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Maxi Saver rates below are for NSW, ACT, SA & NT customers.

Balance

Standard variable rate

Bonus for new Maxi Saver customers1

Earn up to1

Balances up to $5,000,000.00

% p.a.

% p.a. for 3 months

% p.a.

On the portion of the balance over $5,000,000.00

% p.a.

% p.a. for 3 months

% p.a.

Maxi Saver rates below are for QLD, VIC, WA & TAS customers.

Balance

Standard variable rate

Bonus for new Maxi Saver customers

Earn up to

Balances up to $5,000,000.00

% p.a.

% p.a. for 3 months

% p.a.

On the portion of the balance over $5,000,000.00

% p.a.

% p.a. for 3 months

% p.a.

Incentive Saver rates for NSW, ACT, SA & NT residents.

Balance

Standard variable rate

Standard Bonus3

Earn up to

All Balances

% p.a.

%p.a.

%p.a.

Incentive Saver rates for QLD, VIC, WA & TAS residents

Balance

Standard variable rate

Standard Bonus3

Earn up to

All Balances

% p.a.

%p.a.

%p.a.

SENSE Savings accounts

Balance

SENSE Savings

Balances up to $4,999.99

% p.a.

From $5,000 to $19,999.99

% p.a.

From $20,000 and over

% p.a.

DIY Super Saver2 rates below are for NSW, ACT, SA & NT customers.

Balance

Standard variable rate

Bonus for new DIY Super Saver account customers2

Earn up to2

Balances up to $5,000,000.00

% p.a.

%p.a. for 4 months.

%p.a.

On the portion of the balance over $5,000,000.00

% p.a.

%p.a. for 4 months.

%p.a.

DIY Super Saver rates below are for QLD, VIC, WA & TAS customers.

Balance

Standard variable rate

Bonus for new DIY Super Saver account customers

Earn up to

Balances up to $5,000,000.00

% p.a.

%p.a. for 4 months.

%p.a.

On the portion of the balance over $5,000,000.00

% p.a.

%p.a. for 4 months.

%p.a.

Investment Cash Account

Balance

Interest rate

Balances up to $4,999.99

% p.a.

From $5,000 to $9,999.99

% p.a.

From $10,000 to $19,999.99

% p.a.

From $20,000.00 to 49,999.99

% p.a.

From $50,000.00 to $99,999.99

% p.a.

From $100,000.00 to $249,999.99

% p.a.

From $250,000.00 to $499,999.99

% p.a.

From $500,000 and over

% p.a.

Transaction accounts

Complete Freedom Account

Balance

Interest rate

All balances

% p.a.

Complete Freedom Student Account

Balance

Interest rate

All balances

% p.a.

Retirement Access Plus Account

Balance

Interest rate

Balances up to $1,999.99

% p.a.

On the part of the balance between $2,000.00 to $40,999.99

% p.a.

On the part of the balance between $41,000 and over

% p.a.

Personal Transaction, Savings & Investment Accounts Interest Rates No Longer Offered for Sale

Default interest rate

Applicable to your account when overdrawn without an approved overdraft limit

Balance

Interest rate

All Balances

20.00% p.a.

Important information

Conditions and fees apply.
Before making a decision, it’s best to read the terms and conditions.

Please read these documents and keep a copy. You can request a paper copy at a branch.

The information on our website is prepared without knowing your personal financial circumstances. Before you act on this, please consider if it's right for you. If you need help, call 13 33 30.

1 If you open a Maxi Saver account and you have not held an Maxi Saver Account before and you are a personal customer, you'll earn an Introductory Promotional Fixed Bonus Rate of 1.60% p.a. on top of the standard variable interest rates (standard base rate and bonus rate when the bonus rate criteria is met) during the Promotional Rate Period. The Promotional Rate Period is the first 3 months from the date your account is opened.

2 If you open a new DIY Super Saver account and you have not held a DIY Super Saver account before and you are a personal customer, you'll earn a fixed bonus rate on top of the standard variable DIY Super Saver rate. The standard variable DIY Super Saver rate may be changed at any time but the fixed bonus rate will not change while it applies during the Promotional Rate Period. The Promotional Rate Period is the first 4 months from the date your account is opened.

3 Bonus interest applies when you make at least one deposit and no withdrawals in the calendar month