Direct Margin Lending
At Direct Margin Lending we offer you all the benefits of a margin loan along with our distinctively personal approach - a combination that makes a Direct Margin Loan one of the most simple and flexible ways to build your wealth.
This product is closed to new applicants. Please click here to find out more about St.George Margin Loan.
Acceptable Listed Securities - effective 11 March 2020
Acceptable Managed Funds - effective 11 March 2020
Acceptable Platforms - effective 11 March 2020
Loan to Value Ratio changes for 11 March 2020 - The most recent LVR changes are effective as at 11 March 2020. It is recommended that clients monitor their portfolios in light of these changes. View the loan to value ratio changes.
At Direct Margin Lending we want to help you manage your loan quickly and easily. So, we have provided the forms you are most likely to need all in the one space.
Fixed Interest Rate Request
Complete and submit a Fixed Interest Rate request online.
Credit Limit Assessment Form (File size: 245 KB)
Use this form when you would like to apply for a credit limit increase or where Direct Margin Lending has requested an updated financial assessment from you.
New Fixed Loan Form (File size: 63 KB)
If you wish to fix your loan and prepay your interest complete and sign this form.
Refinance Authority (File size: 60 KB)
Download, complete and return this form with a completed Application Form to refinance your existing margin loan to Direct Margin Lending.
Update my details (File size: 106 KB)
Please use this form to ensure we have the correct and most up-to-date contact details for you.
Drawdown Request (File size: 96 KB)
Use this form to arrange cash withdrawals from your Margin Lending facility.
Direct Margin Lending Direct Debit Request (File size: 126 KB)
Debit your monthly interest charges directly from your bank account. In completing the direct debit form request you are accepting the terms and conditions of the Direct Debit Request Service Agreement (File size: 131 KB).
Authorised Signatory Form (File size: 101 KB)
Complete this form to give a person other than your Adviser the authority to act on your existing margin lending facility, or, if you wish to change/revoke this authority.
Nominated Adviser Form (File size: 188 KB)
Complete this form to add/change or remove an adviser on your current margin loan facility.
Account Closure Form (File size: 140 KB)
Complete this form if you wish to terminate your margin loan account with us.
St.George Bank - A Division of Westpac Banking Corporation is the issuer of the Direct Margin Lending Margin Loan Product Disclosure Statement (“PDS”).
This information has been prepared without taking into account your personal objectives, financial situation or needs. For this reason, before acting on the information you should
consider its appropriateness to your objectives, financial situation or needs and consider the disclosure documents which include the PDS.
The PDS and other disclosure documents are relevant when deciding whether to acquire or hold this product and can be obtained by calling 13 33 30.
Applications for credit are subject to the issuer's prevailing lending criteria. Terms and conditions apply to the product.