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Our Vertigo Platinum card will soon no longer be available

From 20th August 2021, we will no longer be offering our Vertigo Platinum credit card. If you’d like this card, your completed application needs to be submitted before 20th August 2021. You’ll also need to activate your new card by the 4th October 2021.
Note you will not be able to retrieve a part-completed application after 20th August 2021. Please call 13 33 30 for further information or help with your application.

Quick snapshot

Get our lowest credit card interest rate on purchases, plus a range of complimentary insurances.

St.George Vertigo Platinum credit card
$99 Annual card fee
12.99% p.a. Variable interest rate on purchases
Up to 55 days Interest free on purchases1
$6,000 Minimum credit limit

See below for standard rates and fees.


Why you’ll love the Vertigo Platinum card

Our lowest interest rate on purchases

Currently 12.99% p.a.

Complimentary insurances

Get interstate flight inconvenience insurance, up to 6 months’ complimentary cover for overseas travel insurance, plus extended warranty, purchase security for up to 4 months’ and transit accident insurance. Subject to the conditions in the Credit Card Complimentary Insurance Policy2.

Up to 55 days interest-free

That’s more time to pay your purchase balance and avoid interest charges on your purchases1. The interest-free days don’t cover cash advances.

Other reasons to choose

Add up to 3 additional cardholders (16 or over) for free, while keeping all the spend on the one account3.

Rainbow Design

Get this card with the same offer and features with a limited edition exclusive rainbow design - apply through
our Rainbow Vertigo Platinum card page.

Rainbow Vertigo Platinum card

Key rates and fees

  • 12.99% p.a. variable interest rate on purchases
  • $99 annual card fee
  • 21.49% p.a. variable cash advance interest rate
  • $15 fee applied for each late payment or missed payment
  • 2% of each cash advance amount (minimum of $2.50 capped at $150 per transaction)
  • $9 for each dishonour of a payment under the Autopay automatic payment arrangement
  • 3% of the Australian dollar value for transactions with merchants based overseas

Before you apply

Follow this section to improve the likelihood your application is approved. 

  • You’re aged 18 or over
  • You’re an Australian citizen or have a permanent residency visa
  • You have a regular, verifiable income
  • You have a residential address in Australia.
Important information
Conditions, fees and credit criteria apply. This card is issued as a Visa card. Before making a decision read the Terms and Conditions and consider if the product is right for you. 

Switches, upgrades, or Westpac Group staff are ineligible. This promotion may be varied or withdrawn at any time and is not available in conjunction with any other promotion.

55 Days Interest Free: Receive up to 55 days interest free on your purchases if your account is paid in full by the due date shown each month (excluding any balance transfers and Plan&Pay instalments), this is called the Monthly Payment Balance on your statement.

2 Complimentary insurance covers: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 has issued an insurance group policy to Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 (Westpac) which allows eligible St.George cardholders to claim under it as third party beneficiaries. Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs. The terms, conditions, limits and exclusions of the group policy are set out in the Credit Card Complimentary Insurance Terms and Conditions (PDF 474KB) which may be amended from time to time. Westpac does not guarantee this insurance.

3 An additional credit card can be issued on the primary cardholder's account to any nominated person 16 years or over. All transactions using the additional credit card will be the responsibility of the primary cardholder.

Fraud Money Bank Guarantee: Our St.George Fraud Money Back Guarantee ensures that customers will be reimbursed for any unauthorised transactions provided that the customer has not contributed to the loss and contacted St.George promptly. Refer to the Credit Card Terms and Conditions (PDF 303KB) for full details, including when a customer will be liable.

Read the Apple Pay Terms and Conditions (PDF 55KB) before making a decision and consider if it is right for you. To use Apple Pay you will need an eligible card, and a compatible device with a supported operating system. See our Apple Pay FAQs for more information. Apple, the Apple logo, Apple Pay, Apple Watch and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

Read the Google Pay Terms and Conditions (PDF 86KB) before making a decision and consider if it is right for you. Available for eligible cards. To use Google Pay you will need to use a compatible device with a supported operating system. See our Google Pay FAQs for more information.

Read the Samsung Pay Terms and Conditions (PDF 111KB) before making a decision and consider if it is right for you. To use Samsung Pay you will need to use a compatible device with a supported operating system. See our Samsung Pay FAQs for more information.

Internet connection may be needed to make purchases using Google Pay, Samsung Pay and normal mobile data charges apply.

Android, Google Pay and Google Play are trademarks of Google Inc.

Samsung and Samsung Pay are trademarks or registered trademarks of Samsung Electronics Co., Ltd.