply. Interest rates are subject to change. Read the product Terms and Conditions, including the Internet and Phone Banking Terms and Conditions before making a decision and consider whether the product is appropriate for you. If you need help, call 13 33 30.